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Buy now, pay later
Ranked by overall score, out of 100. The score adds up how often AI assistants name a company, how positively they describe it, and how well its website works for AI. Rows marked rarely named came up fewer than three times, so read their scores with care. The number in front of each company is its place in this category.
The companies in the study that are on the Money20/20 USA 2026 attending companies list. See what their websites publish for AI agents.
The skylineNamedNever named
All 2,219Banking 394Cards and payments 375Lending and credit 93Investing and wealth 238Insurance 97Crypto and digital assets 102Financial technology and data 574Advisers and services 346
13 buy now, pay later providers attending Money20/20 USA, showing 1 to 13
- 15
Scalapayrarely namedBuy now, pay laterNamed by 0 of the four AI assistants.0/60Named by 0 of the four AI assistants.24 - 14
Creditoprarely namedBuy now, pay laterNamed by 0 of the four AI assistants.0/60Named by 0 of the four AI assistants.25 - 12
FuturePay Globalrarely namedBuy now, pay laterNamed by 1 of the four AI assistants.1/60Named by 1 of the four AI assistants.26 - 13
Opttyrarely namedBuy now, pay laterNamed by 0 of the four AI assistants.0/60Named by 0 of the four AI assistants.26 - 11
PagoPACErarely namedBuy now, pay laterNamed by 1 of the four AI assistants.1/60Named by 1 of the four AI assistants.31 - 10
ZipBuy now, pay laterNamed by 4 of the four AI assistants.10/60Named by 4 of the four AI assistants.34 - 9
Credit KeyBuy now, pay laterNamed by 2 of the four AI assistants.4/60Named by 2 of the four AI assistants.35 - 8
SplititBuy now, pay laterNamed by 4 of the four AI assistants.12/60Named by 4 of the four AI assistants.37 - 5
SezzleBuy now, pay laterNamed by 4 of the four AI assistants.17/60Named by 4 of the four AI assistants.39 - 6
EquipifiBuy now, pay laterNamed by 4 of the four AI assistants.10/60Named by 4 of the four AI assistants.39 - 4
SunbitBuy now, pay laterNamed by 4 of the four AI assistants.12/60Named by 4 of the four AI assistants.40 - 2
ChargeAfterBuy now, pay laterNamed by 4 of the four AI assistants.4/60Named by 4 of the four AI assistants.42 - 1
AffirmBuy now, pay laterNamed by 4 of the four AI assistants.28/60Named by 4 of the four AI assistants.43