Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
180 of 2,219
its rank by overall score
Place in its category
9th of 85 credit unions
Closing balance

Named in

10of 60 answers

by 4 of 4 assistants

Statement note

What this means for Capital Credit Union

AI assistants name Capital Credit Union in 16.7% of answers, while the typical company in its sector is not named in any answers. Its overall score is 41 out of 100, ranking 180th of 2,219 companies. Its website passes 3 out of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Capital Credit Union by name. AI assistants named it in 10 of the 60 answers. Counting only how often it is named, it ranks 40th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
41Overall score
  • Visibility25
  • Citations3
  • Sentiment88
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
16.7%
10 of 60 answers
Share of mentions
47.6%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
30 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Capital Credit Union came up on 4 of 15 questions. Open any window to read that answer.

  1. 01What are the best credit union services for families in Northeast Wisconsin?4/4
  2. 02Common reasons a credit union loan application gets denied and how to fix it0/4
  3. 03Are checking accounts at local credit unions a good option for students?0/4
  4. 04Average interest rates on credit union savings accounts compared to national banks0/4
  5. 05Best non-bank options for refinancing a mortgage0/4
  6. 06How do credit unions and traditional banks compare for auto loan rates?0/4
  7. 07Is joining a regional credit union worth it for home financing?0/4
  8. 08Where else can I get free checking accounts if I don't qualify for a credit union?0/4
  9. 09What should I do if my direct deposit hasn't posted to my credit union account?0/4
  10. 10Best places to open a savings account with low fees near Green Bay2/4
  11. 11Best credit union options for refinancing an auto loan in Wisconsin1/4
  12. 12How can credit unions help with building credit for young adults?0/4
  13. 13What are typical monthly fees for credit union checking accounts in Northeast Wisconsin?3/4
  14. 14Alternatives to credit unions for affordable personal loans0/4
  15. 15Credit union mortgage vs. online mortgage lender: which is better for first-time buyers?0/4
Total namedOpenAI: 2/15Claude: 2/15Perplexity: 3/15Gemini: 3/15All assistants: 10/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Best credit union options for refinancing an auto loan in Wisconsin”

For refinancing an auto loan in Wisconsin, compare UW Credit Union, Royal Credit Union, Capital Credit Union, Educators Credit Union, and Landmark Credit Union. The best choice depends on your credit, vehicle age, loan balance, membership eligibility, and whether the advertised rate applies to your situation.

Credit union · Why consider it

UW Credit Union · Strong statewide option with online refinancing; currently advertises 90 days without payments or accruing interest for qualifying refinanced loans funded on or after September 1, 2026, with a minimum loan of $7 …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Fox Communities Credit Union
    7
  2. 02
    Nicolet National Bank
    2

Share of mentions

CompanyShare
  1. Capital Credit Union
    47.6%
  2. Fox Communities Credit Union
    28.6%
  3. Nicolet National Bank
    14.3%
  4. Community First Credit Union
    9.5%
  5. Verve, a Credit Union
    0.0%
  6. Prospera Credit Union
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    nerdwallet.com
    13
  2. 02
    bankrate.com
    12
  3. 03
    foxcu.org
    10
  4. 04
    capitalcu.com (its own website)
    9
  5. 05
    cnbc.com
    8
  6. 06
    finance.yahoo.com
    7
  7. 07
    wallethub.com
    6
  8. 08
    uwcu.org
    6
  9. 09
    unisoncu.org
    6
  10. 10
    forbes.com
    4

Capital Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Perplexity
3/15
Claude
2/15
OpenAI
2/15
Market comparisonSection 06

How Capital Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
25

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
88

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
41
Ranks 30 of 394. Typical company: 28
Named in answers
16.7%
Ranks 40 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
41
Ranks 9 of 85. Typical company: 31
Named in answers
16.7%
Ranks 7 of 85. Typical company: 3.3%
AI readiness
21
Ranks 35 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Capital Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
80 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 28 of 100 · 97% of checks could run · checked on October 9, 2026 · www.capitalcu.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 41 of 100 badge for Capital Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/capitalcu.com"><img src="https://aeo-audit.rezolve.com/finance/badges/capitalcu.com.svg" alt="Overall score 41 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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