Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
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Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
L

Lightspark

lightspark.com

Stablecoins and digital asset infrastructureCrypto and digital assets

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
1,066 of 2,219
its rank by overall score
Place in its category
46th of 80 digital asset infrastructure companies
Closing balance

Named in

1of 60 answers

by 1 of 4 assistants

Statement note

What this means for Lightspark

AI assistants rarely name this digital asset infrastructure company, with only 1 mention out of 60 answers, sometimes along with Unit and Treasury Prime. Its overall score is 28 out of 100, ranking 1,066th of 2,219, while the typical company in its sector scores 30. Its website passes 4 out of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Lightspark by name. AI assistants named it in 1 of the 60 answers. Counting only how often it is named, it ranks 50th of 102 in its sector. The typical crypto and digital asset company is named in 1.7% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
28Overall score
  • Visibility4
  • Citations1
  • Sentiment50
  • Site quality80
  • AI readiness29
Summary of account
Named by AI in
1.7%
1 of 60 answers
Share of mentions
11.1%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 4
Rank in its sector
59 of 102
by overall score, where the typical crypto and digital asset company scores 30

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Line itemsSection 01

Every question, and where the company came up

Lightspark came up on 1 of 15 questions. Open any window to read that answer.

  1. 01Typical pricing tiers for global payment API solutions1/4
  2. 02Common issues when integrating global payments APIs0/4
  3. 03How can platforms streamline international payments for US-based businesses?0/4
  4. 04Best embedded finance platforms for launching branded payment solutions0/4
  5. 05Why aren't international transactions settling in real time on my fintech platform?0/4
  6. 06Should enterprises consider embedded card issuing APIs for customer payments?0/4
  7. 07Embedded finance APIs vs traditional banking integration methods0/4
  8. 08Use cases for API-powered multi-currency business accounts0/4
  9. 09Is a unified finance API platform worth it for a digital marketplace?0/4
  10. 10How digital platforms can use embedded finance APIs to launch branded cards0/4
  11. 11Stablecoin payment rails compared to traditional wire transfers for businesses0/4
  12. 12Alternatives to embedded APIs for offering business payment services0/4
  13. 13Other ways to enable card issuance and account creation without unified API platforms0/4
  14. 14What factors influence the cost of using embedded finance APIs in the US?0/4
  15. 15How can fintechs offer global accounts through APIs?0/4
Total namedOpenAI: 0/15Claude: 1/15Perplexity: 0/15Gemini: 0/15All assistants: 1/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Claude actually said

An answer that names the company

Claudenamed the company

“Typical pricing tiers for global payment API solutions”

Based on current market information, here are the typical pricing tiers for global payment API solutions:

Common Pricing Models

Transaction-Based Pricing:

Pay-as-you-go models like Lightspark Grid charge $0.25 per transaction (capped at $5), while Stripe cross-border payouts incur a fee of about 0.25%. Stripe also offers instant payouts to debit cards with a 1 to 1.5% fee.

Flat-Rate Pricing:

Stripe uses a flat-rate model of 2.9% + $0.30, while entry-level solutions typically average around $29 per month for basic payment processing software.

Subscription Tiers:

Tipalti offer …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Unit
    7
  2. 02
    Treasury Prime
    3
  3. 03
    Bond
    1
  4. 04
    Synctera
    1

Share of mentions

CompanyShare
  1. Unit
    44.4%
  2. Treasury Prime
    33.3%
  3. Lightspark
    11.1%
  4. Synctera
    11.1%
  5. Bond
    0.0%
  6. Solid
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    stripe.com
    27
  2. 02
    airwallex.com
    24
  3. 03
    connectpay.com
    14
  4. 04
    apideck.com
    12
  5. 05
    openbankingtracker.com
    9
  6. 06
    wallester.com
    8
  7. 07
    fintechspecs.com
    5
  8. 08
    lendflow.com
    5
  9. 09
    tipalti.com
    5
  10. 10
    sourceforge.net
    5

Lightspark is in the study as a digital asset infrastructure company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
1/15
Gemini
0/15
Perplexity
0/15
OpenAI
0/15
Market comparisonSection 06

How Lightspark compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
4

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with crypto and digital asset companies

102 companies in this sector. The gold tick on each bar is the typical company.

Overall score
28
Ranks 59 of 102. Typical company: 30
Named in answers
1.7%
Ranks 50 of 102. Typical company: 1.7%
AI readiness
29
Ranks 52 of 102. Typical company: 33
Against its categorySection 08

Compared with digital asset infrastructure companies

80 companies in this category. The gold tick on each bar is the typical company.

Overall score
28
Ranks 44 of 80. Typical company: 29
Named in answers
1.7%
Ranks 37 of 80. Typical company: 1.7%
AI readiness
29
Ranks 42 of 80. Typical company: 36
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Lightspark publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · www.lightspark.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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End of statement
All 2,219 companiesHow we measured this
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