Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Paytm

paytm.com

Digital wallets and person to person paymentsCards and payments

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,234 of 2,219
its rank by overall score
Place in its category
18th of 29 digital wallets
Closing balance

Named in

4of 60 answers

by 3 of 4 assistants

Statement note

What this means for Paytm

AI assistants name this digital wallet in 6.7% of answers, which is higher than the typical company in its sector. Its overall score is 27 out of 100, ranking 1,234th of 2,219 in the study. The website passes 3 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Paytm by name. AI assistants named it in 4 of the 60 answers. Counting only how often it is named, it ranks 90th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
27Overall score
  • Visibility7
  • Citations2
  • Sentiment50
  • Site quality67
  • AI readiness36
Summary of account
Named by AI in
6.7%
4 of 60 answers
Share of mentions
9.5%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
186 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Paytm came up on 3 of 15 questions. Open any window to read that answer.

  1. 01Best ways to pay bills and recharge mobile phones online in the US0/4
  2. 02Alternatives to unified payment interfaces for making fast person-to-person transfers0/4
  3. 03What digital payment options are available for buying event tickets in the US?0/4
  4. 04Are there transaction fees for sending money via digital wallets in the United States?0/4
  5. 05What should I do if my online electricity bill payment is stuck as pending?0/4
  6. 06How does UPI-based money transfer compare to traditional wire transfers in the United States?0/4
  7. 07Why did my mobile recharge payment fail on a digital payment platform?1/4
  8. 08What are the most convenient digital payment platforms for sending money within the US?0/4
  9. 09Is using a digital payment app for utility bill payments worth it for small business owners?0/4
  10. 10Can freelancers use digital payment platforms for receiving payments from clients in the US?0/4
  11. 11Are online ticket booking services for movies and events secure when paying through e-wallets?0/4
  12. 12Is there a cost difference between mobile recharges made with a credit card versus a digital wallet?1/4
  13. 13How can individuals book train or bus tickets online using mobile payment solutions?0/4
  14. 14What are the best substitutes for mobile recharge platforms for paying utility bills online?2/4
  15. 15Digital wallet vs. direct bank transfer: Which is safer for everyday transactions?0/4
Total namedOpenAI: 0/15Claude: 1/15Perplexity: 1/15Gemini: 2/15All assistants: 4/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“What are the best substitutes for mobile recharge platforms for paying utility bills online?”

I'll search for information about alternatives to mobile recharge platforms for paying utility bills online.Based on the search results, here are the best substitutes for mobile recharge platforms when paying utility bills online:

Digital Payment Platforms

Mobile payment apps such as JazzCash, Venmo, and Paytm enable users to pay utility bills directly from their smartphones.

You can use dedicated online payment platforms like PayPal, Venmo, or Cash App, which allow you to transfer funds and pay your utility bills directly.

Online Banking Portals

Online banking portals provide a com …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Google Pay
    21
  2. 02
    PhonePe
    2
  3. 03
    Freecharge
    1

Share of mentions

CompanyShare
  1. Google Pay
    66.7%
  2. Paytm
    9.5%
  3. PhonePe
    7.1%
  4. Mobikwik
    7.1%
  5. Amazon Pay India
    7.1%
  6. Freecharge
    2.4%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    paypal.com
    6
  2. 02
    bankrate.com
    5
  3. 03
    stripe.com
    4
  4. 04
    paytm.com (its own website)
    4
  5. 05
    rippling.com
    4
  6. 06
    xflowpay.com
    4
  7. 07
    support.google.com
    3
  8. 08
    bostonfed.org
    3
  9. 09
    bajajfinserv.in
    3
  10. 10
    cnbc.com
    3

Paytm is in the study as a digital wallet.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
2/15
Claude
1/15
Perplexity
1/15
OpenAI
0/15
Market comparisonSection 06

How Paytm compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
7

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
67

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
27
Ranks 186 of 375. Typical company: 27
Named in answers
6.7%
Ranks 90 of 375. Typical company: 0.0%
AI readiness
36
Ranks 41 of 375. Typical company: 29
Against its categorySection 08

Compared with digital wallets

29 companies in this category. The gold tick on each bar is the typical company.

Overall score
27
Ranks 18 of 29. Typical company: 29
Named in answers
6.7%
Ranks 12 of 29. Typical company: 3.3%
AI readiness
36
Ranks 3 of 29. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Paytm publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
41 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 27 of 100 · 97% of checks could run · checked on October 9, 2026 · paytm.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 27 of 100 badge for Paytm

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/paytm.com"><img src="https://aeo-audit.rezolve.com/finance/badges/paytm.com.svg" alt="Overall score 27 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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