Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
776 of 2,219
its rank by overall score
Place in its category
22nd of 62 consumer lenders
Closing balance

Named in

4of 60 answers

by 3 of 4 assistants

Statement note

What this means for Medallion Bank

AI assistants name this consumer lender in 6.7% of answers, which is about twice as often as the typical company in its sector at 3.3%. Its overall score is 32 out of 100, ranking 776th of 2,219 companies. Medallion Bank’s website passes 2 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Medallion Bank by name. AI assistants named it in 4 of the 60 answers. Counting only how often it is named, it ranks 32nd of 93 in its sector. The typical lending and credit company is named in 3.3% of answers.

Overall score
32Overall score
  • Visibility10
  • Citations2
  • Sentiment75
  • Site quality73
  • AI readiness21
Summary of account
Named by AI in
6.7%
4 of 60 answers
Share of mentions
18.2%
of the mentions of it and its 5 peers
AI readiness
2/14
technical checks passed. Typical for its sector: 4
Rank in its sector
42 of 93
by overall score, where the typical lending and credit company scores 31

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Line itemsSection 01

Every question, and where the company came up

Medallion Bank came up on 4 of 15 questions. Open any window to read that answer.

  1. 01What interest rates and terms are typical for consumer financing offered at the point of sale for home improvement?0/4
  2. 02What alternatives exist to dealer-offered consumer financing for funding major home projects?0/4
  3. 03Point-of-sale financing vs personal loans: which is better for funding a new swimming pool?0/4
  4. 04What are the best point-of-sale financing options for home improvement projects in the US?1/4
  5. 05Is it worth using a contractor-offered financing plan when upgrading my kitchen?0/4
  6. 06What are some options besides point-of-sale financing for buying a new boat or RV?0/4
  7. 07Can point-of-sale consumer financing cover both materials and labor for a large home remodel?0/4
  8. 08Is point-of-sale financing available for purchasing ATVs or motorcycles from recreation dealers?1/4
  9. 09How do I find contractors or dealers that offer consumer financing for large purchases?0/4
  10. 10Does using dealer-based financing for recreation vehicle purchases impact my credit differently than a regular loan?0/4
  11. 11How do dealer-offered financing options compare to traditional bank loans for large home renovations?0/4
  12. 12What can I do if my application for home improvement financing through a contractor was declined?0/4
  13. 13Are there fees or prepayment penalties with point-of-sale recreation financing in the US?1/4
  14. 14Why do some point-of-sale finance applications for new decks or roofs get delayed or denied?0/4
  15. 15How does point-of-sale consumer financing work for recreation purchases like RVs or boats?1/4
Total namedOpenAI: 1/15Claude: 1/15Perplexity: 0/15Gemini: 2/15All assistants: 4/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“Is point-of-sale financing available for purchasing ATVs or motorcycles from recreation dealers?”

… Currency is a trusted point-of-sale financing partner for buying and selling motorsports equipment, and Medallion Bank specializes in point-of-sale consumer financing for purchases like RVs and boats, helping dealers sell to a broader range of customers, including those with credit challenges. Additionally, Roadrunner Financial offers powersports financing with instant loan offers on over 25,000 new ATVs, side-by-sides, motorcycles, dirt bikes, snowmobiles, golf carts, and more.

The financing process is typically quick - with approved credit, you can arrange credit financing and get out on …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    GreenSky
    3
  2. 02
    Synchrony
    2

Share of mentions

CompanyShare
  1. Synchrony
    22.7%
  2. Medallion Bank
    18.2%
  3. GreenSky
    18.2%
  4. LightStream (a division of Truist)
    18.2%
  5. EnerBank USA
    13.6%
  6. Wells Fargo Retail Services
    9.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bankrate.com
    8
  2. 02
    pashafunding.com
    7
  3. 03
    consumerfinance.gov
    6
  4. 04
    build-folio.com
    6
  5. 05
    crestmontcapital.com
    5
  6. 06
    acornfinance.com
    4
  7. 07
    purefinancegroup.com
    4
  8. 08
    finturf.com
    4
  9. 09
    medallionbank.com (its own website)
    4
  10. 10
    zip.co
    4

Medallion Bank is in the study as a consumer lender.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
2/15
Claude
1/15
OpenAI
1/15
Perplexity
0/15
Market comparisonSection 06

How Medallion Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
10

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
75

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with lending and credit companies

93 companies in this sector. The gold tick on each bar is the typical company.

Overall score
32
Ranks 42 of 93. Typical company: 31
Named in answers
6.7%
Ranks 32 of 93. Typical company: 3.3%
AI readiness
21
Ranks 52 of 93. Typical company: 29
Against its categorySection 08

Compared with consumer lenders

62 companies in this category. The gold tick on each bar is the typical company.

Overall score
32
Ranks 20 of 62. Typical company: 28
Named in answers
6.7%
Ranks 13 of 62. Typical company: 1.7%
AI readiness
21
Ranks 38 of 62. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Medallion Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.medallionbank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

2 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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Overall score 32 of 100 badge for Medallion Bank

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