Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Lemonade

lemonade.com

InsurtechInsurance

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
16 of 2,219
its rank by overall score
Place in its category
1st of 18 insurtech companies
Closing balance

Named in

21of 60 answers

by 4 of 4 assistants

Statement note

What this means for Lemonade

AI assistants name this insurtech company in 35% of answers, which is much more often than the typical company in its sector. Its overall score is 48 out of 100, ranking 16th of 2,219 companies and first in its sector. The company's website passes 6 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Lemonade by name. AI assistants named it in 21 of the 60 answers. Counting only how often it is named, it ranks 2nd of 97 in its sector. The typical insurer is named in 1.7% of answers.

Overall score
48Overall score
  • Visibility41
  • Citations3
  • Sentiment88
  • Site quality80
  • AI readiness43
Summary of account
Named by AI in
35.0%
21 of 60 answers
Share of mentions
55.3%
of the mentions of it and its 5 peers
AI readiness
6/14
technical checks passed. Typical for its sector: 3
Rank in its sector
1 of 97
by overall score, where the typical insurer scores 28

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Line itemsSection 01

Every question, and where the company came up

Lemonade came up on 9 of 15 questions. Open any window to read that answer.

  1. 01How does digital renters insurance differ from traditional renters insurance in terms of coverage and convenience?1/4
  2. 02Which digital-first insurance platforms offer the easiest sign-up process for renters in the US?4/4
  3. 03Digital car insurance vs traditional car insurance: which is better for tech-savvy users?0/4
  4. 04Are online-only insurance platforms reliable for homeowners coverage?2/4
  5. 05What’s the typical monthly cost for digital renters insurance in metropolitan areas?1/4
  6. 06Are there discounts available when bundling multiple policy types with a digital insurance provider?1/4
  7. 07Is it worth switching to an all-digital insurance provider if I want quicker claims processing?0/4
  8. 08Can I bundle renters, car, and pet insurance with a digital platform to save money?3/4
  9. 09How do instant insurance policies benefit people who travel frequently within the US?0/4
  10. 10What options exist for affordable digital pet insurance in the US aside from traditional carriers?4/4
  11. 11What are some alternatives to app-based insurance for people who prefer in-person service?0/4
  12. 12What are the best digital insurance providers for families looking for fast claims resolution?4/4
  13. 13Which types of insurance are best handled digitally vs through traditional agents?1/4
  14. 14How do I update or change my coverage details on a digital insurance portal?0/4
  15. 15What should I do if my digital insurance claim payout is taking too long?0/4
Total namedOpenAI: 4/15Claude: 5/15Perplexity: 5/15Gemini: 7/15All assistants: 21/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“Which digital-first insurance platforms offer the easiest sign-up process for renters in the US?”

Short answer

Lemonade, Hippo, Jetty and Rhino are widely regarded as the easiest digital-first options for renters in the U.S. — each offers a fast, mostly self-serve online or in-app signup that can produce coverage in minutes (sometimes under a minute) and activate immediately after payment. (lemonade.com)

Why these four

Lemonade — app- and web-first, uses a chat/AI flow so you can get a quote and bind a renters policy in under a few minutes (many users report signups in <2–5 minutes and instant activation at pay …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Hippo
    4

Share of mentions

CompanyShare
  1. Lemonade
    55.3%
  2. GEICO (Digital Experience)
    15.8%
  3. State Farm (Digital Division)
    15.8%
  4. Hippo
    7.9%
  5. Root Insurance
    2.6%
  6. Metromile (now part of Lemonade, but previously a direct competitor)
    2.6%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    lemonade.com (its own website)
    11
  2. 02
    cnbc.com
    10
  3. 03
    marketwatch.com
    7
  4. 04
    insurify.com
    7
  5. 05
    progressive.com
    7
  6. 06
    chat.njea.org
    6
  7. 07
    geico.com
    6
  8. 08
    thezebra.com
    5
  9. 09
    smartfinancial.com
    5
  10. 10
    moneygeek.com
    5

Lemonade is in the study as an insurtech company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
7/15
Perplexity
5/15
Claude
5/15
OpenAI
4/15
Market comparisonSection 06

How Lemonade compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
41

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
88

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with insurers

97 companies in this sector. The gold tick on each bar is the typical company.

Overall score
48
Ranks 1 of 97. Typical company: 28
Named in answers
35.0%
Ranks 2 of 97. Typical company: 1.7%
AI readiness
43
Ranks 2 of 97. Typical company: 29
Against its categorySection 08

Compared with insurtech companies

18 companies in this category. The gold tick on each bar is the typical company.

Overall score
48
Ranks 1 of 18. Typical company: 29
Named in answers
35.0%
Ranks 1 of 18. Typical company: 1.7%
AI readiness
43
Ranks 1 of 18. Typical company: 33
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Lemonade publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsPublished
  • API CatalogPublished
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
100 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersPassed

    HTTP Link headers on the homepage that point agents at machine readable resources.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
30 of 100
  • API CatalogPassed

    A linkset at /.well-known/api-catalog listing APIs, specs and docs.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsPassed

    A skills index at /.well-known/agent-skills/index.json that agents can load.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 52 of 100 · 97% of checks could run · checked on October 9, 2026 · www.lemonade.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

6 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • PassedAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 48 of 100 badge for Lemonade

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/lemonade.com"><img src="https://aeo-audit.rezolve.com/finance/badges/lemonade.com.svg" alt="Overall score 48 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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