Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Thunes

thunes.com

Cross-border payments and remittancesCards and payments

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
115 of 2,219
its rank by overall score
Place in its category
8th of 84 cross-border payments providers
Closing balance

Named in

7of 60 answers

by 4 of 4 assistants

Statement note

What this means for Thunes

AI assistants name Thunes in 11.7% of answers, compared to 0% for the typical company in its sector. Thunes has an overall score of 43 out of 100, ranking 115th of 2,219 companies studied. Its website passes 2 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Thunes by name. AI assistants named it in 7 of the 60 answers. Counting only how often it is named, it ranks 63rd of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
43Overall score
  • Visibility19
  • Citations3
  • Sentiment100
  • Site quality87
  • AI readiness29
Summary of account
Named by AI in
11.7%
7 of 60 answers
Share of mentions
38.9%
of the mentions of it and its 5 peers
AI readiness
2/14
technical checks passed. Typical for its sector: 4
Rank in its sector
19 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Thunes came up on 5 of 15 questions. Open any window to read that answer.

  1. 01How do you resolve currency conversion errors in global B2B payments?0/4
  2. 02What features should banks look for when choosing a cross-border payments partner?0/4
  3. 03How do direct global network payment solutions compare to traditional correspondent banking for international transfers?1/4
  4. 04Which payment methods can global gig economy platforms use besides bank payouts to pay international workers?1/4
  5. 05Why are some international payouts delayed on cross-border payment platforms?0/4
  6. 06What are alternatives to traditional wire transfers for cross-border B2B payments for US businesses?1/4
  7. 07Mobile wallet payouts vs bank-to-bank transfers for cross-border business payments—what's more efficient?0/4
  8. 08What risks should payment service providers look out for when switching to a new B2B cross-border payments provider?0/4
  9. 09Which global payment platforms offer real-time transactions across multiple currencies for e-commerce businesses?0/4
  10. 10Are comprehensive cross-border payment platforms worth it for small US financial institutions expanding internationally?0/4
  11. 11How can a US-based neobank streamline payroll for international contractors using cross-border payment solutions?0/4
  12. 12What’s the most efficient way for online marketplaces to accept local payments from buyers worldwide?0/4
  13. 13Is there a difference in cost between paying to bank accounts, cards, or mobile wallets for international business payments?0/4
  14. 14How much do B2B cross-border payments platforms charge per transaction and are there hidden fees?1/4
  15. 15What are the best cross-border payment solutions for money transfer operators in the US?3/4
Total namedOpenAI: 1/15Claude: 1/15Perplexity: 1/15Gemini: 4/15All assistants: 7/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best cross-border payment solutions for money transfer operators in the US?”

For a US money transfer operator (MTO), the strongest shortlist is Thunes, Nium, Wise Platform, Airwallex, and TerraPay. The best choice depends less on general brand recognition and more on destination-country payout coverage, licensing, local rails, FX economics, cash-out options, and compliance support.

Solution · Best fit · Key strengths · Main caution

Thunes · Global remittance and payout networks · Broad local payout coverage, bank accounts, mobile wallets, cards, and cash-pickup capabilities; API-led infrastructure · Pricing and coverage vary substantial …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Rapyd
    3
  2. 02
    Currencycloud
    1

Share of mentions

CompanyShare
  1. Thunes
    38.9%
  2. NIUM
    27.8%
  3. Rapyd
    27.8%
  4. Currencycloud
    5.6%
  5. Paysend
    0.0%
  6. Flightpath
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    airwallex.com
    18
  2. 02
    xtransfer.com
    11
  3. 03
    stripe.com
    11
  4. 04
    tipalti.com
    9
  5. 05
    wise.com
    8
  6. 06
    ramp.com
    8
  7. 07
    thunes.com (its own website)
    8
  8. 08
    worldfirst.com
    7
  9. 09
    highradius.com
    6
  10. 10
    rapyd.net
    6

Thunes is in the study as a cross-border payments provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
4/15
Claude
1/15
OpenAI
1/15
Perplexity
1/15
Market comparisonSection 06

How Thunes compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
19

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
100

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
43
Ranks 19 of 375. Typical company: 27
Named in answers
11.7%
Ranks 63 of 375. Typical company: 0.0%
AI readiness
29
Ranks 106 of 375. Typical company: 29
Against its categorySection 08

Compared with cross-border payments providers

84 companies in this category. The gold tick on each bar is the typical company.

Overall score
43
Ranks 6 of 84. Typical company: 27
Named in answers
11.7%
Ranks 13 of 84. Typical company: 0.0%
AI readiness
29
Ranks 26 of 84. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Thunes publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · www.thunes.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

2 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

Share this result

Overall score 43 of 100 badge for Thunes

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/thunes.com"><img src="https://aeo-audit.rezolve.com/finance/badges/thunes.com.svg" alt="Overall score 43 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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