Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
829 of 2,219
its rank by overall score
Place in its category
25th of 62 consumer lenders
Closing balance

Named in

2of 60 answers

by 1 of 4 assistants

Statement note

What this means for CashMax

AI assistants rarely name this consumer lender, mentioning it in 2 of 60 answers. In those answers, they also name Speedy Cash and Advance America. CashMax has an overall score of 31 out of 100, placing it 829th of 2,219 companies. Its website passes 4 out of 14 technical checks for how ready it is for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned CashMax by name. AI assistants named it in 2 of the 60 answers. Counting only how often it is named, it ranks 42nd of 93 in its sector. The typical lending and credit company is named in 3.3% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
31Overall score
  • Visibility8
  • Citations0
  • Sentiment50
  • Site quality93
  • AI readiness29
Summary of account
Named by AI in
3.3%
2 of 60 answers
Share of mentions
25.0%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 4
Rank in its sector
47 of 93
by overall score, where the typical lending and credit company scores 31

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Line itemsSection 01

Every question, and where the company came up

CashMax came up on 2 of 15 questions. Open any window to read that answer.

  1. 01What are some safer options than payday loans for covering urgent bills in California?0/4
  2. 02What documents do you need to provide to apply for a payday loan in California?0/4
  3. 03How can California residents get approved for small-dollar payday advances with minimal paperwork?1/4
  4. 04Where can Californians get financial help besides payday advances if they need a small cash loan?0/4
  5. 05How can you resolve issues with getting your payday loan funds deposited in California?0/4
  6. 06Is it a good idea to use a payday loan for a one-time emergency expense in California?0/4
  7. 07What are the best options for short-term loans in California if you need cash quickly?1/4
  8. 08What should you do if your payday loan application was denied in California?0/4
  9. 09Are short-term payday advances worth it for people with steady income but bad credit in California?0/4
  10. 10How much do payday loans usually cost for amounts between $50 and $255 in California?0/4
  11. 11What alternatives are available to payday loans for people facing short-term cash shortages in California?0/4
  12. 12Are there any extra fees to watch out for with payday advances in California?0/4
  13. 13Payday loans vs. personal loans: which is faster for emergency funds in California?0/4
  14. 14How do payday loans compare to installment loans for people with urgent expenses in California?0/4
  15. 15When do people in California typically use payday advances, and what situations are they helpful for?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 2/15All assistants: 2/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“How can California residents get approved for small-dollar payday advances with minimal paperwork?”

… Online Application: Many lenders, such as CashMax, Cashback Loans, Moneytree, Advance America, ACE Cash Express, Check City, and Check n Go, offer online applications. This can be a fast and convenient way to apply from home.

Fast Approval and Funding: Online applications often lead to instant decisions. If approved, funds can be deposited directly into your bank account, sometimes within minutes, the same day, or by the next business day.

No Credit Check (Often): While credit can be a factor, some pay …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Speedy Cash
    1
  2. 02
    Advance America
    1
  3. 03
    ACE Cash Express
    1

Share of mentions

CompanyShare
  1. Advance America
    37.5%
  2. CashMax
    25.0%
  3. ACE Cash Express
    25.0%
  4. Speedy Cash
    12.5%
  5. Check Into Cash
    0.0%
  6. California Check Cashing Stores
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    dfpi.ca.gov
    62
  2. 02
    thecreditpeople.com
    19
  3. 03
    finder.com
    15
  4. 04
    cashbackloans.com
    14
  5. 05
    oag.ca.gov
    11
  6. 06
    moneylion.com
    10
  7. 07
    1firstcashadvance.org
    10
  8. 08
    consumerfinance.gov
    8
  9. 09
    responsiblelending.org
    7
  10. 10
    acecashexpress.com
    6

CashMax is in the study as a consumer lender.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
2/15
Claude
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How CashMax compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
8

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
93

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with lending and credit companies

93 companies in this sector. The gold tick on each bar is the typical company.

Overall score
31
Ranks 47 of 93. Typical company: 31
Named in answers
3.3%
Ranks 42 of 93. Typical company: 3.3%
AI readiness
29
Ranks 24 of 93. Typical company: 29
Against its categorySection 08

Compared with consumer lenders

62 companies in this category. The gold tick on each bar is the typical company.

Overall score
31
Ranks 25 of 62. Typical company: 28
Named in answers
3.3%
Ranks 21 of 62. Typical company: 1.7%
AI readiness
29
Ranks 16 of 62. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. CashMax publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
25 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPartly met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 31 of 100 · 97% of checks could run · checked on October 9, 2026 · www.cashmaxloans.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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