Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
1,880 of 2,219
its rank by overall score
Place in its category
156th of 203 payment processors
Closing balance

Named in

1of 60 answers

by 1 of 4 assistants

Statement note

What this means for InsurCard

AI assistants rarely name this payment processor in their answers, mentioning it once in 60 responses. Its overall score is 24 out of 100, ranking 1,880th of 2,219, while the typical company in its sector scores 27. The company's website passes 4 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned InsurCard by name. AI assistants named it in 1 of the 60 answers. Counting only how often it is named, it ranks 133rd of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
24Overall score
  • Visibility3
  • Citations0
  • Sentiment50
  • Site quality60
  • AI readiness29
Summary of account
Named by AI in
1.7%
1 of 60 answers
Share of mentions
7.7%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 4
Rank in its sector
304 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

InsurCard came up on 1 of 15 questions. Open any window to read that answer.

  1. 01What are the best digital payment solutions for workers compensation claims in the United States?0/4
  2. 02Is investing in a digital payment platform for insurance claims worth it for medium-sized carriers?0/4
  3. 03How do setup and transaction costs compare for different digital indemnity payment solutions?0/4
  4. 04What are the options for healthcare claim reimbursements besides ACH transfers?0/4
  5. 05Payment platforms for indemnity claims: prepaid debit card vs direct deposit options?1/4
  6. 06How can insurance carriers resolve payment delays in electronic indemnity claims?0/4
  7. 07How can healthcare administrators streamline provider payments using digital methods?0/4
  8. 08Common issues with digital claim payment platforms and how to fix them?0/4
  9. 09Other ways to pay workers compensation claims besides electronic platforms?0/4
  10. 10Alternatives to virtual cards for property claim settlements?0/4
  11. 11What should claims administrators look for when choosing a payment solution for healthcare provider reimbursements?0/4
  12. 12Which platforms make it easy to send healthcare provider claim payments electronically?0/4
  13. 13How do virtual card solutions compare with ACH transfers for property claim settlements?0/4
  14. 14What is the easiest way to issue payments during a catastrophe claims event?0/4
  15. 15What are typical fees for insurance claims payment platforms in the US?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 1/15All assistants: 1/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“Payment platforms for indemnity claims: prepaid debit card vs direct deposit options?”

Payment platforms for indemnity claims offer both prepaid debit cards and direct deposit options, alongside other digital and traditional methods. While direct deposits are a widely adopted electronic payment, prepaid debit cards are also utilized, particularly in workers' compensation.

Prepaid Debit Cards for Indemnity Claims:

Insurers like InsurCard offer reloadable Mastercard prepaid debit cards for workers' compensation benefits insurcard.com. For new claims, an electronic data file is sent to a card processor, and a card i …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    InstaMed
    3
  2. 02
    One Inc
    2
  3. 03
    VPay
    1
  4. 04
    ECHO Health
    1

Share of mentions

CompanyShare
  1. One Inc
    30.8%
  2. InstaMed
    23.1%
  3. ECHO Health
    23.1%
  4. InsurCard
    7.7%
  5. VPay
    7.7%
  6. Payspan
    7.7%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    talli.ai
    20
  2. 02
    vitesse.io
    9
  3. 03
    zelis.com
    7
  4. 04
    oneinc.com
    6
  5. 05
    business.optum.com
    5
  6. 06
    rectanglehealth.com
    4
  7. 07
    b4bpayments.com
    4
  8. 08
    paytia.com
    3
  9. 09
    finantrix.com
    3
  10. 10
    disbursecloud.com
    3

InsurCard is in the study as a payment processor.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
1/15
Claude
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How InsurCard compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
3

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
60

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
24
Ranks 304 of 375. Typical company: 27
Named in answers
1.7%
Ranks 133 of 375. Typical company: 0.0%
AI readiness
29
Ranks 106 of 375. Typical company: 29
Against its categorySection 08

Compared with payment processors

203 companies in this category. The gold tick on each bar is the typical company.

Overall score
24
Ranks 156 of 203. Typical company: 27
Named in answers
1.7%
Ranks 64 of 203. Typical company: 0.0%
AI readiness
29
Ranks 59 of 203. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. InsurCard publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
80 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 28 of 100 · 97% of checks could run · checked on October 9, 2026 · www.insurcard.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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