Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
160 of 2,219
its rank by overall score
Place in its category
10th of 203 payment processors
Closing balance

Named in

28of 60 answers

by 4 of 4 assistants

Statement note

What this means for Payfast (PayGate)

AI assistants name the payment processor Payfast (PayGate) in 46.7% of answers, while the typical company in its sector is named in none. It has an overall score of 41 out of 100, ranking 160th of 2,219 overall. Its website passes 6 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Payfast (PayGate) by name. AI assistants named it in 28 of the 60 answers. Counting only how often it is named, it ranks 7th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
41Overall score
  • Visibility42
  • Citations3
  • Sentiment50
  • Site quality73
  • AI readiness43
Summary of account
Named by AI in
46.7%
28 of 60 answers
Share of mentions
38.4%
of the mentions of it and its 5 peers
AI readiness
6/14
technical checks passed. Typical for its sector: 4
Rank in its sector
31 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Payfast (PayGate) came up on 11 of 15 questions. Open any window to read that answer.

  1. 01Online payment gateway vs. merchant account—what’s better for small businesses sending payments to South Africa?1/4
  2. 02Best non-gateway solutions for processing e-commerce payments between the US and South Africa?3/4
  3. 03Why are international payments failing on my payment gateway integration for South African customers?0/4
  4. 04How can I reduce fraud risk when processing payments for South African clients online?0/4
  5. 05Most secure payment gateway options for US-based e-commerce serving South Africa?4/4
  6. 06Are there payment gateways with flat monthly rates for cross-border payments to South Africa?2/4
  7. 07What’s the best payment gateway setup for a US-based freelancer invoicing clients in South Africa?2/4
  8. 08What are the best online payment gateways for South African businesses accepting international payments?4/4
  9. 09Does investing in a local payment gateway help increase payment approval rates for cross-border transactions?0/4
  10. 10How do all-in-one payment gateways compare to custom integrations for international transactions?0/4
  11. 11Recommended payment solutions for a US e-commerce store selling to South African shoppers?4/4
  12. 12Alternatives to traditional online payment gateways for receiving payments from the US in South Africa?3/4
  13. 13What are the typical fees for international payment gateways handling US to South Africa transactions?2/4
  14. 14What other types of platforms can be used instead of payment gateways for South African online stores?2/4
  15. 15Is a dedicated online payment gateway worth it for accepting international card payments from the US to South Africa?1/4
Total namedOpenAI: 8/15Claude: 5/15Perplexity: 7/15Gemini: 8/15All assistants: 28/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best online payment gateways for South African businesses accepting international payments?”

For most South African businesses selling internationally, the strongest shortlist is PayPal, Payfast, Peach Payments, Yoco, and Flutterwave. The best choice depends on whether you prioritize global customer familiarity, local payment methods, African market coverage, or lower processing costs.

Gateway · Best for · Key strengths · Main cautions

PayPal · Global customers and freelancers · Widely recognized internationally; easy to add to websites and invoices; strong buyer trust · Higher currency-conversion and withdrawal costs; account holds and settlement dela …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Peach Payments
    17
  2. 02
    Yoco
    7
  3. 03
    PayGate
    5
  4. 04
    iKhokha
    1

Share of mentions

CompanyShare
  1. Payfast (PayGate)
    38.4%
  2. Peach Payments
    30.1%
  3. Yoco
    17.8%
  4. PayGate
    9.6%
  5. iKhokha
    4.1%
  6. DPO Pay
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    netcash.co.za
    22
  2. 02
    shopify.com
    13
  3. 03
    sashares.co.za
    12
  4. 04
    stitch.money
    11
  5. 05
    payfast.io (its own website)
    8
  6. 06
    usezaro.com
    7
  7. 07
    wise.com
    7
  8. 08
    stripe.com
    6
  9. 09
    ozow.com
    6
  10. 10
    digitalhumanity.co.za
    5

Payfast (PayGate) is in the study as a payment processor.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
8/15
OpenAI
8/15
Perplexity
7/15
Claude
5/15
Market comparisonSection 06

How Payfast (PayGate) compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
42

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
41
Ranks 31 of 375. Typical company: 27
Named in answers
46.7%
Ranks 7 of 375. Typical company: 0.0%
AI readiness
43
Ranks 15 of 375. Typical company: 29
Against its categorySection 08

Compared with payment processors

203 companies in this category. The gold tick on each bar is the typical company.

Overall score
41
Ranks 10 of 203. Typical company: 27
Named in answers
46.7%
Ranks 3 of 203. Typical company: 0.0%
AI readiness
43
Ranks 8 of 203. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Payfast (PayGate) publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check

The website runs on Magento.

Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 43 of 100 · 97% of checks could run · checked on October 9, 2026 · payfast.io · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

6 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 4 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*blocked
  • ClaudeBotpartly
  • Anthropic-AI*blocked
  • Google-Extended*blocked
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBot*blocked
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

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Overall score 41 of 100 badge for Payfast (PayGate)

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/payfast.io"><img src="https://aeo-audit.rezolve.com/finance/badges/payfast.io.svg" alt="Overall score 41 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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