Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Industrial and Commercial Bank of China

icbc.com.cn

Large national banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
2,196 of 2,219
its rank by overall score
Place in its category
59th of 61 large national banks
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for Industrial and Commercial Bank of China

AI assistants do not name this large national bank in any of their 60 answers, while sometimes naming others like Bank of America and Wells Fargo. Its overall score is 17 out of 100, ranking 2,196th of 2,219 companies. Its website passes 1 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Industrial and Commercial Bank of China by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 188th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
17Overall score
  • Visibility0
  • Citations0
  • Sentiment50
  • Site quality40
  • AI readiness7
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
of the mentions of it and its 5 peers
AI readiness
1/14
technical checks passed. Typical for its sector: 3
Rank in its sector
388 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Industrial and Commercial Bank of China came up on 0 of 15 questions. Open any window to read that answer.

  1. 01Are full-service commercial banks a good choice for small business loans?0/4
  2. 02Best ways to use a US commercial bank for managing foreign currency needs0/4
  3. 03Options besides commercial banks for small business lending in the United States0/4
  4. 04What are the key personal and business banking services offered by full-service commercial banks in the US?0/4
  5. 05Differences between private banking and standard wealth management services at commercial banks0/4
  6. 06How to resolve issues with online account access at a commercial bank0/4
  7. 07Typical fees for opening and maintaining a checking or savings account at a commercial bank0/4
  8. 08Alternatives to using a traditional commercial bank for wealth management services0/4
  9. 09Common problems with cross-border wire transfers from commercial banks and how to fix them0/4
  10. 10What are the standard charges for domestic and international transfers at large US commercial banks?0/4
  11. 11Is it worth getting a credit card through a full-service commercial bank for travel rewards?0/4
  12. 12How can a commercial bank support personal retirement planning in the US?0/4
  13. 13How do credit card features from full-service commercial banks compare to those from online banks?0/4
  14. 14Best commercial banks for opening both individual and corporate accounts in the United States0/4
  15. 15Which types of deposit accounts are usually offered by full-service banks to individuals and businesses?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

The company is not named in this answer

Geminidid not name the company

“What are the key personal and business banking services offered by full-service commercial banks in the US?”

Full-service commercial banks in the U.S. offer a comprehensive range of personal and business banking services. These institutions, including major players like JPMorgan Chase, Bank of America, and Wells Fargo, aim to meet diverse financial needs.

Key Personal Banking Services:

Deposit Accounts:

Checking Accounts: These are fundamental for daily transactions, offering easy access to funds through debit cards, online banking, and ATMs. Many banks offer various checking account options, some with waivable monthly fees based on certain conditions.

Savings …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Named instead

CompanyTimes named
  1. 01
    Bank of America
    8
  2. 02
    Wells Fargo
    6

Share of mentions

CompanyShare
  1. Bank of America
    38.5%
  2. Wells Fargo
    34.6%
  3. Citibank (Citigroup)
    15.4%
  4. JPMorgan Chase & Co.
    11.5%
  5. Industrial and Commercial Bank of China
    0.0%
  6. HSBC USA
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    usbank.com
    16
  2. 02
    bankrate.com
    11
  3. 03
    nerdwallet.com
    10
  4. 04
    wise.com
    6
  5. 05
    experian.com
    6
  6. 06
    investopedia.com
    5
  7. 07
    forbes.com
    5
  8. 08
    firstcitizens.com
    4
  9. 09
    finance.yahoo.com
    4
  10. 10
    smartasset.com
    4

Industrial and Commercial Bank of China is in the study as a large national bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
0/15
Gemini
0/15
OpenAI
0/15
Perplexity
0/15
Market comparisonSection 06

How Industrial and Commercial Bank of China compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
40

How well built the website's own pages are

AI readiness
7

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
17
Ranks 388 of 394. Typical company: 28
Named in answers
0.0%
Ranks 188 of 394. Typical company: 0.0%
AI readiness
7
Ranks 362 of 394. Typical company: 29
Against its categorySection 08

Compared with large national banks

61 companies in this category. The gold tick on each bar is the typical company.

Overall score
17
Ranks 59 of 61. Typical company: 27
Named in answers
0.0%
Ranks 32 of 61. Typical company: 1.7%
AI readiness
7
Ranks 52 of 61. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Industrial and Commercial Bank of China publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
0 of 100
  • robots.txtNot met

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
0 of 100
  • AI bot rulesNot met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 0 of 100 · 97% of checks could run · checked on October 9, 2026 · www.icbc.com.cn · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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