Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Credit Sesame

creditsesame.com

Credit bureaus and credit scoringLending and credit

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
388 of 2,219
its rank by overall score
Place in its category
5th of 13 credit bureaus and scoring companies
Closing balance

Named in

10of 60 answers

by 4 of 4 assistants

Statement note

What this means for Credit Sesame

AI assistants name Credit Sesame in 16.7% of answers, much more often than the typical company in its sector at 3.3%. It has an overall score of 38 out of 100, ranking 388th of 2,219 overall and 15th of 93 in its sector. The website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Credit Sesame by name. AI assistants named it in 10 of the 60 answers. Counting only how often it is named, it ranks 15th of 93 in its sector. The typical lending and credit company is named in 3.3% of answers.

Overall score
38Overall score
  • Visibility13
  • Citations1
  • Sentiment96
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
16.7%
10 of 60 answers
Share of mentions
7.6%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
15 of 93
by overall score, where the typical lending and credit company scores 31

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Line itemsSection 01

Every question, and where the company came up

Credit Sesame came up on 5 of 15 questions. Open any window to read that answer.

  1. 01What are the best free tools for daily credit score monitoring in the US?2/4
  2. 02Top-rated financial planning platforms for improving credit health3/4
  3. 03What are some alternatives to all-in-one credit tracking and financial planning dashboards?0/4
  4. 04Is it worth signing up for a free platform that offers daily credit score updates?0/4
  5. 05How can a credit monitoring service help me build my credit from fair to good?0/4
  6. 06What’s the best way to use free credit alerts to manage finances smarter?0/4
  7. 07Why isn’t my credit score updating on my financial tracking dashboard?0/4
  8. 08Financial planning platforms vs budget tracking apps: how do they differ for credit improvement?0/4
  9. 09Alternatives to free credit report summary services for monitoring credit health2/4
  10. 10Best personalized advice platforms for building and maintaining good credit2/4
  11. 11Are there hidden fees with free daily credit score tools?1/4
  12. 12How much do personal credit monitoring and financial planning memberships typically cost in the US?0/4
  13. 13Are premium credit monitoring tools better than free versions for financial planning?0/4
  14. 14Personal credit monitoring services vs traditional credit bureaus: which is better for staying updated?0/4
  15. 15How do I resolve an incorrect credit factor that appears in my credit report summary online?0/4
Total namedOpenAI: 2/15Claude: 1/15Perplexity: 3/15Gemini: 4/15All assistants: 10/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“What are the best free tools for daily credit score monitoring in the US?”

… Credit Sesame

Credit Sesame gives you your VantageScore, free credit report monitoring, and alerts for new accounts or inquiries, with up to $250,000 in identity theft insurance and a free credit "health" dashboard.

Other Strong Options

CreditWise by Capital One: CreditWise is a free service anyone can use—not just Capital One customers—offering a free score from TransUnion updated daily with score-improvement suggestions and credit/identity alerts.

NerdWallet: Offers a free credit score dashboard powered by TransUnion VantageScore 3.0, with weekly score updates and ale …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Credit Karma
    24
  2. 02
    WalletHub
    12

Share of mentions

CompanyShare
  1. Experian Free Credit Report & Score
    33.3%
  2. TransUnion Credit Monitoring
    29.5%
  3. Credit Karma
    15.2%
  4. WalletHub
    8.3%
  5. Credit Sesame
    7.6%
  6. myFICO
    6.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    experian.com
    24
  2. 02
    thecreditpeople.com
    16
  3. 03
    money.com
    15
  4. 04
    equifax.com
    11
  5. 05
    forbes.com
    10
  6. 06
    consumerfinance.gov
    10
  7. 07
    aura.com
    10
  8. 08
    transunion.com
    10
  9. 09
    joingerald.com
    8
  10. 10
    moneylion.com
    8

Credit Sesame is in the study as a credit bureau or scoring company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
4/15
Perplexity
3/15
OpenAI
2/15
Claude
1/15
Market comparisonSection 06

How Credit Sesame compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
13

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
96

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with lending and credit companies

93 companies in this sector. The gold tick on each bar is the typical company.

Overall score
38
Ranks 15 of 93. Typical company: 31
Named in answers
16.7%
Ranks 15 of 93. Typical company: 3.3%
AI readiness
21
Ranks 52 of 93. Typical company: 29
Against its categorySection 08

Compared with credit bureaus and scoring companies

13 companies in this category. The gold tick on each bar is the typical company.

Overall score
38
Ranks 5 of 13. Typical company: 37
Named in answers
16.7%
Ranks 6 of 13. Typical company: 16.7%
AI readiness
21
Ranks 5 of 13. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPCould not check
  • UCPCould not check
Interfaces for AI agents
  • MCP Server CardCould not check
  • A2A Agent CardCould not check
  • Agent SkillsCould not check
  • API CatalogCould not check
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
80 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogCould not check

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryCould not check

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardCould not check

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardCould not check

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsCould not check

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 39 of 100 · 66% of checks could run · checked on October 9, 2026 · www.creditsesame.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 38 of 100 badge for Credit Sesame

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/creditsesame.com"><img src="https://aeo-audit.rezolve.com/finance/badges/creditsesame.com.svg" alt="Overall score 38 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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