Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Zenith Bank

zenithbank.com

Large national banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
288 of 2,219
its rank by overall score
Place in its category
8th of 61 large national banks
Closing balance

Named in

14of 60 answers

by 4 of 4 assistants

Statement note

What this means for Zenith Bank

AI assistants name Zenith Bank in 23.3% of their answers, far more often than the typical company in its sector. Zenith Bank has an overall score of 39 out of 100, ranking 288th of 2,219 overall and 45th of 394 in banking. Its website passes 4 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Zenith Bank by name. AI assistants named it in 14 of the 60 answers. Counting only how often it is named, it ranks 23rd of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
39Overall score
  • Visibility21
  • Citations1
  • Sentiment83
  • Site quality73
  • AI readiness43
Summary of account
Named by AI in
23.3%
14 of 60 answers
Share of mentions
17.3%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 3
Rank in its sector
45 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Zenith Bank came up on 6 of 15 questions. Open any window to read that answer.

  1. 01Best banking services in Nigeria for managing payroll for medium-sized businesses?3/4
  2. 02Why do funds sometimes get delayed when sending money from the US to a Nigerian commercial bank?0/4
  3. 03Best non-bank options for securing business loans in Nigeria?0/4
  4. 04Alternatives to using Nigerian commercial banks for remittances from the US?0/4
  5. 05How can corporate clients in the US use Nigerian commercial banking to facilitate cross-border trade?1/4
  6. 06Which Nigerian banks offer convenient mobile banking for individuals living abroad?4/4
  7. 07What should I consider before choosing a Nigerian bank for international wire transfers?1/4
  8. 08What are standard charges for international transactions with Nigerian banks?0/4
  9. 09What other financial institutions support dollar-denominated accounts in Nigeria besides traditional banks?0/4
  10. 10How can small businesses resolve account login issues with Nigerian banking platforms?2/4
  11. 11How do Nigerian commercial banks compare to microfinance banks for small business owners?0/4
  12. 12Differences between commercial banks and digital-only banks in Nigeria?0/4
  13. 13What are the best commercial banks in Nigeria for personal and SME banking services?3/4
  14. 14Is opening a business account with a commercial bank in Nigeria worth it for US-based entrepreneurs?0/4
  15. 15Typical maintenance fees for commercial bank accounts in Nigeria?0/4
Total namedOpenAI: 3/15Claude: 5/15Perplexity: 1/15Gemini: 5/15All assistants: 14/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“Best banking services in Nigeria for managing payroll for medium-sized businesses?”

Short answer

For medium-sized businesses in Nigeria, the strongest options are a mix of traditional banks with corporate payroll products (Access Bank, Zenith Bank, GTBank, UBA, Stanbic IBTC) plus specialist payments/payroll platforms (Remita/SystemSpecs, Paystack, Flutterwave, and some payroll SaaS like Salario). Use a bank if you want domiciliation, credit/working‑capital links and full-bank compliance; use a payments/payroll platform when you want fast API-driven bulk disbursements, integrations and better UX. (accessbankplc.com …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Access Bank
    12
  2. 02
    First Bank of Nigeria
    2

Share of mentions

CompanyShare
  1. Guaranty Trust Bank (GTBank)
    24.7%
  2. United Bank for Africa (UBA)
    24.7%
  3. Access Bank
    22.2%
  4. Zenith Bank
    17.3%
  5. First Bank of Nigeria
    6.2%
  6. Fidelity Bank Nigeria
    4.9%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    cbn.gov.ng
    15
  2. 02
    nairacompare.ng
    12
  3. 03
    accessbankplc.com
    11
  4. 04
    kudicompass.com
    9
  5. 05
    ubagroup.com
    9
  6. 06
    stanbicibtcbank.com
    8
  7. 07
    legit.ng
    7
  8. 08
    businessday.ng
    7
  9. 09
    grey.co
    5
  10. 10
    westernunion.com
    5

Zenith Bank is in the study as a large national bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
5/15
Gemini
5/15
OpenAI
3/15
Perplexity
1/15
Market comparisonSection 06

How Zenith Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
21

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
83

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
39
Ranks 45 of 394. Typical company: 28
Named in answers
23.3%
Ranks 23 of 394. Typical company: 0.0%
AI readiness
43
Ranks 8 of 394. Typical company: 29
Against its categorySection 08

Compared with large national banks

61 companies in this category. The gold tick on each bar is the typical company.

Overall score
39
Ranks 6 of 61. Typical company: 27
Named in answers
23.3%
Ranks 8 of 61. Typical company: 1.7%
AI readiness
43
Ranks 2 of 61. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Zenith Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
41 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 34 of 100 · 97% of checks could run · checked on October 9, 2026 · zenithbank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 10 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*blocked
  • ClaudeBot*blocked
  • Anthropic-AI*blocked
  • Google-Extended*blocked
  • Applebot-Extended*blocked
  • Meta-ExternalAgent*blocked
  • FacebookBotpartly
  • Bytespider*blocked
  • CCBot*blocked
  • Diffbot*blocked
  • Omgilibot*blocked

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 39 of 100 badge for Zenith Bank

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/zenithbank.com"><img src="https://aeo-audit.rezolve.com/finance/badges/zenithbank.com.svg" alt="Overall score 39 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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