Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

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AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Lithuanian Central Credit Union

lku.lt

Credit unionsBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
677 of 2,219
its rank by overall score
Place in its category
33rd of 85 credit unions
Closing balance

Named in

7of 60 answers

by 4 of 4 assistants

Statement note

What this means for Lithuanian Central Credit Union

AI assistants name Lithuanian Central Credit Union in 11.7% of answers, while the typical company in its sector is never named. Its overall score is 34 out of 100, ranking 677th of 2,219 companies. The website passes 4 of 14 technical checks for how ready it is for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Lithuanian Central Credit Union by name. AI assistants named it in 7 of the 60 answers. Counting only how often it is named, it ranks 69th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
34Overall score
  • Visibility23
  • Citations3
  • Sentiment50
  • Site quality80
  • AI readiness29
Summary of account
Named by AI in
11.7%
7 of 60 answers
Share of mentions
53.8%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 3
Rank in its sector
99 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Lithuanian Central Credit Union came up on 4 of 15 questions. Open any window to read that answer.

  1. 01Can businesses use credit union networks to manage payroll and employee accounts in Lithuania?1/4
  2. 02Are there fees for joining a credit union network as an individual or business member?0/4
  3. 03What should I do if I can’t access my credit union account online?0/4
  4. 04What are the main benefits of joining a credit union network for personal banking?0/4
  5. 05Which financial services are typically available through credit unions in Lithuania?1/4
  6. 06What are some options for individuals who do not qualify for credit union membership in Lithuania?0/4
  7. 07How do I resolve issues transferring funds between credit unions within the same network?0/4
  8. 08What alternatives exist to credit union networks for accessing core financial services in Lithuania?0/4
  9. 09How do credit union networks differ from traditional banks in terms of services and member experience?0/4
  10. 10What are typical reasons individuals in Lithuania choose to join a credit union network?0/4
  11. 11Is it worth becoming a member of a credit union network for access to financial products?0/4
  12. 12How do interest rates on loans from credit unions compare with those from local banks in Lithuania?2/4
  13. 13Do credit union memberships offer better rates on deposits compared to commercial banks?0/4
  14. 14Best ways to find local credit unions that are part of a larger network in Lithuania?3/4
  15. 15Credit unions vs community banks: which is better for small business banking?0/4
Total namedOpenAI: 1/15Claude: 2/15Perplexity: 1/15Gemini: 3/15All assistants: 7/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“Best ways to find local credit unions that are part of a larger network in Lithuania?”

Here are the best ways to find local credit unions that are part of a larger network in Lithuania:

Main Network Organizations

The Lithuanian Central Credit Union (LCCU) is the first and largest central credit union in Lithuania, uniting 45 out of 59 credit unions operating in Lithuania. LCCU member credit unions have a network of more than 100 customer service outlets throughout the country, making it the primary network to explore.

Lithuania's credit union sector is supervised by two central credit unions: the Lithuanian Central Credit Union and the United Central Credit Union.

Ways …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Share of mentions

CompanyShare
  1. Lithuanian Central Credit Union
    53.8%
  2. CO-OP Financial Services
    46.2%
  3. Credit Union National Association (CUNA)
    0.0%
  4. National Association of Federally-Insured Credit Unions (NAFCU)
    0.0%
  5. CUSO Financial Services, L.P. (CFS)
    0.0%
  6. Corporate One Federal Credit Union
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    lb.lt
    24
  2. 02
    lcku.lt
    11
  3. 03
    thebanks.eu
    8
  4. 04
    lku.lt (its own website)
    6
  5. 05
    experian.com
    5
  6. 06
    investopedia.com
    4
  7. 07
    finance-watch.org
    4
  8. 08
    reddit.com
    4
  9. 09
    cnbc.com
    3
  10. 10
    bankrate.com
    3

Lithuanian Central Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Claude
2/15
OpenAI
1/15
Perplexity
1/15
Market comparisonSection 06

How Lithuanian Central Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
23

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
34
Ranks 99 of 394. Typical company: 28
Named in answers
11.7%
Ranks 69 of 394. Typical company: 0.0%
AI readiness
29
Ranks 82 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
34
Ranks 32 of 85. Typical company: 31
Named in answers
11.7%
Ranks 17 of 85. Typical company: 3.3%
AI readiness
29
Ranks 12 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Lithuanian Central Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
80 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 28 of 100 · 97% of checks could run · checked on October 9, 2026 · lku.lt · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 34 of 100 badge for Lithuanian Central Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/lku.lt"><img src="https://aeo-audit.rezolve.com/finance/badges/lku.lt.svg" alt="Overall score 34 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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