Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Recurly

recurly.com

Payment processors, acquirers and point of saleCards and payments

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
539 of 2,219
its rank by overall score
Place in its category
34th of 203 payment processors
Closing balance

Named in

12of 60 answers

by 4 of 4 assistants

Statement note

What this means for Recurly

AI assistants name this payment processor in 20% of answers, while the typical company in its sector is named in 0% of answers. Its overall score is 36 out of 100, ranking 539th of 2,219 overall and 75th of 375 in its sector. Its website passes 3 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Recurly by name. AI assistants named it in 12 of the 60 answers. Counting only how often it is named, it ranks 34th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
36Overall score
  • Visibility18
  • Citations2
  • Sentiment79
  • Site quality67
  • AI readiness36
Summary of account
Named by AI in
20.0%
12 of 60 answers
Share of mentions
14.8%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
75 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Recurly came up on 7 of 15 questions. Open any window to read that answer.

  1. 01What lower-cost options exist for startups needing basic subscription management features?0/4
  2. 02Is investing in an automated recurring billing platform worth it for small businesses?0/4
  3. 03Are there any pay-as-you-go options for recurring billing solutions?2/4
  4. 04What are the best subscription management platforms for SaaS businesses?3/4
  5. 05Subscription management solutions vs. manual invoicing—pros and cons for growing companies?0/4
  6. 06How can I reduce failed transactions in recurring billing systems?0/4
  7. 07What are popular ways to offer promotional discounts using recurring billing software?2/4
  8. 08How does usage-based billing differ from fixed recurring billing for subscription businesses?0/4
  9. 09What is the typical cost structure for subscription management platforms in the US?1/4
  10. 10What features should I look for in a recurring billing system for US-based companies?0/4
  11. 11What should I consider before choosing a subscription management service for digital products?1/4
  12. 12What causes payment errors in subscription billing, and how can they be minimized?1/4
  13. 13How can businesses manage recurring payments without dedicated billing software?0/4
  14. 14How can a subscription management platform help with handling free trials and upgrades?0/4
  15. 15What are alternatives to using an all-in-one subscription management tool?2/4
Total namedOpenAI: 5/15Claude: 2/15Perplexity: 2/15Gemini: 3/15All assistants: 12/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“What are alternatives to using an all-in-one subscription management tool?”

Good question — many companies decide not to use an all‑in‑one subscription management product (like Chargebee / Recurly /Stripe Billing /Zuora, etc.) because those platforms can be expensive, inflexible, or not a great fit for their product. Below are practical alternatives, what they cover, pros/cons, when each approach makes sense, and a short migration/implementation checklist.

1) Build a bespoke (in‑house) subscription system

What it is: Your engineering team implements billing, metering, plans, trials, invoices, proration, dunning, reporting, and entitlement logic against one or more …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Chargebee
    18
  2. 02
    Stripe Billing
    15
  3. 03
    Zuora
    13
  4. 04
    Chargify
    1

Share of mentions

CompanyShare
  1. Stripe Billing
    34.6%
  2. Chargebee
    23.5%
  3. Zuora
    17.3%
  4. Recurly
    14.8%
  5. SaaSOptics (Maxio)
    7.4%
  6. Chargify
    2.5%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    stripe.com
    12
  2. 02
    recurly.com (its own website)
    11
  3. 03
    younium.com
    8
  4. 04
    docs.recurly.com
    5
  5. 05
    technologyadvice.com
    4
  6. 06
    fitsmallbusiness.com
    4
  7. 07
    schematichq.com
    4
  8. 08
    chargebee.com
    4
  9. 09
    withorb.com
    4
  10. 10
    unibee.dev
    4

Recurly is in the study as a payment processor.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

OpenAI
5/15
Gemini
3/15
Claude
2/15
Perplexity
2/15
Market comparisonSection 06

How Recurly compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
18

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
79

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
36
Ranks 75 of 375. Typical company: 27
Named in answers
20.0%
Ranks 34 of 375. Typical company: 0.0%
AI readiness
36
Ranks 41 of 375. Typical company: 29
Against its categorySection 08

Compared with payment processors

203 companies in this category. The gold tick on each bar is the typical company.

Overall score
36
Ranks 33 of 203. Typical company: 27
Named in answers
20.0%
Ranks 11 of 203. Typical company: 0.0%
AI readiness
36
Ranks 23 of 203. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Recurly publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
48 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 26 of 100 · 97% of checks could run · checked on October 9, 2026 · recurly.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 15 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*allowed
  • ClaudeBot*allowed
  • Anthropic-AIallowed
  • Google-Extended*allowed
  • Applebot-Extended*allowed
  • Meta-ExternalAgent*allowed
  • FacebookBot*allowed
  • Bytespider*allowed
  • CCBot*allowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBot*allowed
  • Claude-SearchBot*allowed
  • PerplexityBot*allowed
  • Applebotallowed
  • Amazonbot*allowed
  • YouBot*allowed

Answering questions

  • ChatGPT-User*allowed
  • Claude-User*allowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 36 of 100 badge for Recurly

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/recurly.com"><img src="https://aeo-audit.rezolve.com/finance/badges/recurly.com.svg" alt="Overall score 36 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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