Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Arizona Federal Credit Union

azfcu.org

Credit unionsBanking

Money20/20 attendee

Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
863 of 2,219
its rank by overall score
Place in its category
45th of 85 credit unions
Closing balance

Named in

3of 60 answers

by 2 of 4 assistants

Statement note

What this means for Arizona Federal Credit Union

AI assistants name this credit union in 5% of answers, higher than the typical company in its sector. It has an overall score of 30 out of 100, ranking 863rd of 2,219 companies. The website passes 1 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Arizona Federal Credit Union by name. AI assistants named it in 3 of the 60 answers. Counting only how often it is named, it ranks 112th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
30Overall score
  • Visibility6
  • Citations0
  • Sentiment83
  • Site quality67
  • AI readiness7
Summary of account
Named by AI in
5.0%
3 of 60 answers
Share of mentions
8.1%
of the mentions of it and its 5 peers
AI readiness
1/14
technical checks passed. Typical for its sector: 3
Rank in its sector
136 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Arizona Federal Credit Union came up on 2 of 15 questions. Open any window to read that answer.

  1. 01What are the best credit unions in Phoenix for first-time home buyers?0/4
  2. 02What types of accounts are best for saving for a down payment on a home in Arizona?1/4
  3. 03Are credit union auto loans worth it compared to dealership financing?0/4
  4. 04How do interest rates for savings accounts at credit unions in Arizona compare to national averages?0/4
  5. 05What options exist besides credit union accounts for small business banking in the Phoenix area?0/4
  6. 06Is it a good idea to use a credit union for refinancing a mortgage?0/4
  7. 07Other ways to build credit if you don’t qualify for a credit union credit card?0/4
  8. 08Where can I find checking accounts with no monthly fees in the Phoenix metro area?2/4
  9. 09Why might a direct deposit not show up in my credit union account?0/4
  10. 10What are typical monthly fees for checking accounts at credit unions in Phoenix?0/4
  11. 11Personal loans vs. home equity lines of credit: which is better for home renovations?0/4
  12. 12What should I do if my business loan application was declined at a credit union?0/4
  13. 13How can I use a credit union account to help rebuild my credit score?0/4
  14. 14How do credit unions compare to banks for small business loans in the Phoenix area?0/4
  15. 15What are alternatives to traditional car loans through a credit union?0/4
Total namedOpenAI: 0/15Claude: 2/15Perplexity: 0/15Gemini: 1/15All assistants: 3/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“Where can I find checking accounts with no monthly fees in the Phoenix metro area?”

I'll search for information about checking accounts with no monthly fees in the Phoenix area.Based on my search results, here are several options for checking accounts with no monthly fees in the Phoenix metro area:

Credit Unions:

AZFCU's Free Checking Account offers a no monthly fee checking account loaded with features

Arizona Federal Credit Union's Checking Plus account offers competitive interest rates, no monthly fees, and no minimum balance requirements

SunWest offers a Free Checking account with no monthly service fee, SunWest debit card, direct deposits, and bill pay and tra …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    OneAZ Credit Union
    7
  2. 02
    Arizona Financial Credit Union
    6
  3. 03
    Desert Financial Credit Union
    5
  4. 04
    Credit Union West
    3

Share of mentions

CompanyShare
  1. Desert Financial Credit Union
    32.4%
  2. OneAZ Credit Union
    32.4%
  3. Credit Union West
    16.2%
  4. Arizona Federal Credit Union
    8.1%
  5. TruWest Credit Union
    8.1%
  6. Pinnacle Bank Arizona
    2.7%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    arizonafinancial.org
    13
  2. 02
    monitorbankrates.com
    9
  3. 03
    experian.com
    8
  4. 04
    bankrate.com
    6
  5. 05
    consumerfinance.gov
    6
  6. 06
    navyfederal.org
    6
  7. 07
    oneazcu.com
    6
  8. 08
    bluevine.com
    6
  9. 09
    finance.yahoo.com
    5
  10. 10
    azcentralcu.org
    5

Arizona Federal Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
2/15
Gemini
1/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How Arizona Federal Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
6

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
83

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
7

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
30
Ranks 136 of 394. Typical company: 28
Named in answers
5.0%
Ranks 112 of 394. Typical company: 0.0%
AI readiness
7
Ranks 362 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
30
Ranks 44 of 85. Typical company: 31
Named in answers
5.0%
Ranks 32 of 85. Typical company: 3.3%
AI readiness
7
Ranks 78 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Arizona Federal Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
0 of 100
  • robots.txtNot met

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
0 of 100
  • AI bot rulesNot met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 0 of 100 · 97% of checks could run · checked on October 9, 2026 · www.azfcu.org · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

Share this result

Overall score 30 of 100 badge for Arizona Federal Credit Union

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/azfcu.org"><img src="https://aeo-audit.rezolve.com/finance/badges/azfcu.org.svg" alt="Overall score 30 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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