Higlobe

1. 01Alternatives to using traditional bank wire transfers for international client payments0/4
2. 02What are typical fees for receiving international business payments online?0/4
3. 03Why has my international payment not arrived in my US bank account yet?0/4
4. 04Affordable options for US professionals to manage and spend foreign income0/4
5. 05What are some secure alternatives for global freelancers to receive earnings besides PayPal?0/4
6. 06What are the best platforms for receiving business payments from clients in Europe?0/4
7. 07Best low-cost options for freelancers to receive money from the US online1/4
8. 08How do digital money transfer services compare to traditional international wire transfers?0/4
9. 09Is it worth using an international money transfer platform for small business payments?0/4
10. 10Common reasons for delayed payments when receiving funds from Europe as a freelancer0/4
11. 11International payment platforms vs. using a multi-currency business account—what are the pros and cons?0/4
12. 12How do international transfer costs differ for low vs. high payment volumes?0/4
13. 13Are fee-free withdrawal offers on global payment platforms actually beneficial long-term?0/4
14. 14Best way for small businesses in the US to pay overseas contractors securely0/4
15. 15How can US-based remote workers receive payments safely from EU clients?0/4

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

“Best low-cost options for freelancers to receive money from the US online”

For most freelancers outside the US, the lowest-cost option is a service that gives you US bank details and accepts ACH payments, such as Wise, Payoneer, Grey, Elevate Pay, or Higlobe. ACH is usually free or costs less than $1 for the client, while avoiding expensive international wire fees.

Best options

Option · Best for · Typical cost considerations

Wise · Transparent pricing and holding USD · Often among the cheapest; USD-to-USD payments may avoid conversion fees, while currency conversion is typically under 1%.

Payoneer · Marketplaces an …

The AI’s answer as we received it, shortened and not checked for accuracy.

See how every company did, and how this was measured.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.