Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
859 of 2,219
its rank by overall score
Place in its category
44th of 85 credit unions
Closing balance

Named in

5of 60 answers

by 4 of 4 assistants

Statement note

What this means for TAPCO Credit Union

AI assistants name TAPCO Credit Union in 8.3% of answers, which is higher than the typical company in its sector, named in 0% of answers. Its overall score is 30 out of 100, ranking 859th of 2,219 companies. The website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned TAPCO Credit Union by name. AI assistants named it in 5 of the 60 answers. Counting only how often it is named, it ranks 86th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
30Overall score
  • Visibility9
  • Citations2
  • Sentiment50
  • Site quality87
  • AI readiness21
Summary of account
Named by AI in
8.3%
5 of 60 answers
Share of mentions
11.6%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
136 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

TAPCO Credit Union came up on 3 of 15 questions. Open any window to read that answer.

  1. 01What are the typical fees for personal accounts at Washington State credit unions?0/4
  2. 02Why might a credit union account application be denied in Washington State?0/4
  3. 03Credit union business accounts vs. commercial bank business accounts: which is better for local businesses?0/4
  4. 04What are the best credit unions in Washington State for personal checking accounts?1/4
  5. 05What alternatives exist to credit unions for personal banking in Washington State?0/4
  6. 06Which credit unions in Washington offer business banking solutions for small businesses?3/4
  7. 07Are credit union membership benefits in Washington worth joining for everyday banking?0/4
  8. 08Are interest rates usually better at credit unions in Washington compared to banks?0/4
  9. 09Is it worth choosing a credit union over a bank for business checking accounts?0/4
  10. 10What are some ways Washington residents use credit unions to reach financial goals?0/4
  11. 11How can small businesses in Washington leverage credit unions for growth funding?0/4
  12. 12What options do local businesses have besides credit unions for managing finances?0/4
  13. 13How do credit unions compare to traditional banks for personal savings accounts in Washington State?0/4
  14. 14How can you resolve debit card issues with a local credit union?0/4
  15. 15Which credit unions in Washington State offer the best community impact programs?1/4
Total namedOpenAI: 1/15Claude: 2/15Perplexity: 1/15Gemini: 1/15All assistants: 5/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Which credit unions in Washington offer business banking solutions for small businesses?”

… TAPCO Credit Union · Business checking, savings, money-market accounts, credit cards, lending, and online/mobile banking; serves businesses across Washington.

Harborstone Credit Union · Business money-market and certificate accounts, business credit cards, lines of credit, equipment loans, commercial real-estate loans, construction loans, and SBA loans.

Gesa Credit Union · Commercial checking and other accounts, lending, treasury-management services, digital tools, and customized financing for equipment, real estate, working capital, and expansion.

Sou …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Sound Credit Union
    6
  2. 02
    Washington State Employees Credit Union (WSECU)
    2
  3. 03
    Harborstone Credit Union
    1
  4. 04
    BECU (Boeing Employees Credit Union)
    1

Share of mentions

CompanyShare
  1. BECU (Boeing Employees Credit Union)
    30.2%
  2. Washington State Employees Credit Union (WSECU)
    27.9%
  3. Sound Credit Union
    25.6%
  4. TAPCO Credit Union
    11.6%
  5. Harborstone Credit Union
    4.7%
  6. TwinStar Credit Union
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    wsecu.org
    12
  2. 02
    becu.org
    10
  3. 03
    soundcu.com
    8
  4. 04
    seattlecu.com
    6
  5. 05
    gesa.com
    6
  6. 06
    bankrate.com
    6
  7. 07
    tapcocu.org (its own website)
    5
  8. 08
    nerdwallet.com
    5
  9. 09
    monitorbankrates.com
    5
  10. 10
    bluevine.com
    5

TAPCO Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
2/15
Gemini
1/15
OpenAI
1/15
Perplexity
1/15
Market comparisonSection 06

How TAPCO Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
9

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
30
Ranks 136 of 394. Typical company: 28
Named in answers
8.3%
Ranks 86 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
30
Ranks 44 of 85. Typical company: 31
Named in answers
8.3%
Ranks 24 of 85. Typical company: 3.3%
AI readiness
21
Ranks 35 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. TAPCO Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.tapcocu.org · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 30 of 100 badge for TAPCO Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/tapcocu.org"><img src="https://aeo-audit.rezolve.com/finance/badges/tapcocu.org.svg" alt="Overall score 30 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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