Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Hatton National Bank

hnb.lk

Large national banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
34 of 2,219
its rank by overall score
Place in its category
2nd of 61 large national banks
Closing balance

Named in

21of 60 answers

by 4 of 4 assistants

Statement note

What this means for Hatton National Bank

AI assistants name Hatton National Bank in 35% of answers, while the typical company in its sector is named in 0%. Its overall score is 46 out of 100, ranking 34th of 2,219 companies. The website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Hatton National Bank by name. AI assistants named it in 21 of the 60 answers. Counting only how often it is named, it ranks 6th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
46Overall score
  • Visibility29
  • Citations2
  • Sentiment100
  • Site quality80
  • AI readiness36
Summary of account
Named by AI in
35.0%
21 of 60 answers
Share of mentions
21.4%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
5 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Hatton National Bank came up on 11 of 15 questions. Open any window to read that answer.

  1. 01Alternatives to traditional banks for business financing in Sri Lanka2/4
  2. 02Is opening a private banking account in Sri Lanka worth it for frequent travelers?1/4
  3. 03What are the typical fees for maintaining a personal checking account in Sri Lanka?0/4
  4. 04How do digital banking features compare to traditional branch banking in Sri Lanka?1/4
  5. 05Which types of savings accounts are most popular among expats in Sri Lanka?2/4
  6. 06Are SME banking packages in Sri Lanka a good choice for small US-based businesses expanding locally?2/4
  7. 07What are the best full-service banks in Sri Lanka for working professionals relocating from the US?4/4
  8. 08Common issues with online transfers when using Sri Lankan banks and how to fix them0/4
  9. 09Which Sri Lankan banks offer online onboarding for new customers?1/4
  10. 10Why might bill payments through Sri Lankan online banking platforms fail?0/4
  11. 11How can a US citizen open a foreign currency account in Sri Lanka for personal use?1/4
  12. 12Other options besides full-service banks for sending money to Sri Lanka0/4
  13. 13Best ways to receive international remittances through Sri Lankan banking services3/4
  14. 14Are there monthly charges for SME digital banking solutions in Sri Lanka?3/4
  15. 15Current account vs. savings account for business owners in Sri Lanka—what are the pros and cons?1/4
Total namedOpenAI: 5/15Claude: 3/15Perplexity: 2/15Gemini: 11/15All assistants: 21/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best full-service banks in Sri Lanka for working professionals relocating from the US?”

For a US professional relocating to Sri Lanka, the strongest shortlist is HSBC Sri Lanka, Commercial Bank of Ceylon, Hatton National Bank (HNB), Sampath Bank, and Nations Trust Bank (NTB). The best choice depends on whether you prioritize international connectivity, local branch coverage, digital banking, or premium services.

Bank · Best for · Key strengths · Main caveat

HSBC Sri Lanka · Internationally mobile professionals · International brand, foreign-currency services, corporate and wealth-management capabilities; HSBC describes its Sri Lank …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Commercial Bank of Ceylon
    8
  2. 02
    Seylan Bank
    7
  3. 03
    Bank of Ceylon
    7
  4. 04
    Sampath Bank
    5
  5. 05
    Nations Trust Bank
    4

Share of mentions

CompanyShare
  1. Bank of Ceylon
    22.4%
  2. Hatton National Bank
    21.4%
  3. Commercial Bank of Ceylon
    16.3%
  4. Sampath Bank
    15.3%
  5. Seylan Bank
    12.2%
  6. Nations Trust Bank
    12.2%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    dfcc.lk
    22
  2. 02
    peoplesbank.lk
    16
  3. 03
    combank.lk
    14
  4. 04
    cbsl.gov.lk
    10
  5. 05
    boc.lk
    10
  6. 06
    theasianbanker.com
    8
  7. 07
    seylan.lk
    8
  8. 08
    dfe.lk
    7
  9. 09
    pabcbank.com
    6
  10. 10
    reddit.com
    6

Hatton National Bank is in the study as a large national bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
11/15
OpenAI
5/15
Claude
3/15
Perplexity
2/15
Market comparisonSection 06

How Hatton National Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
29

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
100

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
46
Ranks 5 of 394. Typical company: 28
Named in answers
35.0%
Ranks 6 of 394. Typical company: 0.0%
AI readiness
36
Ranks 29 of 394. Typical company: 29
Against its categorySection 08

Compared with large national banks

61 companies in this category. The gold tick on each bar is the typical company.

Overall score
46
Ranks 2 of 61. Typical company: 27
Named in answers
35.0%
Ranks 3 of 61. Typical company: 1.7%
AI readiness
36
Ranks 4 of 61. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Hatton National Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · hnb.lk · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 46 of 100 badge for Hatton National Bank

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/hnb.lk"><img src="https://aeo-audit.rezolve.com/finance/badges/hnb.lk.svg" alt="Overall score 46 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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