Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
September 23 to 30, 2026
when the AI assistants were asked
Account no.
1,021 of 2,219
its rank by overall score
Closing balance

Named in

5of 60 answers

by 4 of 4 assistants

Statement note

What this means for Provident Bank of New Jersey

AI assistants name Provident Bank of New Jersey in 8.3% of answers, much more often than the typical company in its sector, which is never named. Its overall score is 28 out of 100, ranking 1,021st of 2,219. The website passes 3 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Provident Bank of New Jersey by name. AI assistants named it in 5 of the 60 answers. Counting only how often it is named, it ranks 86th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
28Overall score
  • Visibility16
  • Citations0
  • Sentiment50
  • Site quality67
  • AI readiness21
Summary of account
Named by AI in
8.3%
5 of 60 answers
Share of mentions
35.7%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
166 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Provident Bank of New Jersey came up on 2 of 15 questions. Open any window to read that answer.

  1. 01How do I resolve issues with remote deposit capture at a regional financial institution?0/4
  2. 02Which local banks offer the highest interest rates on 9-month CDs in the tri-state area?0/4
  3. 03How can individuals make the most of personal loans from a community-based bank?0/4
  4. 04Is it worth opening a high-yield savings account at a regional commercial bank?0/4
  5. 05How are penalty fees calculated on early CD withdrawals at local banks?0/4
  6. 06Why might my online banking access be restricted at a community bank?0/4
  7. 07Regional commercial banks vs. credit unions for personal savings accounts?0/4
  8. 08What are common ways small businesses use escrow services at local banks?0/4
  9. 09Best checking account options for individuals in New York and New Jersey?1/4
  10. 10Are local banks a good option for first-time home buyers?0/4
  11. 11What are the alternatives to traditional brick-and-mortar banks for managing business finances?0/4
  12. 12How does a community commercial bank compare to a national bank for business loans?0/4
  13. 13What are the best regional commercial banks for small businesses in New Jersey?4/4
  14. 14What are the differences between online banks and local banks for business checking services?0/4
  15. 15What are typical fees for business checking accounts at commercial banks in New Jersey?0/4
Total namedOpenAI: 1/15Claude: 1/15Perplexity: 1/15Gemini: 2/15All assistants: 5/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best regional commercial banks for small businesses in New Jersey?”

For small businesses in New Jersey, the strongest regional commercial bank choices are usually Valley National Bank, Provident Bank, First Bank, PNC, and Customers Bank because they combine New Jersey or nearby regional footprints with business checking, lending, and cash-management services.

A practical short list:

Bank · Why it stands out for small businesses · NJ relevance

Valley National Bank · Identified as the largest local/regional option in NJ small-business rankings; offers business checking and cash-processing support …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Columbia Bank
    2

Share of mentions

CompanyShare
  1. Provident Bank of New Jersey
    35.7%
  2. Valley Bank
    35.7%
  3. Columbia Bank
    28.6%
  4. Peapack-Gladstone Bank
    0.0%
  5. Lakeland Bank
    0.0%
  6. Investors Bank (a division of Citizens Bank)
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bankrate.com
    18
  2. 02
    forbes.com
    18
  3. 03
    cbna.com
    13
  4. 04
    cnbc.com
    13
  5. 05
    fortune.com
    12
  6. 06
    nerdwallet.com
    12
  7. 07
    bluevine.com
    11
  8. 08
    regions.com
    9
  9. 09
    finance.yahoo.com
    8
  10. 10
    mybanktracker.com
    7

Provident Bank of New Jersey is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
2/15
Claude
1/15
OpenAI
1/15
Perplexity
1/15
Market comparisonSection 06

How Provident Bank of New Jersey compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
16

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
28
Ranks 166 of 394. Typical company: 28
Named in answers
8.3%
Ranks 86 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
28
Ranks 46 of 148. Typical company: 27
Named in answers
8.3%
Ranks 19 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals

The website turns away requests that do not come from a browser. AI agents that say what they are meet the same refusal.

Can an AI agent check out here?

Not by itself. Provident Bank of New Jersey publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPNot present
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPNot met

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 35 of 100 · 100% of checks could run · checked on October 4, 2026 · provident.bank · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 28 of 100 badge for Provident Bank of New Jersey

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/provident.bank"><img src="https://aeo-audit.rezolve.com/finance/badges/provident.bank.svg" alt="Overall score 28 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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