Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
305 of 2,219
its rank by overall score
Place in its category
2nd of 62 consumer lenders
Closing balance

Named in

8of 60 answers

by 4 of 4 assistants

Statement note

What this means for Best Egg

AI assistants name this consumer lender in 13.3% of answers, while the typical company in its sector is named in 3.3%. Best Egg's overall score is 39 out of 100, ranking 305th of 2,219, and 10th in its sector. Its website passes 5 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Best Egg by name. AI assistants named it in 8 of the 60 answers. Counting only how often it is named, it ranks 22nd of 93 in its sector. The typical lending and credit company is named in 3.3% of answers.

Overall score
39Overall score
  • Visibility17
  • Citations0
  • Sentiment88
  • Site quality80
  • AI readiness36
Summary of account
Named by AI in
13.3%
8 of 60 answers
Share of mentions
25.0%
of the mentions of it and its 5 peers
AI readiness
5/14
technical checks passed. Typical for its sector: 4
Rank in its sector
10 of 93
by overall score, where the typical lending and credit company scores 31

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Line itemsSection 01

Every question, and where the company came up

Best Egg came up on 4 of 15 questions. Open any window to read that answer.

  1. 01Ways to use a personal loan to simplify monthly payments0/4
  2. 02Easiest way to get a low-interest personal loan online for fair credit1/4
  3. 03Debt consolidation loans vs. credit card refinancing: which is better for lowering monthly payments?0/4
  4. 04Other ways to access quick funds without taking out a personal loan0/4
  5. 05Best personal loan platforms with flexible repayment options3/4
  6. 06Online personal loan platforms vs. traditional banks for fast funding0/4
  7. 07What fees should I expect when getting an online personal loan?1/4
  8. 08Are online personal loans a good choice for emergency expenses?0/4
  9. 09What are the best online personal loan options for debt consolidation?3/4
  10. 10What should I do if I was approved but haven’t received my loan funds yet?0/4
  11. 11How can I use a personal loan to improve my financial health?0/4
  12. 12Is applying for an online personal loan worth it for consolidating high-interest debt?0/4
  13. 13Why was my online personal loan application declined?0/4
  14. 14Typical interest rates and terms for unsecured personal loans in the US0/4
  15. 15Alternatives to online personal loans for consolidating credit card debt0/4
Total namedOpenAI: 1/15Claude: 3/15Perplexity: 1/15Gemini: 3/15All assistants: 8/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“What are the best online personal loan options for debt consolidation?”

Short answer (brief): As of October 2026, the most‑recommended online personal‑loan options for debt consolidation are (in no particular order) LendingClub (now Happen Bank for some services), SoFi, Upstart, LightStream, and Discover/Best Egg — each has strengths depending on your credit score, loan size, and whether you want the lender to pay creditors directly. Use soft‑pull prequal checks from several lenders, compare APR, fees, loan term, and total repayment cost, and pick the one with the lowest total cost that you can comfortably repay. (nerdwallet.com …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    SoFi
    7
  2. 02
    Upstart
    7
  3. 03
    Avant
    5
  4. 04
    LendingClub
    4

Share of mentions

CompanyShare
  1. Best Egg
    25.0%
  2. SoFi
    21.9%
  3. Upstart
    21.9%
  4. Avant
    15.6%
  5. LendingClub
    12.5%
  6. Marcus by Goldman Sachs
    3.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    experian.com
    44
  2. 02
    bankrate.com
    28
  3. 03
    nerdwallet.com
    25
  4. 04
    moneylion.com
    20
  5. 05
    consumerfinance.gov
    19
  6. 06
    cnbc.com
    15
  7. 07
    credible.com
    14
  8. 08
    discover.com
    14
  9. 09
    sofi.com
    14
  10. 10
    finance.yahoo.com
    10

Best Egg is in the study as a consumer lender.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Claude
3/15
Perplexity
1/15
OpenAI
1/15
Market comparisonSection 06

How Best Egg compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
17

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
88

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with lending and credit companies

93 companies in this sector. The gold tick on each bar is the typical company.

Overall score
39
Ranks 10 of 93. Typical company: 31
Named in answers
13.3%
Ranks 22 of 93. Typical company: 3.3%
AI readiness
36
Ranks 9 of 93. Typical company: 29
Against its categorySection 08

Compared with consumer lenders

62 companies in this category. The gold tick on each bar is the typical company.

Overall score
39
Ranks 2 of 62. Typical company: 28
Named in answers
13.3%
Ranks 5 of 62. Typical company: 1.7%
AI readiness
36
Ranks 6 of 62. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Best Egg publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · www.bestegg.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 39 of 100 badge for Best Egg

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/bestegg.com"><img src="https://aeo-audit.rezolve.com/finance/badges/bestegg.com.svg" alt="Overall score 39 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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