Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Payoneer

payoneer.com

Cross-border payments and remittancesCards and payments

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
46 of 2,219
its rank by overall score
Place in its category
4th of 84 cross-border payments providers
Closing balance

Named in

28of 60 answers

by 4 of 4 assistants

Statement note

What this means for Payoneer

AI assistants name Payoneer in 46.7% of answers, while the typical company in its sector is named in 0% of answers. Its overall score is 45 out of 100, ranking 46th of 2,219 companies and 8th among 375 in its sector. Payoneer's website passes 4 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Payoneer by name. AI assistants named it in 28 of the 60 answers. Counting only how often it is named, it ranks 7th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
45Overall score
  • Visibility41
  • Citations3
  • Sentiment82
  • Site quality73
  • AI readiness29
Summary of account
Named by AI in
46.7%
28 of 60 answers
Share of mentions
33.7%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 4
Rank in its sector
8 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Payoneer came up on 13 of 15 questions. Open any window to read that answer.

  1. 01What’s the best way for US businesses to pay remote teams in different countries?1/4
  2. 02What are alternatives to global payment platforms for managing international B2B transactions?3/4
  3. 03Which business payment solutions offer multi-currency support for cross-border freelancers?4/4
  4. 04How do you resolve issues with receiving international payments as a freelancer in the US?2/4
  5. 05How can small businesses pay global suppliers without using a traditional payment platform?1/4
  6. 06Are there monthly subscription costs for international business payment platforms?2/4
  7. 07How do global business payment platforms compare to traditional wire transfers for international transactions?0/4
  8. 08What’s the difference between online payment platforms and banks for cross-border business payments?2/4
  9. 09Is using a global payment platform for international business worth it if most clients are overseas?1/4
  10. 10What fees do global business payment solutions usually charge for receiving funds from abroad?2/4
  11. 11What should I do if a cross-border business payment is delayed on a digital platform?0/4
  12. 12Business payment platforms vs. international e-wallets: Which is better for managing global vendor payments?2/4
  13. 13How can a US-based freelancer use a global payment platform to bill international clients?4/4
  14. 14Should small businesses switch from bank transfers to a business-focused global payment solution?1/4
  15. 15What are the best global payment platforms for small businesses expanding internationally?3/4
Total namedOpenAI: 11/15Claude: 3/15Perplexity: 4/15Gemini: 10/15All assistants: 28/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“What are the best global payment platforms for small businesses expanding internationally?”

Short answer — the top global payment platforms small businesses commonly use when expanding internationally are: Stripe, PayPal (including PayPal Commerce/PayPal Business), Wise (for business), Payoneer, and Adyen. Which is “best” depends on your business model, countries/currencies you need, payment methods you must accept, and whether you need payouts to suppliers/contractors or just customer checkout. (stripe.com)

Quick comparison (why each is chosen)

Stripe — Best for online merchants, SaaS, marketplaces and developers. Excellent APIs, wide card and local- …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Airwallex
    27
  2. 02
    Wise Business
    16
  3. 03
    OFX
    6
  4. 04
    Melio
    1

Share of mentions

CompanyShare
  1. Payoneer
    33.7%
  2. Wise Business
    31.3%
  3. Airwallex
    27.7%
  4. OFX
    6.0%
  5. Melio
    1.2%
  6. Veem
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    airwallex.com
    36
  2. 02
    wise.com
    31
  3. 03
    connectpay.com
    19
  4. 04
    worldfirst.com
    17
  5. 05
    stripe.com
    17
  6. 06
    tipalti.com
    17
  7. 07
    bill.com
    16
  8. 08
    remitly.com
    15
  9. 09
    payoneer.com (its own website)
    12
  10. 10
    gocardless.com
    11

Payoneer is in the study as a cross-border payments provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

OpenAI
11/15
Gemini
10/15
Perplexity
4/15
Claude
3/15
Market comparisonSection 06

How Payoneer compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
41

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
82

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
45
Ranks 8 of 375. Typical company: 27
Named in answers
46.7%
Ranks 7 of 375. Typical company: 0.0%
AI readiness
29
Ranks 106 of 375. Typical company: 29
Against its categorySection 08

Compared with cross-border payments providers

84 companies in this category. The gold tick on each bar is the typical company.

Overall score
45
Ranks 4 of 84. Typical company: 27
Named in answers
46.7%
Ranks 2 of 84. Typical company: 0.0%
AI readiness
29
Ranks 26 of 84. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Payoneer publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · www.payoneer.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 45 of 100 badge for Payoneer

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/payoneer.com"><img src="https://aeo-audit.rezolve.com/finance/badges/payoneer.com.svg" alt="Overall score 45 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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