Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Spring Bank

spring.bank

Regional and community banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
53 of 2,219
its rank by overall score
Place in its category
1st of 148 regional and community banks
Closing balance

Named in

17of 60 answers

by 4 of 4 assistants

Statement note

What this means for Spring Bank

AI assistants name this regional or community bank in 28.3% of answers, while the typical company in its sector is named in 0% of answers. Its overall score is 45 out of 100, ranking 53rd of 2,219 companies. Its website passes 2 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Spring Bank by name. AI assistants named it in 17 of the 60 answers. Counting only how often it is named, it ranks 15th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
45Overall score
  • Visibility36
  • Citations5
  • Sentiment92
  • Site quality80
  • AI readiness14
Summary of account
Named by AI in
28.3%
17 of 60 answers
Share of mentions
56.7%
of the mentions of it and its 5 peers
AI readiness
2/14
technical checks passed. Typical for its sector: 3
Rank in its sector
6 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Spring Bank came up on 6 of 15 questions. Open any window to read that answer.

  1. 01How do community banks compare to national banks for small business lending in New York?0/4
  2. 02Community banks vs credit unions: which is better for personal banking in urban areas?0/4
  3. 03Best non-bank options for nonprofits needing basic banking services in New York?2/4
  4. 04Are community banks in New York worth considering for opening a nonprofit checking account?3/4
  5. 05What are the best community banks in New York for small businesses offering competitive interest rates?4/4
  6. 06What banking solutions do community banks offer to nonprofits needing easy access to funds?0/4
  7. 07How can I quickly resolve issues with a community bank mobile banking app?0/4
  8. 08What are the alternatives to using a community bank for small business checking services in NYC?0/4
  9. 09How can individuals use community banks to access low-fee checking accounts in New York?1/4
  10. 10Is it a good idea to choose a community bank for business loans instead of a larger financial institution?0/4
  11. 11What are the typical fees for personal checking accounts at New York community banks?0/4
  12. 12What other types of financial institutions offer ethical banking services for individuals in New York?3/4
  13. 13Which local banks in NYC are known for serving nonprofits with ethical banking services?4/4
  14. 14What should I do if my online banking login for a community bank in New York isn't working?0/4
  15. 15How do interest rates on savings accounts typically compare between community banks and large national banks?0/4
Total namedOpenAI: 2/15Claude: 4/15Perplexity: 5/15Gemini: 6/15All assistants: 17/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Which local banks in NYC are known for serving nonprofits with ethical banking services?”

The strongest NYC options are Spring Bank and Amalgamated Bank. Both explicitly serve nonprofits and have public commitments to social impact, though their models differ.

Spring Bank — A Bronx-based, FDIC-insured community bank, CDFI, and certified B Corp. It offers nonprofit banking, including free banking services, lines of credit to manage funding gaps, and loans for program growth. Its mission focuses on low- and moderate-income communities in NYC.

Amalgamated Bank — A major nonprofit-focused bank with NYC roots and branches in New York. It serves advocacy …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Amalgamated Bank
    5
  2. 02
    Apple Bank
    1
  3. 03
    Flushing Bank
    1

Share of mentions

CompanyShare
  1. Spring Bank
    56.7%
  2. Amalgamated Bank
    26.7%
  3. Apple Bank
    6.7%
  4. Tompkins Community Bank
    6.7%
  5. Flushing Bank
    3.3%
  6. RiverSpring Living Federal Credit Union (formerly Hebrew Home at Riverdale Credit Union)
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    spring.bank (its own website)
    12
  2. 02
    nerdwallet.com
    9
  3. 03
    dfs.ny.gov
    9
  4. 04
    bluevine.com
    8
  5. 05
    getholdings.com
    6
  6. 06
    comptroller.nyc.gov
    6
  7. 07
    banks.com
    5
  8. 08
    bankrate.com
    5
  9. 09
    nyc.gov
    5
  10. 10
    moneyrates.com
    4

Spring Bank is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
6/15
Perplexity
5/15
Claude
4/15
OpenAI
2/15
Market comparisonSection 06

How Spring Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
36

How often AI assistants name the company, and how that compares with its peers

Citations
5

How often AI uses the company's own website as a source

Sentiment
92

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
14

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
45
Ranks 6 of 394. Typical company: 28
Named in answers
28.3%
Ranks 15 of 394. Typical company: 0.0%
AI readiness
14
Ranks 335 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
45
Ranks 1 of 148. Typical company: 27
Named in answers
28.3%
Ranks 1 of 148. Typical company: 0.0%
AI readiness
14
Ranks 126 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers

Some checks could not run. With them, up to level 1 would be possible.

The website turns away requests that do not come from a browser. AI agents that say what they are meet the same refusal.

Can an AI agent check out here?

Not by itself. Spring Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPCould not check
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtCould not check
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
53 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersCould not check

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
  • Markdown negotiationCould not check

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtCould not check

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdCould not check

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 23 of 100 · 68% of checks could run · checked on October 9, 2026 · spring.bank · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

2 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 45 of 100 badge for Spring Bank

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/spring.bank"><img src="https://aeo-audit.rezolve.com/finance/badges/spring.bank.svg" alt="Overall score 45 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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