Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

ID.me

id.me

Fraud, identity and complianceFinancial technology and data

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
533 of 2,219
its rank by overall score
Place in its category
65th of 171 fraud and identity companies
Closing balance

Named in

18of 60 answers

by 4 of 4 assistants

Statement note

What this means for ID.me

AI assistants name ID.me in 30% of answers about its market, which is much more often than the typical company in its sector at 1.7%. It has an overall score of 36 out of 100, ranking 533rd of 2,219 companies. The website passes 1 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned ID.me by name. AI assistants named it in 18 of the 60 answers. Counting only how often it is named, it ranks 25th of 574 in its sector. The typical financial technology and data company is named in 1.7% of answers.

Overall score
36Overall score
  • Visibility36
  • Citations2
  • Sentiment71
  • Site quality60
  • AI readiness7
Summary of account
Named by AI in
30.0%
18 of 60 answers
Share of mentions
52.9%
of the mentions of it and its 5 peers
AI readiness
1/14
technical checks passed. Typical for its sector: 4
Rank in its sector
181 of 574
by overall score, where the typical financial technology and data company scores 29

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Line itemsSection 01

Every question, and where the company came up

ID.me came up on 8 of 15 questions. Open any window to read that answer.

  1. 01What are the most secure options for remote identity proofing in the United States?2/4
  2. 02What are common ways affinity groups use online identity authentication for member-only resources?1/4
  3. 03Is a paid digital identity verification service worth it for accessing exclusive online offers?2/4
  4. 04Single sign-on vs multi-factor authentication: which is more effective for managing multiple accounts securely?0/4
  5. 05How does digital identity verification differ from two-factor authentication for secure sign-in?0/4
  6. 06How much does it typically cost to use a digital identity verification platform in the US?0/4
  7. 07Do advanced authentication tools really improve online account security for individuals?0/4
  8. 08Which secure authentication solutions are recommended for healthcare workers needing access to protected information?0/4
  9. 09How can I access exclusive military or student offers without using an online verification service?0/4
  10. 10What can I do if my digital identity verification fails during the sign-up process?1/4
  11. 11How do digital identity verification platforms help prevent tax fraud?0/4
  12. 12Are there any free digital authentication solutions for secure access to health or tax services?3/4
  13. 13What alternatives exist to using a digital identity verification platform for accessing online benefits?2/4
  14. 14How can I resolve issues with verifying my identity online for government benefits?3/4
  15. 15What are the best digital identity verification platforms for accessing online government services in the US?4/4
Total namedOpenAI: 4/15Claude: 3/15Perplexity: 6/15Gemini: 5/15All assistants: 18/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Is a paid digital identity verification service worth it for accessing exclusive online offers?”

Usually no—a paid identity-verification subscription is rarely worth purchasing solely to unlock online discounts. Many legitimate eligibility-verification services are free for individuals; for example, ID.me states that account creation and basic verification are free, including access to some exclusive discounts.

A paid service may be worthwhile only if it provides substantial additional value, such as:

Access to offers whose total savings clearly exceed the subscription cost.

Account recovery, impersonation protection, or priority support that you genuinely need.

Verific …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Login.gov
    12
  2. 02
    Jumio
    3
  3. 03
    Persona
    3

Share of mentions

CompanyShare
  1. ID.me
    52.9%
  2. Login.gov
    35.3%
  3. Jumio
    8.8%
  4. Persona
    2.9%
  5. Trulioo
    0.0%
  6. Okta Verify / Okta Identity Cloud
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    pages.nist.gov
    8
  2. 02
    gao.gov
    7
  3. 03
    plaid.com
    5
  4. 04
    atlanticcouncil.org
    5
  5. 05
    help.id.me
    5
  6. 06
    safety.google
    5
  7. 07
    en.wikipedia.org
    4
  8. 08
    veriff.com
    4
  9. 09
    digitalgovernmenthub.org
    4
  10. 10
    didit.me
    4

ID.me is in the study as a fraud and identity company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Perplexity
6/15
Gemini
5/15
OpenAI
4/15
Claude
3/15
Market comparisonSection 06

How ID.me compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
36

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
71

How positively AI describes the company

Site quality
60

How well built the website's own pages are

AI readiness
7

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with financial technology and data companies

574 companies in this sector. The gold tick on each bar is the typical company.

Overall score
36
Ranks 181 of 574. Typical company: 29
Named in answers
30.0%
Ranks 25 of 574. Typical company: 1.7%
AI readiness
7
Ranks 533 of 574. Typical company: 29
Against its categorySection 08

Compared with fraud and identity companies

171 companies in this category. The gold tick on each bar is the typical company.

Overall score
36
Ranks 65 of 171. Typical company: 30
Named in answers
30.0%
Ranks 3 of 171. Typical company: 1.7%
AI readiness
7
Ranks 161 of 171. Typical company: 36
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

This website turned most of our scan away, so it has no level. Only 25% of the checks could run. That reflects the website’s rules for automated visitors, and an AI agent arriving by itself meets the same rules.

Can an AI agent check out here?

Not by itself. ID.me publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtCould not check
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
  • robots.txtCould not check

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapCould not check

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersCould not check

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
  • Markdown negotiationCould not check

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtCould not check

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
  • AI bot rulesCould not check

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsCould not check

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdCould not check

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 0 of 100 · 25% of checks could run · checked on October 9, 2026 · id.me · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

Share this result

Overall score 36 of 100 badge for ID.me

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/id.me"><img src="https://aeo-audit.rezolve.com/finance/badges/id.me.svg" alt="Overall score 36 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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