Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Lincoln Savings Bank

mylsb.com

Regional and community banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
309 of 2,219
its rank by overall score
Place in its category
14th of 148 regional and community banks
Closing balance

Named in

7of 60 answers

by 3 of 4 assistants

Statement note

What this means for Lincoln Savings Bank

AI assistants name Lincoln Savings Bank in 11.7% of answers, more often than the typical company in its sector. Its overall score is 39 out of 100, ranking 309th of 2,219 companies in the study. The website passes 3 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Lincoln Savings Bank by name. AI assistants named it in 7 of the 60 answers. Counting only how often it is named, it ranks 69th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
39Overall score
  • Visibility17
  • Citations3
  • Sentiment90
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
11.7%
7 of 60 answers
Share of mentions
30.4%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
45 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Lincoln Savings Bank came up on 3 of 15 questions. Open any window to read that answer.

  1. 01Why might an online transfer fail at a local bank and how can it be fixed?0/4
  2. 02Are local Iowa banks a good option for home mortgages compared to larger banks?0/4
  3. 03Which local banks in Central Iowa offer the widest range of personal and business banking services?3/4
  4. 04Is opening a checking account at a community bank in Iowa worth it for small business owners?0/4
  5. 05Community banks vs. national banks: which is better for small business lending in rural areas?0/4
  6. 06Which local bank account is most suitable for teens or students in rural Iowa?2/4
  7. 07What are the best community banks in Iowa for small business checking accounts?2/4
  8. 08How do community banks compare to credit unions for personal loans in Iowa?0/4
  9. 09Best type of bank account for Iowa-based startups looking to manage payroll0/4
  10. 10What are typical monthly fees for checking accounts at Iowa community banks?0/4
  11. 11Should I consider a community bank for my business savings account needs in the Midwest?0/4
  12. 12Best digital banking features to look for at Iowa-based community banks0/4
  13. 13Alternatives to traditional community banks for small business banking in Iowa0/4
  14. 14Are online-only banks or local community banks better for new business accounts?0/4
  15. 15Common issues when applying for business loans at regional banks and how to resolve them0/4
Total namedOpenAI: 0/15Claude: 2/15Perplexity: 3/15Gemini: 2/15All assistants: 7/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best community banks in Iowa for small business checking accounts?”

The best Iowa community banks for small-business checking are Hills Bank & Trust, Lincoln Savings Bank, Bank Iowa, Bank Midwest, First State Bank, and 1st Security Bank. The right choice depends mainly on branch location, transaction volume, cash-deposit needs, and monthly-fee tolerance.

Bank · Best for · Notable checking features

Hills Bank & Trust · Eastern Iowa businesses wanting relationship banking · Community-bank service; a business-checking option reportedly charges a $10 monthly fee that can be waived with a $2,500 average daily balance and includes 200 fr …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Bank Iowa
    5

Share of mentions

CompanyShare
  1. Bank Iowa
    52.2%
  2. Lincoln Savings Bank
    30.4%
  3. Community State Bank
    8.7%
  4. Peoples Bank (Iowa)
    8.7%
  5. Great Western Bank (now part of First Interstate Bank)
    0.0%
  6. Green Belt Bank & Trust
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    myfsbonline.com
    12
  2. 02
    getholdings.com
    9
  3. 03
    bluevine.com
    8
  4. 04
    communitybankiowa.com
    7
  5. 05
    mylsb.com (its own website)
    7
  6. 06
    bankiowa.bank
    6
  7. 07
    crestmontcapital.com
    6
  8. 08
    nerdwallet.com
    6
  9. 09
    veridiancu.org
    5
  10. 10
    bankerstrust.com
    5

Lincoln Savings Bank is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Perplexity
3/15
Claude
2/15
Gemini
2/15
OpenAI
0/15
Market comparisonSection 06

How Lincoln Savings Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
17

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
90

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
39
Ranks 45 of 394. Typical company: 28
Named in answers
11.7%
Ranks 69 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
39
Ranks 13 of 148. Typical company: 27
Named in answers
11.7%
Ranks 14 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Lincoln Savings Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtCould not check
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtCould not check

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 28 of 100 · 86% of checks could run · checked on October 9, 2026 · www.mylsb.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 39 of 100 badge for Lincoln Savings Bank

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/mylsb.com"><img src="https://aeo-audit.rezolve.com/finance/badges/mylsb.com.svg" alt="Overall score 39 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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