Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
September 23 and 24, 2026
when the AI assistants were asked
Account no.
21 of 2,219
its rank by overall score
Place in its category
1st of 61 large national banks
Closing balance

Named in

37of 60 answers

by 4 of 4 assistants

Statement note

What this means for Banco Popular de Puerto Rico

AI assistants name this large national bank in 61.7% of answers, while they name the typical company in its sector in 0%. Its overall score is 47 out of 100, ranking 21st of 2,219 in the study and 2nd of 394 in its sector. The website passes 3 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Banco Popular de Puerto Rico by name. AI assistants named it in 37 of the 60 answers. Counting only how often it is named, it ranks 2nd of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
47Overall score
  • Visibility56
  • Citations10
  • Sentiment50
  • Site quality87
  • AI readiness21
Summary of account
Named by AI in
61.7%
37 of 60 answers
Share of mentions
51.4%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
2 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Banco Popular de Puerto Rico came up on 14 of 15 questions. Open any window to read that answer.

  1. 01Alternatives to traditional commercial loans for Puerto Rican businesses1/4
  2. 02Is opening a business checking account in Puerto Rico worth it for freelancers?1/4
  3. 03Savings account vs money market account in Puerto Rico—what's the difference?2/4
  4. 04Traditional banks vs online banks for personal banking in Puerto Rico4/4
  5. 05Average monthly maintenance fees for checking accounts in Puerto Rico4/4
  6. 06Best banks in Puerto Rico for small business owners4/4
  7. 07What are the typical overdraft fees for consumer banking accounts in Puerto Rico?4/4
  8. 08Are high-yield savings accounts in Puerto Rico a good choice for short-term savings?0/4
  9. 09Non-bank options for personal loans in Puerto Rico1/4
  10. 10What alternatives exist to brick-and-mortar banking for residents of Puerto Rico?4/4
  11. 11ATM withdrawal problems in Puerto Rico: Common causes and solutions2/4
  12. 12How to resolve issues accessing online banking platforms in Puerto Rico2/4
  13. 13How to open a bank account for expats moving to Puerto Rico3/4
  14. 14What are the best checking account options for individuals living in Puerto Rico?4/4
  15. 15What are popular financing options for small businesses operating in Puerto Rico?1/4
Total namedOpenAI: 6/15Claude: 9/15Perplexity: 10/15Gemini: 12/15All assistants: 37/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the typical overdraft fees for consumer banking accounts in Puerto Rico?”

In Puerto Rico, typical consumer overdraft fees are about $15 per paid item at Banco Popular, though some accounts charge no overdraft fee at all. More broadly, U.S. banking data show overdraft fees often run around $25 to $35 per transaction, so Puerto Rico’s largest retail-bank example is on the lower end of that range.

For Puerto Rico consumer accounts specifically:

Banco Popular standard overdraft service: $15 per transaction paid against insufficient or unavailable funds, with a maximum of 5 fees per day and no fee for items of $5 …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Oriental Bank
    20

Share of mentions

CompanyShare
  1. Banco Popular de Puerto Rico
    51.4%
  2. Oriental Bank
    25.0%
  3. FirstBank Puerto Rico
    15.3%
  4. Banco Santander Puerto Rico
    6.9%
  5. Citibank Puerto Rico
    1.4%
  6. Scotiabank Puerto Rico
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    popular.com (its own website)
    62
  2. 02
    1firstbank.com
    43
  3. 03
    banescousa.com
    33
  4. 04
    oneparkfinancial.com
    17
  5. 05
    reddit.com
    16
  6. 06
    relocatepuertorico.com
    14
  7. 07
    resourcecenter.popular.com
    11
  8. 08
    westernunion.com
    10
  9. 09
    bankrate.com
    9
  10. 10
    jarniascyril.com
    8

Banco Popular de Puerto Rico is in the study as a large national bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
12/15
Perplexity
10/15
Claude
9/15
OpenAI
6/15
Market comparisonSection 06

How Banco Popular de Puerto Rico compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
56

How often AI assistants name the company, and how that compares with its peers

Citations
10

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
47
Ranks 2 of 394. Typical company: 28
Named in answers
61.7%
Ranks 2 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with large national banks

61 companies in this category. The gold tick on each bar is the typical company.

Overall score
47
Ranks 1 of 61. Typical company: 27
Named in answers
61.7%
Ranks 1 of 61. Typical company: 1.7%
AI readiness
21
Ranks 27 of 61. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Banco Popular de Puerto Rico publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 5, 2026 · www.popular.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

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Overall score 47 of 100 badge for Banco Popular de Puerto Rico

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/popular.com"><img src="https://aeo-audit.rezolve.com/finance/badges/popular.com.svg" alt="Overall score 47 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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