Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Synchrony Financial

synchronybank.comSYF

Card networks and card issuersCards and payments

S&P 500

Also in the US AI Visibility Study

Statement period
September 23 to 26, 2026
when the AI assistants were asked
Account no.
175 of 2,219
its rank by overall score
Place in its category
2nd of 14 card networks and issuers
Closing balance

Named in

12of 60 answers

by 4 of 4 assistants

Statement note

What this means for Synchrony Financial

AI assistants name this card network or issuer in 20% of answers, which is more than the typical company in its sector. It has an overall score of 41 out of 100, ranking 175th of 2,219 companies. Its website passes 3 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Synchrony Financial by name. AI assistants named it in 12 of the 60 answers. Counting only how often it is named, it ranks 34th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
41Overall score
  • Visibility21
  • Citations0
  • Sentiment92
  • Site quality87
  • AI readiness21
Summary of account
Named by AI in
20.0%
12 of 60 answers
Share of mentions
25.5%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
31 of 375
by overall score, where the typical cards and payments company scores 27

Get the full report on Synchrony Financial as a PDF

Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Line itemsSection 01

Every question, and where the company came up

Synchrony Financial came up on 5 of 15 questions. Open any window to read that answer.

  1. 01Best online savings options for people saving for a down payment on a house1/4
  2. 02Why is my online savings account interest not compounding as expected?0/4
  3. 03Is it a good idea to lock my money in a CD instead of keeping it in a regular savings account?0/4
  4. 04How can I access my funds quickly if I need to withdraw from a CD before maturity?0/4
  5. 05Online savings account vs money market account: which is better for maximizing interest?0/4
  6. 06How can online CDs help with reaching long-term financial goals like retirement or college savings?0/4
  7. 07High-yield savings accounts with no minimum deposit requirements in the US4/4
  8. 08Are high-yield savings accounts worth it for people who want to avoid monthly fees?0/4
  9. 09How do long-term and short-term CDs compare for savers looking for security?0/4
  10. 10Alternatives to fixed-term certificates of deposit for people seeking more flexibility0/4
  11. 11What alternatives exist to traditional high-yield savings accounts for earning interest with low risk?0/4
  12. 12What are the best high-yield online savings accounts for building an emergency fund?4/4
  13. 13How do interest rates for online CDs vary based on deposit amount and term length?0/4
  14. 14What are typical fees to watch out for with online savings accounts?1/4
  15. 15Top certificates of deposit with flexible terms and competitive interest rates in the US2/4
Total namedOpenAI: 2/15Claude: 2/15Perplexity: 4/15Gemini: 4/15All assistants: 12/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“High-yield savings accounts with no minimum deposit requirements in the US”

Based on current information, here are several high-yield savings accounts with no minimum deposit requirements in the US:

Top Options

Synchrony Bank High Yield Savings

The Synchrony Bank High Yield Savings account has no minimum deposit and offers one of the highest APYs on our radar. It provides an ATM card with access to your cash at tens of thousands of free ATMs, and Synchrony will reimburse a certain amount of out-of-network ATM fees.

American Express High Yield Savings

American Express High Yield Savings requires no minimum deposit to open for the APY they offer.

Barcla …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Ally Bank
    12
  2. 02
    Synchrony Bank
    12
  3. 03
    Marcus by Goldman Sachs
    6

Share of mentions

CompanyShare
  1. Synchrony Financial
    25.5%
  2. Marcus by Goldman Sachs
    23.4%
  3. American Express National Bank
    19.1%
  4. Ally Bank
    14.9%
  5. Capital One 360
    14.9%
  6. Discover Bank
    2.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    fortune.com
    41
  2. 02
    finance.yahoo.com
    41
  3. 03
    cnbc.com
    36
  4. 04
    bankrate.com
    31
  5. 05
    nerdwallet.com
    23
  6. 06
    forbes.com
    21
  7. 07
    experian.com
    20
  8. 08
    fool.com
    18
  9. 09
    raisin.com
    16
  10. 10
    fidelity.com
    14

Synchrony Financial is in the study as a card network or issuer.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
4/15
Perplexity
4/15
Claude
2/15
OpenAI
2/15
Market comparisonSection 06

How Synchrony Financial compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
21

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
92

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
41
Ranks 31 of 375. Typical company: 27
Named in answers
20.0%
Ranks 34 of 375. Typical company: 0.0%
AI readiness
21
Ranks 216 of 375. Typical company: 29
Against its categorySection 08

Compared with card networks and issuers

14 companies in this category. The gold tick on each bar is the typical company.

Overall score
41
Ranks 1 of 14. Typical company: 30
Named in answers
20.0%
Ranks 2 of 14. Typical company: 7.5%
AI readiness
21
Ranks 6 of 14. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals

The website turns away requests that do not come from a browser. AI agents that say what they are meet the same refusal.

Can an AI agent check out here?

Not by itself. Synchrony Financial publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 3, 2026 · synchronybank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

Take it with you

Get the full report on Synchrony Financial as a PDF

Every number on this page in a PDF you can keep and share with your team. Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

ShareSection 12

Share this result

Overall score 41 of 100 badge for Synchrony Financial

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/synchronybank.com"><img src="https://aeo-audit.rezolve.com/finance/badges/synchronybank.com.svg" alt="Overall score 41 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
Next step

Want AI assistants to name your company?

Book a 30-minute demo to see Rezolve Ai in action and what it can do for your business.

Request a demo