Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

MBIA

mbia.comMBI

Commercial insurance and brokersInsurance

Also in the US AI Visibility Study

Statement period
September 23 to 29, 2026
when the AI assistants were asked
Account no.
2,181 of 2,219
its rank by overall score
Place in its category
28th of 29 commercial insurers and brokers
Closing balance

Named in

2of 60 answers

by 2 of 4 assistants

Statement note

What this means for MBIA

AI assistants rarely name this commercial insurer or broker, with only 2 of 60 answers mentioning it. Assured Guaranty is another company the assistants name in the same answers. It has an overall score of 19 out of 100, ranking 2,181st of 2,219 companies. The website passes 3 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned MBIA by name. AI assistants named it in 2 of the 60 answers. Counting only how often it is named, it ranks 28th of 97 in its sector. The typical insurer is named in 1.7% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
19Overall score
  • Visibility5
  • Citations0
  • Sentiment50
  • Site quality33
  • AI readiness21
Summary of account
Named by AI in
3.3%
2 of 60 answers
Share of mentions
11.1%
of the mentions of it and its 4 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
95 of 97
by overall score, where the typical insurer scores 28

Get the full report on MBIA as a PDF

Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Line itemsSection 01

Every question, and where the company came up

MBIA came up on 2 of 15 questions. Open any window to read that answer.

  1. 01What happens if a municipality defaults even after purchasing bond insurance?0/4
  2. 02How does financial guarantee insurance differ from traditional debt insurance for infrastructure financing?0/4
  3. 03Municipal bond insurance vs bank letters of credit: which is more reliable for city governments?0/4
  4. 04How is the cost of a financial guarantee insurance policy for municipal bonds calculated?0/4
  5. 05Other ways institutional investors can protect against municipal bond defaults0/4
  6. 06Common reasons municipal bond insurance claims are denied0/4
  7. 07Examples of infrastructure projects that benefit most from municipal bond insurance0/4
  8. 08What are the different types of municipal bond insurance available in the US?1/4
  9. 09Best financial guarantee services for public infrastructure projects in the United States0/4
  10. 10How can financial guarantee insurance help lower borrowing costs for public utilities?0/4
  11. 11Is municipal bond insurance worth the extra cost for medium-sized towns?0/4
  12. 12When should public entities consider purchasing financial guarantee insurance for their bond issues?0/4
  13. 13Typical premium rates for municipal bond insurance in the US market0/4
  14. 14Investment management solutions commonly used alongside municipal bond insurance1/4
  15. 15Alternatives to municipal bond insurance for risk mitigation in public finance0/4
Total namedOpenAI: 0/15Claude: 1/15Perplexity: 0/15Gemini: 1/15All assistants: 2/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“What are the different types of municipal bond insurance available in the US?”

… Historically, there were more municipal bond insurers, often referred to as "the big four" (Ambac, MBIA, FGIC, and FSA, which is now part of Assured Guaranty). However, due to the 2008 financial crisis and the insurers' exposure to mortgage-backed securities and collateralized debt obligations, many of these companies faced credit rating downgrades. Today, none of the municipal bond insurers hold a triple-A rating, though Assured Guaranty and BAM currently have strong "AA" ratings.

Municipal bond insurance can be acquired either through a "direct purchase" by the issuer or through "elective …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Assured Guaranty
    4

Share of mentions

CompanyShare
  1. Assured Guaranty
    50.0%
  2. Build America Mutual (BAM)
    27.8%
  3. MBIA
    11.1%
  4. Ambac
    5.6%
  5. Syncora Guarantee Inc.
    5.6%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    assuredguaranty.com
    27
  2. 02
    municipalbonds.com
    23
  3. 03
    sec.gov
    17
  4. 04
    content.naic.org
    17
  5. 05
    brookings.edu
    15
  6. 06
    sqx.com
    15
  7. 07
    msrb.org
    15
  8. 08
    thinkassuredguaranty.com
    13
  9. 09
    civicresearchinstitute.com
    11
  10. 10
    en.wikipedia.org
    9

MBIA is in the study as a commercial insurer or broker.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
1/15
Gemini
1/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How MBIA compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
5

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
33

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with insurers

97 companies in this sector. The gold tick on each bar is the typical company.

Overall score
19
Ranks 95 of 97. Typical company: 28
Named in answers
3.3%
Ranks 28 of 97. Typical company: 1.7%
AI readiness
21
Ranks 51 of 97. Typical company: 29
Against its categorySection 08

Compared with commercial insurers and brokers

29 companies in this category. The gold tick on each bar is the typical company.

Overall score
19
Ranks 28 of 29. Typical company: 27
Named in answers
3.3%
Ranks 6 of 29. Typical company: 1.7%
AI readiness
21
Ranks 12 of 29. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. MBIA publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
41 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 23 of 100 · 97% of checks could run · checked on October 5, 2026 · www.mbia.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 1 AI crawler by name. All others follow its general rules.

Training AI

  • GPTBot*blocked
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

Take it with you

Get the full report on MBIA as a PDF

Every number on this page in a PDF you can keep and share with your team. Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

End of statement
All 2,219 companiesHow we measured this
Next step

Want AI assistants to name your company?

Book a 30-minute demo to see Rezolve Ai in action and what it can do for your business.

Request a demo