Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,439 of 2,219
its rank by overall score
Place in its category
113th of 203 payment processors
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for Xtraspots

AI assistants do not name this payment processor in any of the 60 answers reviewed. Its overall score is 27 out of 100, ranking 1,439th of 2,219 companies; this matches the typical company in its sector. Its website passes 5 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Xtraspots by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 179th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
27Overall score
  • Visibility0
  • Citations1
  • Sentiment50
  • Site quality80
  • AI readiness36
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
of the mentions of it and its 5 peers
AI readiness
5/14
technical checks passed. Typical for its sector: 4
Rank in its sector
186 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Xtraspots came up on 0 of 15 questions. Open any window to read that answer.

  1. 01How can local businesses use payment solutions to attract more walk-in customers?0/4
  2. 02How does integrated payment and marketing fare compared to standalone payment processors for small business growth?0/4
  3. 03Ways local shops can leverage integrated payment and marketing tools to increase off-peak sales.0/4
  4. 04Is dual pricing payment processing worth it for independent restaurants?0/4
  5. 05Dual pricing vs traditional credit card processing—what are the main differences for local retailers?0/4
  6. 06Common issues when setting up dual pricing at a point-of-sale system and how to fix them?0/4
  7. 07What are the best dual pricing payment platforms for reducing credit card processing fees for small businesses?0/4
  8. 08Other ways service businesses can offset transaction fees without switching processors.0/4
  9. 09Alternatives to dual pricing for eliminating credit card processing costs in retail settings.0/4
  10. 10How can gyms and salons use marketing marketplaces to fill open appointment slots?0/4
  11. 11What should businesses do if marketplace listings aren't bringing new customers?0/4
  12. 12Typical pricing tiers for dual pricing payment processing solutions in the US.0/4
  13. 13Does switching to a local business marketing platform help save enough on transaction fees?0/4
  14. 14Are there hidden fees with payment platforms that offer free marketing channels?0/4
  15. 15What options do local businesses have besides integrated payment and marketing bundles to draw in new customers?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

The company is not named in this answer

Geminidid not name the company

“What are the best dual pricing payment platforms for reducing credit card processing fees for small businesses?”

Dual pricing payment platforms, also known as cash discount programs, allow small businesses to offset credit card processing fees by offering a lower price for customers who pay with cash and a slightly higher price for those who use a credit or debit card. This practice is legal in all 50 states, as long as businesses clearly disclose both prices to customers.

Here are some of the best dual pricing payment platforms for reducing credit card processing fees for small businesses:

Top Dual Pricing Platforms

Axe Pay Axe Pay is highlighted as a top choice because it eliminates proce …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Named instead

CompanyTimes named
  1. 01
    CardX
    1

Share of mentions

CompanyShare
  1. CardX
    50.0%
  2. Edge by Shift4
    50.0%
  3. Xtraspots
    0.0%
  4. PayZero USA
    0.0%
  5. Swipe4Free
    0.0%
  6. SpotOn
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    stripe.com
    8
  2. 02
    llmerchantservices.com
    7
  3. 03
    merchantinsiders.com
    6
  4. 04
    protechpayments.com
    6
  5. 05
    merchantsbancard.com
    6
  6. 06
    mergestream.com
    5
  7. 07
    coastalpay.com
    5
  8. 08
    sharetribe.com
    4
  9. 09
    strictlyzero.com
    4
  10. 10
    support.toasttab.com
    3

Xtraspots is in the study as a payment processor.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
0/15
Gemini
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How Xtraspots compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
27
Ranks 186 of 375. Typical company: 27
Named in answers
0.0%
Ranks 179 of 375. Typical company: 0.0%
AI readiness
36
Ranks 41 of 375. Typical company: 29
Against its categorySection 08

Compared with payment processors

203 companies in this category. The gold tick on each bar is the typical company.

Overall score
27
Ranks 94 of 203. Typical company: 27
Named in answers
0.0%
Ranks 91 of 203. Typical company: 0.0%
AI readiness
36
Ranks 23 of 203. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 2: Bot-aware. Explicit AI bot rules and declared Content Signals.

To reach level 3:
  • Markdown negotiation
Can an AI agent check out here?

Not by itself. Xtraspots publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
25 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPartly met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
100 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsPassed

    Content-Signal lines in robots.txt declaring search, AI input and AI training preferences.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 45 of 100 · 97% of checks could run · checked on October 9, 2026 · www.xtraspots.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 15 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*allowed
  • ClaudeBot*allowed
  • Anthropic-AIallowed
  • Google-Extended*allowed
  • Applebot-Extended*allowed
  • Meta-ExternalAgent*allowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBot*allowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBot*allowed
  • Claude-SearchBot*allowed
  • PerplexityBot*allowed
  • Applebot*allowed
  • Amazonbot*allowed
  • YouBotallowed

Answering questions

  • ChatGPT-User*allowed
  • Claude-User*allowed
  • Perplexity-User*allowed
  • DuckAssistBot*allowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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