Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

NBT Bank

nbtbank.comNBTB

Regional and community banksBanking

Also in the US AI Visibility Study

Statement period
September 23 and 24, 2026
when the AI assistants were asked
Account no.
2,177 of 2,219
its rank by overall score
Place in its category
144th of 148 regional and community banks
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for NBT Bank

AI assistants do not name this regional or community bank in any of their 60 answers to everyday market questions; KeyBank is sometimes named. Its overall score is 20 out of 100, ranking 2,177th of 2,219 companies studied. The website does not pass any of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned NBT Bank by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 188th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
20Overall score
  • Visibility0
  • Citations0
  • Sentiment50
  • Site quality60
  • AI readiness0
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
of the mentions of it and its 5 peers
AI readiness
0/14
technical checks passed. Typical for its sector: 3
Rank in its sector
381 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

NBT Bank came up on 0 of 15 questions. Open any window to read that answer.

  1. 01What are the best regional banks for small business checking accounts in the Northeast?0/4
  2. 02What banking solutions work best for small retail businesses looking for flexible payment options?0/4
  3. 03Are regional business checking accounts worth it for LLCs?0/4
  4. 04How can a sole proprietor benefit from opening a business savings account at a regional bank?0/4
  5. 05What other financial services can small business owners use besides local commercial banks?0/4
  6. 06How do mid-sized regional banks compare to national banks for online bill pay services?0/4
  7. 07Alternatives to traditional savings accounts at regional financial institutions0/4
  8. 08Top options for personal savings accounts at regional financial institutions in the US0/4
  9. 09Which regional banks offer the easiest online account opening for individuals?0/4
  10. 10Common reasons for debit card declines at midwest regional banks0/4
  11. 11What fees should I expect for monthly maintenance on regional bank checking accounts?0/4
  12. 12Is it a good idea to get a mortgage from a local commercial bank instead of a big national bank?0/4
  13. 13Regional bank vs credit union for business lending—what are the main differences?0/4
  14. 14Typical interest rates for certificates of deposit at northeast regional banks0/4
  15. 15Why might business wire transfers be delayed at regional commercial banks?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

The company is not named in this answer

Perplexitydid not name the company

“What are the best regional banks for small business checking accounts in the Northeast?”

For small business checking accounts in the Northeast, the strongest regional-bank options from the results are ConnectOne Bank, Webster Bank, KeyBank, Liberty Bank, and Regions Bank—with the best choice depending on whether you value low fees, branch access, or business features.

ConnectOne Bank is highlighted as best in the Northeast among regional banks, and it has more than 60 locations across New York, New Jersey, and South Florida.

Webster Bank is singled out as best for New England and offers checking accounts that can wai …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Named instead

CompanyTimes named
  1. 01
    KeyBank
    2

Share of mentions

CompanyShare
  1. KeyBank
    100.0%
  2. NBT Bank
    0.0%
  3. Community Bank, N.A.
    0.0%
  4. Chemung Canal Trust Company
    0.0%
  5. Tompkins Trust Company
    0.0%
  6. Five Star Bank
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    regions.com
    45
  2. 02
    bankrate.com
    24
  3. 03
    finance.yahoo.com
    19
  4. 04
    forbes.com
    17
  5. 05
    nerdwallet.com
    14
  6. 06
    usbank.com
    14
  7. 07
    smartasset.com
    10
  8. 08
    investopedia.com
    9
  9. 09
    wsj.com
    8
  10. 10
    money.com
    7

NBT Bank is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
0/15
Perplexity
0/15
Claude
0/15
OpenAI
0/15
Market comparisonSection 06

How NBT Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
60

How well built the website's own pages are

AI readiness
0

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
20
Ranks 381 of 394. Typical company: 28
Named in answers
0.0%
Ranks 188 of 394. Typical company: 0.0%
AI readiness
0
Ranks 381 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
20
Ranks 144 of 148. Typical company: 27
Named in answers
0.0%
Ranks 52 of 148. Typical company: 0.0%
AI readiness
0
Ranks 144 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

This website turned most of our scan away, so it has no level. None of the checks could run. That reflects the website’s rules for automated visitors, and an AI agent arriving by itself meets the same rules.

Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPCould not check
  • UCPCould not check
Interfaces for AI agents
  • MCP Server CardCould not check
  • A2A Agent CardCould not check
  • Agent SkillsCould not check
  • API CatalogCould not check
  • llms.txtCould not check
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
  • robots.txtCould not check

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapCould not check

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersCould not check

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
  • Markdown negotiationCould not check

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtCould not check

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
  • AI bot rulesCould not check

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsCould not check

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
  • API CatalogCould not check

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryCould not check

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdCould not check

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardCould not check

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardCould not check

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsCould not check

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

0% of checks could run · checked on October 4, 2026 · nbtbank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

0 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • Not metToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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End of statement
All 2,219 companiesHow we measured this
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