Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9, 2026
when the AI assistants were asked
Account no.
63 of 2,219
its rank by overall score
Place in its category
3rd of 29 digital wallets
Closing balance

Named in

24of 60 answers

by 4 of 4 assistants

Statement note

What this means for Cash App

AI assistants name this digital wallet in 40% of answers, while the typical company in its sector is named in 0%. Its overall score is 44 out of 100, which ranks 63rd of 2,219 companies. The website passes 3 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Cash App by name. AI assistants named it in 24 of the 60 answers. Counting only how often it is named, it ranks 13th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score
44Overall score
  • Visibility35
  • Citations3
  • Sentiment73
  • Site quality93
  • AI readiness21
Summary of account
Named by AI in
40.0%
24 of 60 answers
Share of mentions
27.9%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 4
Rank in its sector
13 of 375
by overall score, where the typical cards and payments company scores 27

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Line itemsSection 01

Every question, and where the company came up

Cash App came up on 12 of 15 questions. Open any window to read that answer.

  1. 01How do peer-to-peer payment apps compare with traditional banking apps for daily transactions?3/4
  2. 02Are there free ways to withdraw cash from ATMs using a digital wallet’s debit card?1/4
  3. 03Is a mobile payment app with investing tools really worth switching to for personal finance management?1/4
  4. 04What are other easy ways to send money quickly without using a financial app?0/4
  5. 05Which non-bank platforms are good substitutes for investing in stocks or bitcoin from your phone?2/4
  6. 06How do mobile finance platforms help with saving, earning cashback, and managing spending limits?0/4
  7. 07What fees should I expect with most digital payment apps and mobile banking platforms?2/4
  8. 08What should I do if my debit card from a finance app gets declined at checkout?0/4
  9. 09Why isn’t my transfer showing up instantly in my digital payment account?1/4
  10. 10What are the best mobile apps for managing money and making instant payments?4/4
  11. 11Are instant transfer features in payment apps worth any potential extra fees?1/4
  12. 12Digital wallets vs online banking platforms: which is more secure for sending and receiving money?1/4
  13. 13Can these money apps be used for splitting bills and sending money to friends instantly?3/4
  14. 14Which digital finance platforms offer both debit cards and investing features?4/4
  15. 15What are some alternatives to mobile money management apps for making instant payments?1/4
Total namedOpenAI: 8/15Claude: 4/15Perplexity: 5/15Gemini: 7/15All assistants: 24/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Can these money apps be used for splitting bills and sending money to friends instantly?”

Yes. Apps such as Venmo, Cash App, PayPal, Zelle, and similar peer-to-peer services can be used to split restaurant bills, rent, trips, and other shared expenses, as well as send money to friends.

Venmo: Designed for splitting bills and paying friends; standard transfers are generally free, while instant bank transfers usually charge a fee.

Cash App: Supports sending, requesting, and splitting payments; transfers to another Cash App user are typically instant.

Zelle: Sends money directly between eligible U.S. bank accounts, often within minutes; it i …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Venmo
    23
  2. 02
    Zelle
    22
  3. 03
    PayPal
    20
  4. 04
    Chime
    6

Share of mentions

CompanyShare
  1. Cash App
    27.9%
  2. Venmo
    24.4%
  3. Zelle
    24.4%
  4. PayPal
    17.4%
  5. Chime
    5.8%
  6. Current
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    chime.com
    14
  2. 02
    cash.app (its own website)
    13
  3. 03
    cnbc.com
    10
  4. 04
    wise.com
    7
  5. 05
    chase.com
    6
  6. 06
    bankrate.com
    6
  7. 07
    paypal.com
    6
  8. 08
    nerdwallet.com
    6
  9. 09
    paytm.com
    5
  10. 10
    finance.yahoo.com
    4

Cash App is in the study as a digital wallet.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

OpenAI
8/15
Gemini
7/15
Perplexity
5/15
Claude
4/15
Market comparisonSection 06

How Cash App compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
35

How often AI assistants name the company, and how that compares with its peers

Citations
3

How often AI uses the company's own website as a source

Sentiment
73

How positively AI describes the company

Site quality
93

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score
44
Ranks 13 of 375. Typical company: 27
Named in answers
40.0%
Ranks 13 of 375. Typical company: 0.0%
AI readiness
21
Ranks 216 of 375. Typical company: 29
Against its categorySection 08

Compared with digital wallets

29 companies in this category. The gold tick on each bar is the typical company.

Overall score
44
Ranks 3 of 29. Typical company: 29
Named in answers
40.0%
Ranks 4 of 29. Typical company: 3.3%
AI readiness
21
Ranks 16 of 29. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPCould not check
  • UCPCould not check
Interfaces for AI agents
  • MCP Server CardCould not check
  • A2A Agent CardCould not check
  • Agent SkillsCould not check
  • API CatalogCould not check
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationCould not check

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogCould not check

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryCould not check

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardCould not check

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardCould not check

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsCould not check

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 43 of 100 · 55% of checks could run · checked on October 9, 2026 · cash.app · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

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Overall score 44 of 100 badge for Cash App

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