Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
25 of 2,219
its rank by overall score
Place in its category
2nd of 85 credit unions
Closing balance

Named in

16of 60 answers

by 4 of 4 assistants

Statement note

What this means for Firefighters First Credit Union

AI assistants name Firefighters First Credit Union in 26.7% of answers, much more often than the typical company in its sector, which is named in 0%. Its overall score is 47 out of 100, ranking 25th of 2,219 in the study. The website passes 4 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Firefighters First Credit Union by name. AI assistants named it in 16 of the 60 answers. Counting only how often it is named, it ranks 19th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
47Overall score
  • Visibility36
  • Citations30
  • Sentiment73
  • Site quality73
  • AI readiness29
Summary of account
Named by AI in
26.7%
16 of 60 answers
Share of mentions
59.3%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 3
Rank in its sector
2 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Firefighters First Credit Union came up on 8 of 15 questions. Open any window to read that answer.

  1. 01Where else can first responder families find business banking solutions if they’re not eligible for specialized credit unions?0/4
  2. 02What should I do if I can’t access my digital banking account at a firefighters’ credit union?1/4
  3. 03What are alternatives to firefighter-exclusive credit unions for personal banking?0/4
  4. 04What are the best credit unions for firefighters and their families in the US?4/4
  5. 05Credit unions for first responders vs general credit unions: which offer better mortgage rates?1/4
  6. 06How do credit unions for firefighters compare to traditional banks when it comes to auto loans?1/4
  7. 07Best ways for firefighters to save for retirement using specialized credit union accounts?1/4
  8. 08Are firefighter-specific credit unions a good option for retirement planning services?0/4
  9. 09How do interest rates for savings accounts at firefighter-oriented credit unions compare to national averages?3/4
  10. 10Which financial institutions specialize in banking services for firefighters?3/4
  11. 11What are the typical fees for personal loans at firefighter-focused credit unions?2/4
  12. 12Is joining a firefighter-focused credit union worth it for home loans?0/4
  13. 13How can firefighter credit unions help with financial education for families?0/4
  14. 14Why would an application for a firefighter credit union account get denied?0/4
  15. 15Options for auto financing if you don’t qualify for a firefighter family credit union?0/4
Total namedOpenAI: 1/15Claude: 5/15Perplexity: 4/15Gemini: 6/15All assistants: 16/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Which financial institutions specialize in banking services for firefighters?”

Several credit unions—not traditional banks—specialize in serving firefighters and their families:

Firefighters First Credit Union — A nationwide credit union exclusively serving professional firefighters and their families, with checking and savings, mortgages, auto and personal loans, credit cards, insurance, investments, and business services.

SF Fire Credit Union — Founded by San Francisco firefighters in 1951; it now serves a broader San Francisco membership base while retaining its firefighter roots.

Boston Firefighters Credit Union — Established in 1948 t …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Share of mentions

CompanyShare
  1. Firefighters First Credit Union
    59.3%
  2. Firefighters Credit Union (Wisconsin)
    37.0%
  3. Los Angeles Firemen's Credit Union
    3.7%
  4. Police and Fire Federal Credit Union
    0.0%
  5. First Responder’s Credit Union
    0.0%
  6. New York Firefighters Bravest Federal Credit Union
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    firefightersfirstcu.org (its own website)
    75
  2. 02
    sffirecu.org
    9
  3. 03
    bankrate.com
    7
  4. 04
    119firecontrol.com
    6
  5. 05
    firerescue1.com
    6
  6. 06
    ffcommunity.com
    6
  7. 07
    ncofcu.org
    6
  8. 08
    allfirefighter.com
    5
  9. 09
    firefighterscu.com
    5
  10. 10
    ffcocu.org
    5

Firefighters First Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
6/15
Claude
5/15
Perplexity
4/15
OpenAI
1/15
Market comparisonSection 06

How Firefighters First Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
36

How often AI assistants name the company, and how that compares with its peers

Citations
30

How often AI uses the company's own website as a source

Sentiment
73

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
47
Ranks 2 of 394. Typical company: 28
Named in answers
26.7%
Ranks 19 of 394. Typical company: 0.0%
AI readiness
29
Ranks 82 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
47
Ranks 2 of 85. Typical company: 31
Named in answers
26.7%
Ranks 2 of 85. Typical company: 3.3%
AI readiness
29
Ranks 12 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Firefighters First Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check

The website runs on WooCommerce.

Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.firefightersfirstcu.org · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 47 of 100 badge for Firefighters First Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/firefightersfirstcu.org"><img src="https://aeo-audit.rezolve.com/finance/badges/firefightersfirstcu.org.svg" alt="Overall score 47 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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