Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

TMU Management

tmumanagement.com

Commercial insurance and brokersInsurance

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,083 of 2,219
its rank by overall score
Place in its category
13th of 29 commercial insurers and brokers
Closing balance

Named in

1of 60 answers

by 1 of 4 assistants

Statement note

What this means for TMU Management

AI assistants rarely name this commercial insurer or broker, mentioning it in 1 of 60 answers, sometimes alongside Cover Genius. Its overall score is 28 out of 100, which ranks it 1,083rd of 2,219 companies. The company's website passes 5 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned TMU Management by name. AI assistants named it in 1 of the 60 answers. Counting only how often it is named, it ranks 41st of 97 in its sector. The typical insurer is named in 1.7% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
28Overall score
  • Visibility4
  • Citations3
  • Sentiment50
  • Site quality73
  • AI readiness36
Summary of account
Named by AI in
1.7%
1 of 60 answers
Share of mentions
14.3%
of the mentions of it and its 5 peers
AI readiness
5/14
technical checks passed. Typical for its sector: 3
Rank in its sector
45 of 97
by overall score, where the typical insurer scores 28

Get the full report on TMU Management as a PDF

Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Line itemsSection 01

Every question, and where the company came up

TMU Management came up on 1 of 15 questions. Open any window to read that answer.

  1. 01Embedded insurance vs stand-alone business insurance for financial institutions—what's the difference?0/4
  2. 02How do embedded insurance models for foreign exchange brokers compare to traditional business insurance plans?0/4
  3. 03What are some non-embedded ways for travel businesses to improve financial resilience?0/4
  4. 04Are there affordable embedded insurance options for small online travel agencies?1/4
  5. 05Best integrated insurance options for payment providers looking to enhance client protection?0/4
  6. 06How can embedded insurance help FX brokers manage operational risks?0/4
  7. 07Examples of business scenarios where embedded insurance adds value for travel agencies0/4
  8. 08What factors determine the cost of embedded insurance solutions for US payment platforms?0/4
  9. 09How do US travel companies typically secure integrated business protection against operational risks?0/4
  10. 10Do payment platforms benefit from embedding insurance within their transaction processes?0/4
  11. 11Why might embedded insurance fail to trigger during a travel booking transaction?0/4
  12. 12Is investing in embedded insurance worth it for mid-sized travel companies?0/4
  13. 13What common challenges arise when integrating insurance solutions into payment systems?0/4
  14. 14What are the top embedded insurance solutions for travel businesses in the US?0/4
  15. 15Alternatives to embedded insurance for protecting payment institution transactions0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 1/15All assistants: 1/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“Are there affordable embedded insurance options for small online travel agencies?”

… TMU Management: Designs bespoke, embedded insurance solutions specifically for OTAs, focusing on financial protection and operational resilience.

Bsurance and Qover: Also offer flexible and scalable embedded insurance solutions for various industries, including travel.

The demand for travel insurance has significantly increased since the COVID-19 pandemic, making it a crucial offering for OTAs. By integrating embedded insurance, small online travel agencies can meet this demand, enhance their offerings, and grow their business efficiently.

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Cover Genius
    4

Share of mentions

CompanyShare
  1. Cover Genius
    85.7%
  2. TMU Management
    14.3%
  3. Pattern Insurance
    0.0%
  4. INSHUR
    0.0%
  5. Extend
    0.0%
  6. WeTravel Protect (by WeTravel)
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    chubb.com
    12
  2. 02
    gowalnut.com
    8
  3. 03
    stripe.com
    8
  4. 04
    tmumanagement.com (its own website)
    7
  5. 05
    sitata.com
    6
  6. 06
    dwolla.com
    6
  7. 07
    verticalinsure.com
    5
  8. 08
    marketintelo.com
    5
  9. 09
    qover.com
    4
  10. 10
    f6s.com
    3

TMU Management is in the study as a commercial insurer or broker.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
1/15
Claude
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How TMU Management compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
4

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with insurers

97 companies in this sector. The gold tick on each bar is the typical company.

Overall score
28
Ranks 45 of 97. Typical company: 28
Named in answers
1.7%
Ranks 41 of 97. Typical company: 1.7%
AI readiness
36
Ranks 7 of 97. Typical company: 29
Against its categorySection 08

Compared with commercial insurers and brokers

29 companies in this category. The gold tick on each bar is the typical company.

Overall score
28
Ranks 11 of 29. Typical company: 27
Named in answers
1.7%
Ranks 14 of 29. Typical company: 1.7%
AI readiness
36
Ranks 2 of 29. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. TMU Management publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
36 of 100
  • robots.txtNot met

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
25 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPartly met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 21 of 100 · 97% of checks could run · checked on October 9, 2026 · www.tmumanagement.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
Take it with you

Get the full report on TMU Management as a PDF

Every number on this page in a PDF you can keep and share with your team. Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

End of statement
All 2,219 companiesHow we measured this
Next step

Want AI assistants to name your company?

Book a 30-minute demo to see Rezolve Ai in action and what it can do for your business.

Request a demo