Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
SF

SchoolsFirst Federal Credit Union

schoolsfirstfcu.org

Credit unionsBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
101 of 2,219
its rank by overall score
Place in its category
4th of 85 credit unions
Closing balance

Named in

14of 60 answers

by 4 of 4 assistants

Statement note

What this means for SchoolsFirst Federal Credit Union

AI assistants name this credit union in 23.3% of answers, which is much higher than the typical company in its sector. It has an overall score of 43 out of 100, which ranks 101st of 2,219 companies, and 14th of 394 in the sector. Its website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned SchoolsFirst Federal Credit Union by name. AI assistants named it in 14 of the 60 answers. Counting only how often it is named, it ranks 23rd of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
43Overall score
  • Visibility36
  • Citations6
  • Sentiment88
  • Site quality67
  • AI readiness21
Summary of account
Named by AI in
23.3%
14 of 60 answers
Share of mentions
66.7%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
14 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

SchoolsFirst Federal Credit Union came up on 7 of 15 questions. Open any window to read that answer.

  1. 01Is joining a credit union for school district staff worth it?0/4
  2. 02What options exist for student account holders if they aren't eligible for educator financial services?0/4
  3. 03Which financial products are most useful for first-year teachers managing budgets?0/4
  4. 04Credit unions vs commercial banks: which is better for education professionals?1/4
  5. 05Are educator-focused savings accounts a good deal?1/4
  6. 06Which financial institutions offer special checking accounts for educators?2/4
  7. 07What are alternatives to credit unions for teachers looking for home loans?0/4
  8. 08What to do if your direct deposit to your educator bank account is delayed?0/4
  9. 09What credit union services help teachers manage summer income gaps?0/4
  10. 10What are the best credit unions for teachers and school employees in the US?4/4
  11. 11Do educator credit unions typically charge monthly fees on checking accounts?1/4
  12. 12How do credit unions for school employees compare to traditional banks?0/4
  13. 13How can school employees quickly resolve issues with mobile banking apps?0/4
  14. 14What are the average interest rates for auto loans from financial cooperatives for school employees?4/4
  15. 15Where else can school staff get low-interest personal loans besides educator-focused credit unions?1/4
Total namedOpenAI: 2/15Claude: 2/15Perplexity: 3/15Gemini: 7/15All assistants: 14/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best credit unions for teachers and school employees in the US?”

The strongest nationwide option is Teachers Federal Credit Union; among regional choices, SchoolsFirst FCU is especially compelling for California school employees, while Gulf Coast Educators FCU is a leading Texas option. Eligibility, branch access, rates, and product availability vary, so compare current APYs and fees before joining.

Best options

Credit union · Best for · Why consider it · Main limitation

Teachers Federal Credit Union · Teachers who want broad geographic access · Founded by Long Island educators, it has a nationwide open charter a …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    California Credit Union
    2
  2. 02
    Educational Employees Credit Union (EECU)
    1

Share of mentions

CompanyShare
  1. SchoolsFirst Federal Credit Union
    66.7%
  2. California Credit Union
    14.3%
  3. Educational Employees Credit Union (EECU)
    14.3%
  4. First Financial Credit Union (CA)
    4.8%
  5. Travis Credit Union
    0.0%
  6. Redwood Credit Union
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    ccu.com
    14
  2. 02
    schoolsfirstfcu.org (its own website)
    13
  3. 03
    ecu.com
    8
  4. 04
    bankrate.com
    5
  5. 05
    financebuzz.com
    5
  6. 06
    gcefcu.org
    4
  7. 07
    firstcard.app
    4
  8. 08
    apps.apple.com
    4
  9. 09
    teachersfcu.org
    4
  10. 10
    edcu.com
    3

SchoolsFirst Federal Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
7/15
Perplexity
3/15
Claude
2/15
OpenAI
2/15
Market comparisonSection 06

How SchoolsFirst Federal Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
36

How often AI assistants name the company, and how that compares with its peers

Citations
6

How often AI uses the company's own website as a source

Sentiment
88

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
43
Ranks 14 of 394. Typical company: 28
Named in answers
23.3%
Ranks 23 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
43
Ranks 4 of 85. Typical company: 31
Named in answers
23.3%
Ranks 3 of 85. Typical company: 3.3%
AI readiness
21
Ranks 35 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. SchoolsFirst Federal Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
72 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPartly met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 24 of 100 · 97% of checks could run · checked on October 9, 2026 · www.schoolsfirstfcu.org · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 43 of 100 badge for SchoolsFirst Federal Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/schoolsfirstfcu.org"><img src="https://aeo-audit.rezolve.com/finance/badges/schoolsfirstfcu.org.svg" alt="Overall score 43 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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