Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
September 23 to 26, 2026
when the AI assistants were asked
Account no.
869 of 2,219
its rank by overall score
Closing balance

Named in

3of 60 answers

by 3 of 4 assistants

Statement note

What this means for Fulton Financial

AI assistants name this regional or community bank in 5% of answers, while the typical company in its sector is never named. Its overall score is 30 out of 100, ranking 869th of 2,219 companies. The website passes 1 of 14 technical checks for readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Fulton Financial by name. AI assistants named it in 3 of the 60 answers. Counting only how often it is named, it ranks 112th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
30Overall score
  • Visibility11
  • Citations0
  • Sentiment50
  • Site quality87
  • AI readiness21
Summary of account
Named by AI in
5.0%
3 of 60 answers
Share of mentions
27.3%
of the mentions of it and its 5 peers
AI readiness
1/14
technical checks passed. Typical for its sector: 3
Rank in its sector
136 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Fulton Financial came up on 2 of 15 questions. Open any window to read that answer.

  1. 01Best options for managing payroll as a small business with a local banking partner?0/4
  2. 02Steps to resolve login issues with online banking at a Mid-Atlantic regional bank?0/4
  3. 03What should I do if my debit card stops working at a regional bank?0/4
  4. 04What fees are common with personal checking accounts at regional banks in the Northeast?0/4
  5. 05What are the best regional banks in the Mid-Atlantic for small business checking accounts?2/4
  6. 06Alternatives to regional brick-and-mortar banks for wealth management in the Mid-Atlantic?0/4
  7. 07Best non-traditional ways to access credit if you don’t bank with a large regional or community institution?0/4
  8. 08Most recommended local institutions for wealth management services in Pennsylvania or New Jersey?0/4
  9. 09How do credit unions compare to regional full-service banks for personal loans?0/4
  10. 10How important is FDIC insurance when choosing a local bank for personal savings?0/4
  11. 11Regional bank vs national bank for business banking needs—what are the key differences?0/4
  12. 12Online banking options to consider instead of local banks for business transactions?0/4
  13. 13How do regional banks support first-time homebuyers in Delaware or Maryland?1/4
  14. 14Is opening a business checking account at a regional bank worth it for small businesses?0/4
  15. 15Typical minimum balance requirements for business savings accounts at community banks?0/4
Total namedOpenAI: 1/15Claude: 1/15Perplexity: 1/15Gemini: 0/15All assistants: 3/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“How do regional banks support first-time homebuyers in Delaware or Maryland?”

… Affordable loan structures: Banks such as WSFS, Fulton, and Meridian advertise first-time buyer mortgages, low down payments, and in some cases up to 97% financing or other flexible mortgage options.

Support for lower-income or first-generation buyers: Artisans’ Bank’s community initiatives include programs for modest-income buyers and first-time or first-generation homebuyers, plus FHA-backed options and settlement assistance.

Credit help and borrower education: Artisans’ Bank offers a Credit Builder Loan for people with poor or no cred …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Share of mentions

CompanyShare
  1. M&T Bank
    54.5%
  2. Fulton Financial
    27.3%
  3. WSFS Bank
    18.2%
  4. First National Bank (FNB)
    0.0%
  5. OceanFirst Bank
    0.0%
  6. Univest Bank and Trust Co.
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    regions.com
    59
  2. 02
    bankrate.com
    16
  3. 03
    nerdwallet.com
    14
  4. 04
    forbes.com
    13
  5. 05
    smartasset.com
    13
  6. 06
    justdial.com
    11
  7. 07
    usbank.com
    10
  8. 08
    sofi.com
    9
  9. 09
    wise.com
    8
  10. 10
    fdic.gov
    8

Fulton Financial is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Perplexity
1/15
Claude
1/15
OpenAI
1/15
Gemini
0/15
Market comparisonSection 06

How Fulton Financial compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
11

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
30
Ranks 136 of 394. Typical company: 28
Named in answers
5.0%
Ranks 112 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
30
Ranks 31 of 148. Typical company: 27
Named in answers
5.0%
Ranks 29 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPCould not check
  • AP2Not present
  • ACPCould not check
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardCould not check
  • A2A Agent CardCould not check
  • Agent SkillsCould not check
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
41 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapNot met

    Serve an XML sitemap and reference it from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardCould not check

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardCould not check

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsCould not check

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 20 of 100 · 79% of checks could run · checked on October 5, 2026 · www.fultonbank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Not metrobots.txt publishedstudy: 85.1%
  • Not metXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

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Overall score 30 of 100 badge for Fulton Financial

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