Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9, 2026
when the AI assistants were asked
Account no.
700 of 2,219
its rank by overall score
Closing balance

Named in

3of 60 answers

by 2 of 4 assistants

Statement note

What this means for Fundbox

AI assistants name this small business banking provider in 5% of answers, while the typical company in its sector is not named at all. Its overall score is 34 out of 100, which ranks it 700th of 2,219 companies. The website passes 4 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Fundbox by name. AI assistants named it in 3 of the 60 answers. Counting only how often it is named, it ranks 112th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
34Overall score
  • Visibility13
  • Citations2
  • Sentiment67
  • Site quality80
  • AI readiness29
Summary of account
Named by AI in
5.0%
3 of 60 answers
Share of mentions
42.9%
of the mentions of it and its 5 peers
AI readiness
4/14
technical checks passed. Typical for its sector: 3
Rank in its sector
99 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Fundbox came up on 2 of 15 questions. Open any window to read that answer.

  1. 01What are the main alternatives to embedded business financing for enabling small business growth?0/4
  2. 02What are the typical fee structures for embedded business financing solutions in the US?0/4
  3. 03What should B2B platforms look for when choosing a provider of embedded business financing infrastructure?0/4
  4. 04How can I evaluate if revenue-based financing is a good fit for my embedded platform offering?0/4
  5. 05What are common issues when setting up embedded business financing for a fintech platform?0/4
  6. 06Line of credit vs term loan for platform-based small business financing—what are the key differences?1/4
  7. 07What are the best embedded business financing solutions for SaaS platforms that serve small businesses?2/4
  8. 08How does embedded business financing differ from traditional small business lending options?0/4
  9. 09What non-financing tools can platforms use to help SMBs with cash flow issues besides embedded capital products?0/4
  10. 10How can modular capital infrastructure support diverse funding needs for platform users?0/4
  11. 11How do platforms typically handle defaults or late payments in embedded lending programs?0/4
  12. 12Is it worth integrating an embedded capital program into my B2B software platform?0/4
  13. 13Which types of capital products can be included in a modular embedded financing solution?0/4
  14. 14In what scenarios does offering invoice financing through an embedded platform add the most value?0/4
  15. 15What factors affect the cost of offering embedded business financing on a SaaS platform?0/4
Total namedOpenAI: 1/15Claude: 0/15Perplexity: 0/15Gemini: 2/15All assistants: 3/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“Line of credit vs term loan for platform-based small business financing—what are the key differences?”

… Platform Integration: Many fintech platforms, like Fundbox and OnDeck, offer lines of credit with quick approval processes and fast access to funds, sometimes as quickly as the same day. Some platforms, such as Stripe, may offer financing options based on a business's sales history.

Term Loan:

Structure: A term loan provides a lump sum of money upfront.

Use: Term loans are generally better suited for specific, one-time investments with a clear payoff timeline, such as purchasing equipment, financing expansion projects, renovating, or consolidating debt.

Rep …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Lendflow
    3
  2. 02
    Railsr
    1

Share of mentions

CompanyShare
  1. Fundbox
    42.9%
  2. Lendflow
    42.9%
  3. Railsr
    14.3%
  4. Parafin
    0.0%
  5. FintechOS
    0.0%
  6. Kapitus
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    lendflow.com
    17
  2. 02
    stripe.com
    14
  3. 03
    adyen.com
    11
  4. 04
    liberis.com
    10
  5. 05
    airwallex.com
    9
  6. 06
    fintechspecs.com
    8
  7. 07
    helloaria.eu
    8
  8. 08
    fundbox.com (its own website)
    8
  9. 09
    connectpay.com
    8
  10. 10
    nmi.com
    7

Fundbox is in the study as a small business banking provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
2/15
OpenAI
1/15
Perplexity
0/15
Claude
0/15
Market comparisonSection 06

How Fundbox compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
13

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
67

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
29

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
34
Ranks 99 of 394. Typical company: 28
Named in answers
5.0%
Ranks 112 of 394. Typical company: 0.0%
AI readiness
29
Ranks 82 of 394. Typical company: 29
Against its categorySection 08

Compared with small business banking providers

38 companies in this category. The gold tick on each bar is the typical company.

Overall score
34
Ranks 13 of 38. Typical company: 29
Named in answers
5.0%
Ranks 12 of 38. Typical company: 1.7%
AI readiness
29
Ranks 17 of 38. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Fundbox publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · fundbox.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

4 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotallowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBotallowed
  • Claude-SearchBotallowed
  • PerplexityBotallowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-Userallowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 34 of 100 badge for Fundbox

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/fundbox.com"><img src="https://aeo-audit.rezolve.com/finance/badges/fundbox.com.svg" alt="Overall score 34 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
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