Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Razorpay

razorpay.com

Payment processors, acquirers and point of saleCards and payments

Money20/20 attendee

Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
6 of 2,219
its rank by overall score
Place in its category
1st of 203 payment processors
Closing balance

Named in

27of 60 answers

by 4 of 4 assistants

Statement note

What this means for Razorpay

AI assistants name Razorpay in 45% of answers. This is much higher than the typical company in its sector, which is named in 0% of answers. Razorpay's overall score is 52 out of 100, ranking 6th of 2,219 overall and 2nd of 375 in its sector. The website passes 11 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Razorpay by name. AI assistants named it in 27 of the 60 answers. Counting only how often it is named, it ranks 10th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
52Overall score
  • Visibility42
  • Citations11
  • Sentiment79
  • Site quality80
  • AI readiness79
Summary of account
Named by AI in
45.0%
27 of 60 answers
Share of mentions
39.1%
of the mentions of it and its 5 peers
AI readiness
11/14
technical checks passed. Typical for its sector: 4
Rank in its sector
2 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Razorpay came up on 9 of 15 questions. Open any window to read that answer.

  1. 01How do automated payroll platforms help manage compliance when paying contractors or employees in India?0/4
  2. 02What are common settlement delays when processing online payments from Indian customers?0/4
  3. 03Which payment solutions support instant settlements for international businesses selling to buyers in India?4/4
  4. 04How can global online retailers accept UPI and RuPay payments from Indian buyers without a local entity?2/4
  5. 05Are there alternatives to automated payroll solutions for handling employee payments in India as a global business?0/4
  6. 06What are the best online payment platforms for accepting payments from Indian customers as a global business?4/4
  7. 07Is it worth investing in an all-in-one payment and payroll platform for handling Indian transactions?2/4
  8. 08How do advanced payment solutions differ from basic payment processing platforms for India-focused sales?2/4
  9. 09Are automated banking solutions designed for Indian market compliance a good choice for US-based startups?0/4
  10. 10What are good options for effortless in-store payments for international brands operating pop-up shops in India?4/4
  11. 11What are the typical fees for India-specific payment processing platforms used by US businesses?4/4
  12. 12How do pricing tiers differ for payment platforms serving both startups and enterprises selling into India?1/4
  13. 13Why might an international business face issues with onboarding to Indian payment gateways?0/4
  14. 14Digital wallet vs netbanking: Which payment method do Indian consumers prefer for online purchases?0/4
  15. 15What are alternative ways for US companies to collect payments from Indian consumers without setting up a local entity?4/4
Total namedOpenAI: 6/15Claude: 8/15Perplexity: 6/15Gemini: 7/15All assistants: 27/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the typical fees for India-specific payment processing platforms used by US businesses?”

For US businesses collecting payments from Indian customers, typical costs are:

Platform or route · Typical fee

Razorpay, Cashfree, PayU, CCAvenue · About 1.5%–2.5% for domestic Indian payments, usually plus 18% GST; international cards often cost about 3%–4% plus GST.

Stripe India · About 2% for Indian cards, 3% for international cards settled in INR, or 4.3% for international cards charged in USD/another foreign currency; currency conversion can add 2%, with GST applying to fees.

PayPal · Commonly 4.4% plus a fix …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    CCAvenue
    3
  2. 02
    Instamojo
    2
  3. 03
    Cashfree Payments
    2
  4. 04
    PayU India
    1

Share of mentions

CompanyShare
  1. Razorpay
    39.1%
  2. Cashfree Payments
    29.0%
  3. Paytm Payment Gateway
    15.9%
  4. CCAvenue
    8.7%
  5. Instamojo
    5.8%
  6. PayU India
    1.4%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    razorpay.com (its own website)
    32
  2. 02
    xflowpay.com
    19
  3. 03
    cashfree.com
    19
  4. 04
    payu.in
    9
  5. 05
    peoplemanagingpeople.com
    6
  6. 06
    zoho.com
    5
  7. 07
    eximpe.com
    5
  8. 08
    adyen.com
    5
  9. 09
    docs.payu.in
    4
  10. 10
    pinelabs.com
    4

Razorpay is in the study as a payment processor.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
8/15
Gemini
7/15
OpenAI
6/15
Perplexity
6/15
Market comparisonSection 06

How Razorpay compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
42

How often AI assistants name the company, and how that compares with its peers

Citations
11

How often AI uses the company's own website as a source

Sentiment
79

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
79

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
52
Ranks 2 of 375. Typical company: 27
Named in answers
45.0%
Ranks 10 of 375. Typical company: 0.0%
AI readiness
79
Ranks 2 of 375. Typical company: 29
Against its categorySection 08

Compared with payment processors

203 companies in this category. The gold tick on each bar is the typical company.

Overall score
52
Ranks 1 of 203. Typical company: 27
Named in answers
45.0%
Ranks 4 of 203. Typical company: 0.0%
AI readiness
79
Ranks 1 of 203. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 4: Agent-integrated. At least one of an MCP card, A2A card, skills index or API catalog is published.

To reach level 5:
  • Web Bot Auth
  • 4 of MCP Server Card, A2A Agent Card, Agent Skills, API Catalog

Some checks could not run. With them, up to level 5 would be possible.

Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPCould not check
  • UCPCould not check
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardPublished
  • Agent SkillsPublished
  • API CatalogPublished
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
100 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersPassed

    HTTP Link headers on the homepage that point agents at machine readable resources.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
100 of 100
  • Markdown negotiationPassed

    Requests sent with Accept: text/markdown receive a markdown version of the page.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
100 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsPassed

    Content-Signal lines in robots.txt declaring search, AI input and AI training preferences.

    study: 2.3%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
72 of 100
  • API CatalogPassed

    A linkset at /.well-known/api-catalog listing APIs, specs and docs.

    study: 1.3%
  • OAuth discoveryPartly met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourcePassed

    Metadata telling agents which authorization server to use.

    study: 5.3%
  • auth.mdPassed

    An auth.md describing how agents register and authenticate.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardPassed

    An agent card at /.well-known/agent-card.json for agent to agent discovery.

    study: 0.2%
  • Agent SkillsPassed

    A skills index at /.well-known/agent-skills/index.json that agents can load.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 91 of 100 · 92% of checks could run · checked on October 9, 2026 · razorpay.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

11 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • PassedMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • PassedAPI Catalog (.well-known/api-catalog)study: 1.1%
  • PassedOAuth Authorization Server discoverystudy: 5.2%
  • PassedOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • PassedWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 7 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBot*partly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespider*blocked
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBot*partly
  • Claude-SearchBotpartly
  • PerplexityBot*partly
  • Applebotpartly
  • Amazonbotpartly
  • YouBot*partly

Answering questions

  • ChatGPT-User*partly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBot*partly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 52 of 100 badge for Razorpay

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/razorpay.com"><img src="https://aeo-audit.rezolve.com/finance/badges/razorpay.com.svg" alt="Overall score 52 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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