Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Owner.com

owner.com

Business payments and spend managementCards and payments

Money20/20 attendee

Statement period
October 9 to 13, 2026
when the AI assistants were asked
Account no.
74 of 2,219
its rank by overall score
Place in its category
2nd of 30 business payments providers
Closing balance

Named in

14of 60 answers

by 4 of 4 assistants

Statement note

What this means for Owner.com

AI assistants name Owner.com in 23.3% of answers, while the typical company in its sector is named in 0% of answers. Its overall score is 44 out of 100, ranking 74th of 2,219 companies. The website passes 6 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Owner.com by name. AI assistants named it in 14 of the 60 answers. Counting only how often it is named, it ranks 30th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
44Overall score
  • Visibility23
  • Citations3
  • Sentiment95
  • Site quality80
  • AI readiness43
Summary of account
Named by AI in
23.3%
14 of 60 answers
Share of mentions
25.9%
of the mentions of it and its 5 peers
AI readiness
6/14
technical checks passed. Typical for its sector: 4
Rank in its sector
13 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Owner.com came up on 6 of 15 questions. Open any window to read that answer.

  1. 01How does an AI restaurant marketing platform compare to traditional digital marketing tools?0/4
  2. 02Low-cost options for restaurants looking to boost online visibility and sales without a full platform0/4
  3. 03Are there affordable AI-powered ordering and marketing platforms for small restaurant owners?1/4
  4. 04Do AI-powered platforms for restaurants actually increase repeat business and customer engagement?0/4
  5. 05What is the average monthly cost for AI-based marketing and ordering solutions for restaurants?2/4
  6. 06How can independent restaurants use AI technology to grow first-party sales?0/4
  7. 07What are the best AI-powered online ordering systems for independent restaurants?4/4
  8. 08Online ordering platforms with built-in rewards vs basic online ordering services0/4
  9. 09Common issues when setting up an online restaurant ordering platform and how to fix them0/4
  10. 10Other ways to encourage repeat customers if you don’t use an AI-powered ordering system0/4
  11. 11Best ways to use a unified platform to manage online ordering and customer engagement in restaurants1/4
  12. 12Alternatives to full-featured restaurant marketing platforms for driving online orders2/4
  13. 13What to do if your restaurant's online ordering system isn't generating more traffic?0/4
  14. 14Top restaurant marketing platforms that help drive repeat orders and online sales4/4
  15. 15Is investing in an AI-driven restaurant marketing and ordering system worth it for small businesses?0/4
Total namedOpenAI: 3/15Claude: 3/15Perplexity: 3/15Gemini: 5/15All assistants: 14/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best AI-powered online ordering systems for independent restaurants?”

For most independent restaurants, Owner.com is the strongest all-in-one choice; Popmenu is best for AI phone ordering and marketing, while Chowly is better for restaurants needing sophisticated delivery, marketplace, and revenue optimization. These systems combine direct online ordering with AI-driven marketing, customer engagement, or automation.

Best options

System · Best for · AI and ordering strengths · Watch-outs

Owner.com · Independent restaurants wanting an all-in-one platform · AI website builder, direct ordering, CRM, loyalty, auto …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    ChowNow
    10
  2. 02
    Popmenu
    7
  3. 03
    Square for Restaurants
    2
  4. 04
    Lunchbox
    1

Share of mentions

CompanyShare
  1. Owner.com
    25.9%
  2. Square for Restaurants
    22.2%
  3. ChowNow
    22.2%
  4. Popmenu
    16.7%
  5. Toast (Toast POS)
    11.1%
  6. Lunchbox
    1.9%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    get.chownow.com
    13
  2. 02
    merchants.doordash.com
    11
  3. 03
    chowly.com
    11
  4. 04
    foodshot.ai
    10
  5. 05
    owner.com (its own website)
    9
  6. 06
    restolabs.com
    8
  7. 07
    get.beyondmenu.com
    7
  8. 08
    directorders.com
    6
  9. 09
    appinventiv.com
    4
  10. 10
    therestauranthq.com
    3

Owner.com is in the study as a business payments provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
5/15
Claude
3/15
OpenAI
3/15
Perplexity
3/15
Market comparisonSection 06

How Owner.com compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
23

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
95

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
44
Ranks 13 of 375. Typical company: 27
Named in answers
23.3%
Ranks 30 of 375. Typical company: 0.0%
AI readiness
43
Ranks 15 of 375. Typical company: 29
Against its categorySection 08

Compared with business payments providers

30 companies in this category. The gold tick on each bar is the typical company.

Overall score
44
Ranks 1 of 30. Typical company: 29
Named in answers
23.3%
Ranks 4 of 30. Typical company: 1.7%
AI readiness
43
Ranks 4 of 30. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Owner.com publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
100 of 100
  • Markdown negotiationPassed

    Requests sent with Accept: text/markdown receive a markdown version of the page.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 47 of 100 · 97% of checks could run · checked on October 9, 2026 · www.owner.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

6 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • PassedMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 44 of 100 badge for Owner.com

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/owner.com"><img src="https://aeo-audit.rezolve.com/finance/badges/owner.com.svg" alt="Overall score 44 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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