Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

XONO Finance

xono.finance

Stablecoins and digital asset infrastructureCrypto and digital assets

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,727 of 2,219
its rank by overall score
Place in its category
69th of 80 digital asset infrastructure companies
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for XONO Finance

AI assistants do not name this digital asset infrastructure company in any of their 60 answers, while some answers name companies such as Brex and Mercury. Its overall score is 26 out of 100, ranking 1,727th of 2,219 in the study. The company's website passes 2 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned XONO Finance by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 67th of 102 in its sector. The typical crypto and digital asset company is named in 1.7% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
26Overall score
  • Visibility0
  • Citations0
  • Sentiment50
  • Site quality80
  • AI readiness29
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
of the mentions of it and its 5 peers
AI readiness
2/14
technical checks passed. Typical for its sector: 4
Rank in its sector
77 of 102
by overall score, where the typical crypto and digital asset company scores 30

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Line itemsSection 01

Every question, and where the company came up

XONO Finance came up on 0 of 15 questions. Open any window to read that answer.

  1. 01Common reasons business account applications get delayed on digital platforms?0/4
  2. 02Alternatives to using a single platform for business banking and financial management?0/4
  3. 03Do digital business banking platforms charge extra for issuing corporate debit cards?0/4
  4. 04What are the best digital business banking platforms for managing multi-currency accounts in the US?0/4
  5. 05Multi-currency account vs. single-currency account: which is better for international businesses?0/4
  6. 06What types of businesses benefit most from integrated invoicing and corporate cards?0/4
  7. 07Is switching to a digital business banking platform worth it for small businesses?0/4
  8. 08Other ways to manage payroll and payments without an all-in-one business banking app?0/4
  9. 09Which tools help small businesses streamline payroll and invoicing in one platform?0/4
  10. 10How can I resolve issues with FX or currency conversion in business banking apps?0/4
  11. 11How do business banking platforms help manage payments to international contractors?0/4
  12. 12What pricing tiers are available for digital business banking platforms in the US?0/4
  13. 13How does a digital business banking platform differ from a traditional business bank account for small companies?0/4
  14. 14Are crypto wallets a valuable feature for business banking platforms?0/4
  15. 15Which digital banking platforms offer the best tools for SMBs to handle both fiat and crypto transactions?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

The company is not named in this answer

Geminidid not name the company

“Alternatives to using a single platform for business banking and financial management?”

Instead of relying on a single platform for all business banking and financial management, businesses can opt for a "decentralized" approach, integrating various specialized tools and services. This can offer greater flexibility, customization, and potentially better features in each specific area.

Here are some alternatives and considerations:

1. Separate Banking and Financial Management Tools:

Traditional Banks/Fintech Alternatives for Banking:

While traditional banks offer comprehensive services, many businesses, especially startups and those with global operations, a …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Named instead

CompanyTimes named
  1. 01
    Brex
    14
  2. 02
    Mercury
    14
  3. 03
    Relay
    7
  4. 04
    Novo
    6

Share of mentions

CompanyShare
  1. Brex
    37.9%
  2. Mercury
    34.5%
  3. Novo
    17.2%
  4. Relay
    10.3%
  5. XONO Finance
    0.0%
  6. NorthOne
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    airwallex.com
    23
  2. 02
    brex.com
    17
  3. 03
    bluevine.com
    10
  4. 04
    wise.com
    7
  5. 05
    ramp.com
    7
  6. 06
    ofx.com
    6
  7. 07
    slash.com
    5
  8. 08
    rho.co
    5
  9. 09
    aspireapp.com
    5
  10. 10
    payoneer.com
    5

XONO Finance is in the study as a digital asset infrastructure company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
0/15
Gemini
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How XONO Finance compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with crypto and digital asset companies

102 companies in this sector. The gold tick on each bar is the typical company.

Overall score
26
Ranks 77 of 102. Typical company: 30
Named in answers
0.0%
Ranks 67 of 102. Typical company: 1.7%
AI readiness
29
Ranks 52 of 102. Typical company: 33
Against its categorySection 08

Compared with digital asset infrastructure companies

80 companies in this category. The gold tick on each bar is the typical company.

Overall score
26
Ranks 59 of 80. Typical company: 29
Named in answers
0.0%
Ranks 51 of 80. Typical company: 1.7%
AI readiness
29
Ranks 42 of 80. Typical company: 36
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. XONO Finance publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
41 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 16 of 100 · 97% of checks could run · checked on October 9, 2026 · xono.finance · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

2 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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End of statement
All 2,219 companiesHow we measured this
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