Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Chargeflow

chargeflow.io

Fraud, identity and complianceFinancial technology and data

Money20/20 attendee

Statement period
October 9 to 14, 2026
when the AI assistants were asked
Account no.
29 of 2,219
its rank by overall score
Place in its category
3rd of 171 fraud and identity companies
Closing balance

Named in

10of 60 answers

by 3 of 4 assistants

Statement note

What this means for Chargeflow

AI assistants name this fraud and identity company in 16.7% of answers, much more often than the typical company in its sector at 1.7%. Its overall score is 47 out of 100, ranking 29th of 2,219 overall and 9th of 574 in the sector. Its website passes 6 out of 14 technical checks measuring readiness for AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Chargeflow by name. AI assistants named it in 10 of the 60 answers. Counting only how often it is named, it ranks 63rd of 574 in its sector. The typical financial technology and data company is named in 1.7% of answers.

Overall score
47Overall score
  • Visibility21
  • Citations21
  • Sentiment93
  • Site quality80
  • AI readiness43
Summary of account
Named by AI in
16.7%
10 of 60 answers
Share of mentions
31.3%
of the mentions of it and its 5 peers
AI readiness
6/14
technical checks passed. Typical for its sector: 4
Rank in its sector
9 of 574
by overall score, where the typical financial technology and data company scores 29

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Line itemsSection 01

Every question, and where the company came up

Chargeflow came up on 6 of 15 questions. Open any window to read that answer.

  1. 01What pricing models are common for AI chargeback management solutions in the US?2/4
  2. 02How do I troubleshoot low submission rates on automated chargeback dispute platforms?1/4
  3. 03Manual chargeback management vs automated AI platforms: which is better for mid-sized businesses?0/4
  4. 04What should e-commerce businesses look for in an automated chargeback prevention tool?0/4
  5. 05How can small online retailers use AI solutions to prevent chargebacks effectively?0/4
  6. 06AI chargeback management platforms vs traditional chargeback process outsourcing—what are the main differences?0/4
  7. 07How can automated chargeback management tools personalize dispute responses for different customers?1/4
  8. 08Why aren’t my chargeback win rates improving after implementing an AI management tool?0/4
  9. 09How do in-house chargeback teams compare to AI-based management platforms for online stores?0/4
  10. 10Is investing in an AI-based chargeback management platform worth it for online merchants?0/4
  11. 11What are the main alternatives to using an AI-powered chargeback management platform for dispute resolution?0/4
  12. 12What are the best AI-powered chargeback management platforms for growing e-commerce stores?3/4
  13. 13Are there DIY methods for chargeback prevention that don’t involve automated platforms?0/4
  14. 14Can AI chargeback prevention platforms help subscription-based businesses reduce disputes?1/4
  15. 15How do AI chargeback management platforms typically structure their fees or ROI guarantees?2/4
Total namedOpenAI: 0/15Claude: 5/15Perplexity: 1/15Gemini: 4/15All assistants: 10/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best AI-powered chargeback management platforms for growing e-commerce stores?”

For a growing e-commerce store, the strongest shortlist is Chargeflow, ChargePay, Justt, Chargebacks911, Riskified, and Signifyd. The right choice depends on whether the priority is affordable automated representment, hands-off managed recovery, or shifting fraud liability away from the merchant.

Platform · Best for · Why consider it · Main trade-off

Chargeflow · Shopify/DTC brands wanting automated recovery · AI handles dispute detection, evidence collection, response creation, submission, prevention, and reporting in one platform. · Primarily helps reco …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Chargebacks911
    4
  2. 02
    Justt
    3
  3. 03
    Midigator
    2
  4. 04
    Chargeback Gurus
    1

Share of mentions

CompanyShare
  1. Verifi (A Visa Solution)
    34.4%
  2. Chargeflow
    31.3%
  3. Chargebacks911
    12.5%
  4. Justt
    12.5%
  5. Chargeback Gurus
    6.3%
  6. Midigator
    3.1%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    chargeflow.io (its own website)
    48
  2. 02
    chatfin.ai
    22
  3. 03
    chargeback.io
    14
  4. 04
    usefini.com
    13
  5. 05
    disputifier.com
    8
  6. 06
    chargebacks911.com
    7
  7. 07
    stealthagents.com
    6
  8. 08
    startupstash.com
    5
  9. 09
    claimlane.com
    5
  10. 10
    justt.ai
    5

Chargeflow is in the study as a fraud and identity company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
5/15
Gemini
4/15
Perplexity
1/15
OpenAI
0/15
Market comparisonSection 06

How Chargeflow compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
21

How often AI assistants name the company, and how that compares with its peers

Citations
21

How often AI uses the company's own website as a source

Sentiment
93

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with financial technology and data companies

574 companies in this sector. The gold tick on each bar is the typical company.

Overall score
47
Ranks 9 of 574. Typical company: 29
Named in answers
16.7%
Ranks 63 of 574. Typical company: 1.7%
AI readiness
43
Ranks 29 of 574. Typical company: 29
Against its categorySection 08

Compared with fraud and identity companies

171 companies in this category. The gold tick on each bar is the typical company.

Overall score
47
Ranks 2 of 171. Typical company: 30
Named in answers
16.7%
Ranks 15 of 171. Typical company: 1.7%
AI readiness
43
Ranks 11 of 171. Typical company: 36
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Chargeflow publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check

The website runs on WooCommerce.

Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
25 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPartly met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 37 of 100 · 97% of checks could run · checked on October 9, 2026 · www.chargeflow.io · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

6 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 8 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*allowed
  • ClaudeBot*allowed
  • Anthropic-AIallowed
  • Google-Extended*allowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBot*allowed
  • Claude-SearchBotallowed
  • PerplexityBot*allowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-User*allowed
  • Claude-User*allowed
  • Perplexity-User*allowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 47 of 100 badge for Chargeflow

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/chargeflow.io"><img src="https://aeo-audit.rezolve.com/finance/badges/chargeflow.io.svg" alt="Overall score 47 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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