Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

PNC Financial Services

pnc.comPNC

Regional and community banksBanking

Money20/20 attendeeS&P 500

Also in the US AI Visibility Study

Statement period
September 23, 2026
when the AI assistants were asked
Account no.
909 of 2,219
its rank by overall score
Place in its category
35th of 148 regional and community banks
Closing balance

Named in

5of 60 answers

by 3 of 4 assistants

Statement note

What this means for PNC Financial Services

AI assistants name this regional or community bank in 8.3% of answers, more often than the typical company in its sector. It has an overall score of 29 out of 100, ranking 909th of 2,219 companies and 143rd of 394 in its sector. Its website passes 3 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned PNC Financial Services by name. AI assistants named it in 5 of the 60 answers. Counting only how often it is named, it ranks 86th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
29Overall score
  • Visibility15
  • Citations1
  • Sentiment50
  • Site quality73
  • AI readiness21
Summary of account
Named by AI in
8.3%
5 of 60 answers
Share of mentions
33.3%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
143 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

PNC Financial Services came up on 3 of 15 questions. Open any window to read that answer.

  1. 01Is it worth opening a new checking and savings account bundle?0/4
  2. 02What should I look for when choosing a personal credit card for cash rewards?0/4
  3. 03Online banking vs traditional banking: which is better for everyday personal finance?0/4
  4. 04Are there minimum balance requirements for free personal banking accounts?2/4
  5. 05Alternatives to big banks for getting a first mortgage loan1/4
  6. 06How can mobile banking apps help manage daily expenses?0/4
  7. 07What are the best checking accounts for college students in the US?2/4
  8. 08Top personal banking options for earning cash back on debit card purchases0/4
  9. 09Best ways to save money using features of personal checking accounts0/4
  10. 10Alternatives to traditional checking accounts for managing everyday money0/4
  11. 11How do high-yield savings accounts compare to standard savings accounts in the US?0/4
  12. 12How to resolve issues with online banking login for personal accounts0/4
  13. 13Why might a debit card transaction get declined even with sufficient balance?0/4
  14. 14What are some non-bank options for personal loans in the US?0/4
  15. 15What is the average monthly fee for a basic checking account in the US?0/4
Total namedOpenAI: 1/15Claude: 0/15Perplexity: 3/15Gemini: 1/15All assistants: 5/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best checking accounts for college students in the US?”

The best checking accounts for college students in the US are usually the ones with no monthly fee, no minimum balance, no overdraft fee, and a strong ATM network. Based on current rankings, the most consistently recommended options are Capital One 360 Checking, Wells Fargo Clear Access Banking, Chase College Checking, PNC Simple Checking, and Bank of America Advantage Banking.

Here’s a practical shortlist:

Account · Why it stands out · Main tradeoff

Capital One 360 Checking · Frequently ranked best overall for students beca …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Wells Fargo
    3
  2. 02
    Bank of America
    2
  3. 03
    Truist
    1

Share of mentions

CompanyShare
  1. PNC Financial Services
    33.3%
  2. Wells Fargo
    20.0%
  3. Chase (JPMorgan Chase)
    20.0%
  4. Bank of America
    20.0%
  5. Truist
    6.7%
  6. Regions Bank
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bankrate.com
    36
  2. 02
    forbes.com
    32
  3. 03
    cnbc.com
    30
  4. 04
    finance.yahoo.com
    26
  5. 05
    nerdwallet.com
    21
  6. 06
    usbank.com
    16
  7. 07
    experian.com
    16
  8. 08
    businessinsider.com
    12
  9. 09
    fool.com
    10
  10. 10
    finder.com
    8

PNC Financial Services is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Perplexity
3/15
Gemini
1/15
OpenAI
1/15
Claude
0/15
Market comparisonSection 06

How PNC Financial Services compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
15

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
29
Ranks 143 of 394. Typical company: 28
Named in answers
8.3%
Ranks 86 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
29
Ranks 35 of 148. Typical company: 27
Named in answers
8.3%
Ranks 19 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. PNC Financial Services publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPNot present
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPNot met

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 24 of 100 · 100% of checks could run · checked on October 4, 2026 · www.pnc.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 29 of 100 badge for PNC Financial Services

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/pnc.com"><img src="https://aeo-audit.rezolve.com/finance/badges/pnc.com.svg" alt="Overall score 29 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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