Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9, 2026
when the AI assistants were asked
Account no.
760 of 2,219
its rank by overall score
Place in its category
35th of 85 credit unions
Closing balance

Named in

11of 60 answers

by 4 of 4 assistants

Statement note

What this means for Alliant Credit Union

AI assistants name this credit union in 18.3% of answers, much more often than the typical company in its sector. Its overall score is 32 out of 100, ranking 760th of 2,219 in the study. The website passes 1 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Alliant Credit Union by name. AI assistants named it in 11 of the 60 answers. Counting only how often it is named, it ranks 37th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
32Overall score
  • Visibility23
  • Citations1
  • Sentiment50
  • Site quality80
  • AI readiness7
Summary of account
Named by AI in
18.3%
11 of 60 answers
Share of mentions
35.5%
of the mentions of it and its 5 peers
AI readiness
1/14
technical checks passed. Typical for its sector: 3
Rank in its sector
113 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Alliant Credit Union came up on 5 of 15 questions. Open any window to read that answer.

  1. 01Is joining an online-only credit union worth it for competitive loan rates?0/4
  2. 02What are some ways online credit unions support managing everyday spending and saving?0/4
  3. 03How do digital credit unions compare to traditional banks for checking accounts?0/4
  4. 04Which online credit unions make it easy to join regardless of where you live?4/4
  5. 05Online credit union vs online bank: which is better for first-time homebuyers?0/4
  6. 06What are some alternatives to joining a digital credit union for nationwide banking access?1/4
  7. 07Are digital credit unions a good option for people wanting fast personal loan approvals?0/4
  8. 08Alternatives to online credit unions for high-rate savings in the US?0/4
  9. 09What monthly fees should I expect from a fully digital credit union checking account?1/4
  10. 10How can a digital credit union help someone save for a down payment on a house?0/4
  11. 11Options for remote-friendly US banking if you don't qualify for a credit union membership?1/4
  12. 12What are the best digital credit unions for high-yield savings accounts in the US?4/4
  13. 13What should I do if I can't access my online credit union account during maintenance?0/4
  14. 14Why would my digital credit union reject my membership application?0/4
  15. 15Are there any hidden costs with online credit union mortgages or auto loans?0/4
Total namedOpenAI: 2/15Claude: 3/15Perplexity: 3/15Gemini: 3/15All assistants: 11/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best digital credit unions for high-yield savings accounts in the US?”

The strongest digital or nationwide credit-union options are DCU, Quorum Federal Credit Union, Alliant Credit Union, and Connexus Credit Union. The best choice depends on whether you prioritize the highest rate on a small balance, a competitive rate on all balances, or a full-featured online banking experience.

Credit union · Best for · Savings-rate highlights · Key caveat

Digital Federal Credit Union (DCU) · Small balances · About 6.17% APY on the first $1,000; lower or tiered rates may apply above that amount. · Excellent for the first $1,000, less …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Ally Bank
    13

Share of mentions

CompanyShare
  1. Alliant Credit Union
    35.5%
  2. PenFed Credit Union
    29.0%
  3. Ally Bank
    16.1%
  4. Consumers Credit Union
    9.7%
  5. Quorum Federal Credit Union
    9.7%
  6. ConnectOne Bank (Digital Direct Bank)
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bankrate.com
    40
  2. 02
    dcu.org
    14
  3. 03
    experian.com
    10
  4. 04
    consumerfinance.gov
    9
  5. 05
    cnbc.com
    9
  6. 06
    creditunion1.org
    8
  7. 07
    businessinsider.com
    7
  8. 08
    penfed.org
    7
  9. 09
    crediful.com
    7
  10. 10
    wpcu.coop
    6

Alliant Credit Union is in the study as a credit union.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Perplexity
3/15
Claude
3/15
OpenAI
2/15
Market comparisonSection 06

How Alliant Credit Union compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
23

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
7

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
32
Ranks 113 of 394. Typical company: 28
Named in answers
18.3%
Ranks 37 of 394. Typical company: 0.0%
AI readiness
7
Ranks 362 of 394. Typical company: 29
Against its categorySection 08

Compared with credit unions

85 companies in this category. The gold tick on each bar is the typical company.

Overall score
32
Ranks 35 of 85. Typical company: 31
Named in answers
18.3%
Ranks 6 of 85. Typical company: 3.3%
AI readiness
7
Ranks 78 of 85. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals

The website turns away requests that do not come from a browser. AI agents that say what they are meet the same refusal.

Can an AI agent check out here?

Not by itself. Alliant Credit Union publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
100 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersCould not check

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationCould not check

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 30 of 100 · 81% of checks could run · checked on October 9, 2026 · alliantcreditunion.org · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

Share this result

Overall score 32 of 100 badge for Alliant Credit Union

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<a href="https://aeo-audit.rezolve.com/us/finance/alliantcreditunion.org"><img src="https://aeo-audit.rezolve.com/finance/badges/alliantcreditunion.org.svg" alt="Overall score 32 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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