Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Marqeta

marqeta.com

Banking and fintech infrastructureFinancial technology and data

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
287 of 2,219
its rank by overall score
Place in its category
38th of 315 fintech infrastructure companies
Closing balance

Named in

14of 60 answers

by 4 of 4 assistants

Statement note

What this means for Marqeta

AI assistants name this fintech infrastructure company in 23.3% of answers. This is far above the typical company in its sector, which is named in 1.7% of answers. Marqeta's overall score is 39 out of 100, ranking 287th of 2,219 companies. Its website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Marqeta by name. AI assistants named it in 14 of the 60 answers. Counting only how often it is named, it ranks 32nd of 574 in its sector. The typical financial technology and data company is named in 1.7% of answers.

Overall score
39Overall score
  • Visibility23
  • Citations2
  • Sentiment84
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
23.3%
14 of 60 answers
Share of mentions
25.0%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
94 of 574
by overall score, where the typical financial technology and data company scores 29

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Line itemsSection 01

Every question, and where the company came up

Marqeta came up on 7 of 15 questions. Open any window to read that answer.

  1. 01What are common use cases for flexible enterprise card issuing platforms in the financial services industry?0/4
  2. 02Which payment processing platforms support scalable card programs for large financial institutions?4/4
  3. 03Prepaid vs credit card issuing solutions for enterprise use—what are the key differences?0/4
  4. 04What should enterprises look for in a platform to manage multiple card programs efficiently?0/4
  5. 05How can large enterprises leverage custom card programs for employee expense management?0/4
  6. 06How can payment processing platforms address compliance issues in large-scale card programs?0/4
  7. 07What are the best enterprise card issuing platforms for launching custom card programs?4/4
  8. 08How do usage fees typically work for high-volume card program platforms?0/4
  9. 09Is investing in a customizable card issuing platform worth it for financial institutions with complex needs?1/4
  10. 10How do cloud-based card issuing platforms compare with legacy on-premises systems for enterprises?0/4
  11. 11Are enterprise payment processing platforms suitable for scaling card programs across multiple markets?1/4
  12. 12What pricing models exist for enterprise-level card issuing and payment processing platforms?1/4
  13. 13Best alternatives to cloud-based payment processing platforms for enterprises launching card products?1/4
  14. 14Why might real-time transaction approvals fail on enterprise-grade card issuing platforms?0/4
  15. 15What are alternative approaches to building a scalable card program without a dedicated issuing platform?2/4
Total namedOpenAI: 2/15Claude: 4/15Perplexity: 4/15Gemini: 4/15All assistants: 14/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best enterprise card issuing platforms for launching custom card programs?”

The strongest enterprise platforms for launching custom card programs are Marqeta, Adyen Issuing, Stripe Issuing, Lithic, Enfuce, and Paymentology. The best choice depends on geography, network coverage, physical-card needs, program controls, and whether you need a full issuer-processor or an API layered on your existing banking relationships.

Platform · Best fit · Key strengths · Main trade-offs

Marqeta · Large fintechs, marketplaces, and embedded-finance programs · Mature issuer-processing infrastructure, highly programmable authorization controls, virtua …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Stripe Issuing
    6

Share of mentions

CompanyShare
  1. Marqeta
    25.0%
  2. Galileo Financial Technologies
    21.4%
  3. Stripe Issuing
    21.4%
  4. i2c Inc.
    17.9%
  5. FIS Global (Card Issuing and Processing)
    14.3%
  6. Green Dot Corporation
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    stripe.com
    19
  2. 02
    dashdevs.com
    13
  3. 03
    fisglobal.com
    13
  4. 04
    connectpay.com
    10
  5. 05
    marqeta.com (its own website)
    7
  6. 06
    sdk.finance
    7
  7. 07
    lithic.com
    6
  8. 08
    emburse.com
    6
  9. 09
    photonpay.com
    5
  10. 10
    finantrix.com
    5

Marqeta is in the study as a fintech infrastructure company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
4/15
Perplexity
4/15
Claude
4/15
OpenAI
2/15
Market comparisonSection 06

How Marqeta compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
23

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
84

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with financial technology and data companies

574 companies in this sector. The gold tick on each bar is the typical company.

Overall score
39
Ranks 94 of 574. Typical company: 29
Named in answers
23.3%
Ranks 32 of 574. Typical company: 1.7%
AI readiness
21
Ranks 401 of 574. Typical company: 29
Against its categorySection 08

Compared with fintech infrastructure companies

315 companies in this category. The gold tick on each bar is the typical company.

Overall score
39
Ranks 37 of 315. Typical company: 28
Named in answers
23.3%
Ranks 8 of 315. Typical company: 1.7%
AI readiness
21
Ranks 215 of 315. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Marqeta publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.marqeta.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 39 of 100 badge for Marqeta

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/marqeta.com"><img src="https://aeo-audit.rezolve.com/finance/badges/marqeta.com.svg" alt="Overall score 39 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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