Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

CapEd Credit Union

capedcu.com

Credit unionsBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
495 of 2,219
its rank by overall score
Place in its category
22nd of 85 credit unions
Closing balance

Named in

3of 60 answers

by 3 of 4 assistants

Statement note

What this means for CapEd Credit Union

AI assistants name CapEd Credit Union in 5% of answers, compared with 0% for the typical company in its sector. Its overall score is 37 out of 100, which ranks 495th of 2,219 companies. The CapEd Credit Union website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned CapEd Credit Union by name. AI assistants named it in 3 of the 60 answers. Counting only how often it is named, it ranks 112th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
37Overall score
  • Visibility6
  • Citations2
  • Sentiment100
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
5.0%
3 of 60 answers
Share of mentions
9.4%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
72 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

CapEd Credit Union came up on 1 of 15 questions. Open any window to read that answer.

  1. 01Regional credit unions vs national banks: which is better for first-time home buyers?0/4
  2. 02What are other ways to support education financially besides joining a credit union?0/4
  3. 03Best personal banking options for Idaho residents interested in supporting local education3/4
  4. 04Is becoming a member of a regional credit union worth it for online banking features?0/4
  5. 05Are there monthly fees for checking accounts at local credit unions in Idaho?0/4
  6. 06Alternatives to regional credit unions for Idaho residents seeking community-oriented banking0/4
  7. 07How do credit unions compare to traditional banks for small business accounts in Idaho?0/4
  8. 08Are credit union auto loan rates lower than most banks in Idaho?0/4
  9. 09What should you do if you receive a suspicious text message claiming to be from your credit union?0/4
  10. 10How to resolve issues accessing online banking with a regional credit union?0/4
  11. 11Advantages of using a credit union for small business banking needs in Idaho0/4
  12. 12Typical interest rates offered by Idaho regional credit unions for personal savings accounts0/4
  13. 13What are the benefits of joining a regional credit union in Idaho?0/4
  14. 14Non-profit banking options for Idaho residents looking for low fees and community support0/4
  15. 15Can you open a student savings account that supports local education initiatives?0/4
Total namedOpenAI: 0/15Claude: 1/15Perplexity: 1/15Gemini: 1/15All assistants: 3/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“Best personal banking options for Idaho residents interested in supporting local education”

Idaho residents interested in supporting local education have several personal banking options that integrate community support with financial services.

Credit Unions with Educational Initiatives:

CapEd Credit Union

CapEd is a prominent choice for Idaho residents looking to support local education. Membership at CapEd directly funds Idaho education programs and events benefiting students and teachers. Anyone can join CapEd by making a one-time $20 donation to the Idaho CapEd Foundation, which awards grants to local educators. Members also gain access to a full range of financ …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Idaho Central Credit Union
    11
  2. 02
    Pioneer Federal Credit Union
    2
  3. 03
    Westmark Credit Union
    1
  4. 04
    Mountain America Credit Union
    1

Share of mentions

CompanyShare
  1. Idaho Central Credit Union
    53.1%
  2. Pioneer Federal Credit Union
    12.5%
  3. Mountain America Credit Union
    12.5%
  4. CapEd Credit Union
    9.4%
  5. Westmark Credit Union
    9.4%
  6. Lookout Credit Union
    3.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    monitorbankrates.com
    11
  2. 02
    idahofirstbank.com
    9
  3. 03
    p1fcu.org
    8
  4. 04
    bankrate.com
    7
  5. 05
    iccu.com
    6
  6. 06
    crediful.com
    6
  7. 07
    gobankingrates.com
    6
  8. 08
    bluevine.com
    5
  9. 09
    capedcu.com (its own website)
    4
  10. 10
    getholdings.com
    4

CapEd Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
1/15
Gemini
1/15
Perplexity
1/15
OpenAI
0/15
Market comparisonSection 06

How CapEd Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
6

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
100

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
37
Ranks 72 of 394. Typical company: 28
Named in answers
5.0%
Ranks 112 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
37
Ranks 20 of 85. Typical company: 31
Named in answers
5.0%
Ranks 32 of 85. Typical company: 3.3%
AI readiness
21
Ranks 35 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. CapEd Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · capedcu.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 37 of 100 badge for CapEd Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/capedcu.com"><img src="https://aeo-audit.rezolve.com/finance/badges/capedcu.com.svg" alt="Overall score 37 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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