Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Frost Bank

frostbank.com

Regional and community banksBanking

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
73 of 2,219
its rank by overall score
Place in its category
2nd of 148 regional and community banks
Closing balance

Named in

14of 60 answers

by 4 of 4 assistants

Statement note

What this means for Frost Bank

AI assistants name Frost Bank in 23.3% of answers, while the typical company in its sector is named in none. Its overall score is 44 out of 100, ranking 73rd of 2,219 companies. Its website passes 3 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Frost Bank by name. AI assistants named it in 14 of the 60 answers. Counting only how often it is named, it ranks 23rd of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
44Overall score
  • Visibility26
  • Citations0
  • Sentiment100
  • Site quality87
  • AI readiness21
Summary of account
Named by AI in
23.3%
14 of 60 answers
Share of mentions
33.3%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
9 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Frost Bank came up on 5 of 15 questions. Open any window to read that answer.

  1. 01Common issues when applying for a business loan at local Texas banks and how to avoid them?0/4
  2. 02Alternatives to traditional brick-and-mortar banking for businesses in Texas?1/4
  3. 03Which full-service banks in Texas provide both business and personal banking services with strong customer service?4/4
  4. 04Are there low-minimum balance requirements offered by regional banks for savings accounts in the US?0/4
  5. 05What should you do if your online bank transfer at a regional bank is delayed?0/4
  6. 06How do regional banks differ from national banks in terms of customer support and local decision-making?0/4
  7. 07Online-only banks versus regional banks in Texas: what are some reliable alternatives for managing finances?4/4
  8. 08What are some non-bank options for investment and insurance services in the United States?0/4
  9. 09Which types of accounts are best for Texas small businesses looking to manage both payroll and expenses?0/4
  10. 10What are some practical ways residents in Texas can use regional banks for personal wealth management?0/4
  11. 11Is it worth choosing a full-service regional bank for both investments and insurance needs?0/4
  12. 12Business banking vs. credit unions in Texas: which offers better loan options for small businesses?0/4
  13. 13What are the best regional banks in Texas for personal checking and savings accounts?4/4
  14. 14What fees should you expect with checking accounts at full-service banks in Texas?0/4
  15. 15Are Texas-based community banks a good option for opening a business account?1/4
Total namedOpenAI: 3/15Claude: 4/15Perplexity: 3/15Gemini: 4/15All assistants: 14/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best regional banks in Texas for personal checking and savings accounts?”

For most Texans, Frost Bank is the strongest all-around regional choice, while Prosperity Bank is best for a broad branch network. Texas Capital Bank is worth considering if savings yield and digital banking matter more than extensive branches.

Bank · Best for · Checking and savings strengths

Frost Bank · Best overall Texas regional bank · Strong customer service, free checking options, broad Texas presence, and a full set of savings products. It is especially attractive for customers who value branches and personal service.

Prosperity Bank · Bes …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Texas Capital Bank
    8
  2. 02
    Prosperity Bank
    7
  3. 03
    Comerica Bank
    1

Share of mentions

CompanyShare
  1. Frost Bank
    33.3%
  2. Texas Capital Bank
    33.3%
  3. Prosperity Bank
    23.8%
  4. Comerica Bank
    7.1%
  5. PlainsCapital Bank
    2.4%
  6. BBVA USA (PNC Bank)
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    smartasset.com
    11
  2. 02
    trb.bank
    10
  3. 03
    bankrate.com
    9
  4. 04
    bankoftexas.com
    8
  5. 05
    nerdwallet.com
    8
  6. 06
    bluevine.com
    8
  7. 07
    regions.com
    7
  8. 08
    finance.yahoo.com
    6
  9. 09
    gobankingrates.com
    5
  10. 10
    fitsmallbusiness.com
    5

Frost Bank is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
4/15
Gemini
4/15
OpenAI
3/15
Perplexity
3/15
Market comparisonSection 06

How Frost Bank compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
26

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
100

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
44
Ranks 9 of 394. Typical company: 28
Named in answers
23.3%
Ranks 23 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
44
Ranks 2 of 148. Typical company: 27
Named in answers
23.3%
Ranks 2 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Frost Bank publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.frostbank.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 44 of 100 badge for Frost Bank

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/frostbank.com"><img src="https://aeo-audit.rezolve.com/finance/badges/frostbank.com.svg" alt="Overall score 44 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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