Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
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MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
FR

First Responders Credit Union

firstresponderscu.com

Credit unionsBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
2,208 of 2,219
its rank by overall score
Place in its category
85th of 85 credit unions
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for First Responders Credit Union

AI assistants do not name this credit union in any of the 60 answers. Its overall score is 15 out of 100, ranking 2,208th of 2,219 companies studied. How ready the website is for AI tools could not be measured: the website turned away the study's automated check.

We asked 15 unbranded questions about its market, so no question mentioned First Responders Credit Union by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 188th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
15Overall score
  • Visibility0
  • Citations0
  • Sentiment50
  • Site quality33
  • AI readiness0
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
no answer named it or its 0 peers
AI readiness
n/a
the website turned our check away
Rank in its sector
393 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

First Responders Credit Union came up on 0 of 15 questions. Open any window to read that answer.

  1. 01How can paramedics resolve problems when accessing online banking through a credit union?0/4
  2. 02Is joining a credit union for EMS workers worth it?0/4
  3. 03Are there credit cards or loans designed specifically for emergency medical technicians?0/4
  4. 04Credit unions vs traditional banks for public safety workers0/4
  5. 05How can US-based first responders access exclusive financial benefits or discounts?0/4
  6. 06What should firefighters consider before opening an account at a member-based credit union?0/4
  7. 07Best financial services tailored for emergency personnel0/4
  8. 08How do nonprofit credit unions compare to commercial banks for law enforcement personnel?0/4
  9. 09What are common issues first responders face when applying for credit union membership?0/4
  10. 10Which financial services help first responders manage variable work schedules?0/4
  11. 11Options for first responders who do not qualify for occupation-based financial institutions0/4
  12. 12Are there lower loan interest rates available for first responders through community banks?0/4
  13. 13Alternatives to specialized credit unions for emergency services professionals0/4
  14. 14What fees do credit unions typically charge for checking accounts serving police officers?0/4
  15. 15What are the main banking options available for first responders in the US?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

PayeesSection 02

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Share of mentions

CompanyShare
  1. First Responders Credit Union
    0.0%
ReferrersSection 03

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    firefightersfirstcu.org
    11
  2. 02
    bankrate.com
    7
  3. 03
    thepolicecu.org
    6
  4. 04
    experian.com
    5
  5. 05
    firstwestern.bank
    5
  6. 06
    policefcu.com
    5
  7. 07
    firerescue1.com
    4
  8. 08
    scu.org
    4
  9. 09
    consumerfinance.gov
    4
  10. 10
    ems1.com
    3

First Responders Credit Union is in the study as a credit union.

By assistantSection 04

Which AI assistants named the company

Answers naming it, out of answers received

Claude
0/15
Gemini
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 05

How First Responders Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
33

How well built the website's own pages are

AI readiness
0

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 06

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
15
Ranks 393 of 394. Typical company: 28
Named in answers
0.0%
Ranks 188 of 394. Typical company: 0.0%
AI readiness
0
Ranks 381 of 394. Typical company: 29
Against its categorySection 07

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
15
Ranks 85 of 85. Typical company: 31
Named in answers
0.0%
Ranks 51 of 85. Typical company: 3.3%
AI readiness
0
Ranks 84 of 85. Typical company: 21
AI agentsSection 08

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. First Responders Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
25 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPartly met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 31 of 100 · 97% of checks could run · checked on October 9, 2026 · firstresponderscu.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 09

The checks behind the AI readiness score

AI readiness could not be measured. The website turned away our automated check, so none of the 14 checks could run. That reflects the website’s rules for automated visitors, not what the website contains.

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End of statement
All 2,219 companiesHow we measured this
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