Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
J

JCB

jcb.co.jp

Card networks and card issuersCards and payments

Money20/20 attendee

Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
768 of 2,219
its rank by overall score
Place in its category
6th of 14 card networks and issuers
Closing balance

Named in

8of 60 answers

by 4 of 4 assistants

Statement note

What this means for JCB

AI assistants name this card network or issuer in 13.3% of answers, while the typical company in its sector is not named at all. Its overall score is 32 out of 100, ranking 768th of 2,219 companies. The website passes 3 of 14 technical checks measuring how ready it is for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned JCB by name. AI assistants named it in 8 of the 60 answers. Counting only how often it is named, it ranks 59th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
32Overall score
  • Visibility10
  • Citations0
  • Sentiment67
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
13.3%
8 of 60 answers
Share of mentions
6.3%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
113 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

JCB came up on 3 of 15 questions. Open any window to read that answer.

  1. 01Is it worth applying for a credit card that offers travel benefits and foreign transaction fee waivers?0/4
  2. 02Contactless credit cards vs chip and PIN cards—what are the pros and cons?0/4
  3. 03What are good alternatives to traditional credit cards for making secure payments overseas?0/4
  4. 04Are premium credit cards with concierge and travel insurance benefits a good choice for business travelers?0/4
  5. 05Which types of credit cards offer the most value for frequent international business travel?0/4
  6. 06How do global credit cards differ from domestic-only options for US residents?0/4
  7. 07Which credit cards are most accepted by merchants in Asian countries?4/4
  8. 08How do annual fees and rewards structures compare among international credit cards?0/4
  9. 09Are prepaid travel cards or digital wallets better than credit cards for international purchases?0/4
  10. 10Which credit cards offer the best point rewards and cash back specifically for international purchases?0/4
  11. 11How can I prevent fraud and protect my card information when using it in another country?0/4
  12. 12What should I do if my international credit card is declined while abroad?0/4
  13. 13What typical foreign transaction fees should US cardholders expect with international credit cards?0/4
  14. 14What are the best credit card options for earning rewards on purchases in Japan?2/4
  15. 15What are the best international credit card options for frequent travelers to Japan?2/4
Total namedOpenAI: 3/15Claude: 2/15Perplexity: 1/15Gemini: 2/15All assistants: 8/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“What are the best credit card options for earning rewards on purchases in Japan?”

Short answer

For spending in Japan, carry at least one Visa or Mastercard no-foreign-transaction-fee (no-FTF) travel rewards card plus a backup (AmEx only as secondary) and plan to use a fee-reimbursing debit card (e.g., Charles Schwab Investor Checking) for ATM cash. Visa/Mastercard have the broadest acceptance in Japan; AmEx is more spotty and JCB is common domestically but rare on U.S. issuers. (japanrevisited.com)

Which cards to consider (with why)

1) Chase Sapphire Reserve (Visa)

Excellent travel/dining earning and premium trave …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Capital One
    26
  2. 02
    Visa
    18
  3. 03
    Mastercard
    18
  4. 04
    American Express
    16
  5. 05
    Discover
    9

Share of mentions

CompanyShare
  1. Visa
    25.2%
  2. Mastercard
    24.4%
  3. American Express
    17.3%
  4. Capital One
    16.5%
  5. Discover
    10.2%
  6. JCB
    6.3%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    nerdwallet.com
    10
  2. 02
    cnbc.com
    9
  3. 03
    thepointsguy.com
    9
  4. 04
    wallethub.com
    9
  5. 05
    finance.yahoo.com
    5
  6. 06
    navan.com
    5
  7. 07
    forbes.com
    5
  8. 08
    shopback.com
    5
  9. 09
    bankrate.com
    4
  10. 10
    cnn.com
    4

JCB is in the study as a card network or issuer.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

OpenAI
3/15
Claude
2/15
Gemini
2/15
Perplexity
1/15
Market comparisonSection 06

How JCB compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
10

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
67

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
32
Ranks 113 of 375. Typical company: 27
Named in answers
13.3%
Ranks 59 of 375. Typical company: 0.0%
AI readiness
21
Ranks 216 of 375. Typical company: 29
Against its categorySection 08

Compared with card networks and issuers

14 companies in this category. The gold tick on each bar is the typical company.

Overall score
32
Ranks 6 of 14. Typical company: 30
Named in answers
13.3%
Ranks 5 of 14. Typical company: 7.5%
AI readiness
21
Ranks 6 of 14. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. JCB publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.jcb.co.jp · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 32 of 100 badge for JCB

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/jcb.co.jp"><img src="https://aeo-audit.rezolve.com/finance/badges/jcb.co.jp.svg" alt="Overall score 32 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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