Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

FloatMe

floatme.com

Personal, auto and student lendingLending and credit

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,733 of 2,219
its rank by overall score
Place in its category
45th of 62 consumer lenders
Closing balance

Named in

2of 60 answers

by 2 of 4 assistants

Statement note

What this means for FloatMe

AI assistants rarely name this consumer lender, doing so in just 2 of 60 answers. In its sector, this is typical, as the usual company is named in 3.3% of answers. Its overall score is 25 out of 100, ranking 1,733rd of 2,219. The website passes 4 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned FloatMe by name. AI assistants named it in 2 of the 60 answers. Counting only how often it is named, it ranks 42nd of 93 in its sector. The typical lending and credit company is named in 3.3% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
25Overall score
  • Visibility4
  • Citations0
  • Sentiment50
  • Site quality67
  • AI readiness29
Summary of account
Named by AI in
3.3%
2 of 60 answers
Share of mentions
4.5%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 4
Rank in its sector
73 of 93
by overall score, where the typical lending and credit company scores 31

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Line itemsSection 01

Every question, and where the company came up

FloatMe came up on 2 of 15 questions. Open any window to read that answer.

  1. 01Are there finance management apps with free trial periods or low-cost options?0/4
  2. 02How can I use a cash advance app to avoid overdraft fees?0/4
  3. 03How do financial management apps compare to budgeting spreadsheets for managing money?0/4
  4. 04Cash advance app vs traditional payday loan: what's the difference?0/4
  5. 05Is paying a monthly fee for cash advance and finance tracking apps worth it?0/4
  6. 06Why might a cash advance app deny a request for funds?0/4
  7. 07Which personal finance management tools help track subscriptions and spending?0/4
  8. 08How can I cancel unwanted subscriptions using a finance app?0/4
  9. 09How can I manage my finances and get emergency cash without using an app?0/4
  10. 10What are alternatives to subscription-based cash advance services for covering short-term expenses?0/4
  11. 11What are the best cash advance apps for getting money fast before payday?0/4
  12. 12Are no-interest cash advance apps a good way to handle financial gaps between paychecks?0/4
  13. 13How much do cash advance apps typically charge per month?1/4
  14. 14What are some other ways to access small dollar advances if I don't want a monthly subscription?1/4
  15. 15What features should I look for in an app to help manage my credit score and spending habits?0/4
Total namedOpenAI: 0/15Claude: 1/15Perplexity: 0/15Gemini: 1/15All assistants: 2/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“How much do cash advance apps typically charge per month?”

I'll search for current information about cash advance app fees.Cash advance apps typically charge a variety of monthly fees, though the amount varies significantly by app:

Monthly Subscription Fees:

Brigit charges a monthly subscription fee of $8.99 or $15.99, depending on the plan you choose. Tilt charges a monthly subscription fee of $8. Klover offers an optional Klover+ subscription at $3.99 per month, and FloatMe charges $4.99/mo.

Apps Without Monthly Fees:

Not all apps charge monthly subscriptions. Varo Advance offers no interest, no monthly service fee or late fee. Instead, de …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Brigit
    6
  2. 02
    MoneyLion
    6
  3. 03
    Dave
    5
  4. 04
    Albert
    3
  5. 05
    Earnin
    2

Share of mentions

CompanyShare
  1. Earnin
    29.5%
  2. MoneyLion
    22.7%
  3. Brigit
    20.5%
  4. Dave
    11.4%
  5. Albert
    11.4%
  6. FloatMe
    4.5%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    moneylion.com
    28
  2. 02
    finder.com
    16
  3. 03
    nerdwallet.com
    8
  4. 04
    thecreditpeople.com
    7
  5. 05
    rocketmoney.com
    7
  6. 06
    firstcard.app
    6
  7. 07
    joingerald.com
    6
  8. 08
    forbes.com
    6
  9. 09
    cnbc.com
    5
  10. 10
    credible.com
    5

FloatMe is in the study as a consumer lender.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
1/15
Gemini
1/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How FloatMe compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
4

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with lending and credit companies

93 companies in this sector. The gold tick on each bar is the typical company.

Overall score
25
Ranks 73 of 93. Typical company: 31
Named in answers
3.3%
Ranks 42 of 93. Typical company: 3.3%
AI readiness
29
Ranks 24 of 93. Typical company: 29
Against its categorySection 08

Compared with consumer lenders

62 companies in this category. The gold tick on each bar is the typical company.

Overall score
25
Ranks 45 of 62. Typical company: 28
Named in answers
3.3%
Ranks 21 of 62. Typical company: 1.7%
AI readiness
29
Ranks 16 of 62. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. FloatMe publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
36 of 100
  • robots.txtNot met

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 15 of 100 · 97% of checks could run · checked on October 9, 2026 · floatme.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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End of statement
All 2,219 companiesHow we measured this
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