Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Bluevine

bluevine.com

Small business banking and lendingBanking

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
24 of 2,219
its rank by overall score
Place in its category
1st of 38 small business banking providers
Closing balance

Named in

21of 60 answers

by 4 of 4 assistants

Statement note

What this means for Bluevine

AI assistants name Bluevine in 35% of answers, while the typical company in its sector is named in 0% of answers. Its overall score is 47 out of 100, ranking 24th of 2,219 overall and 2nd of 394 in its sector. Its website passes 6 of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Bluevine by name. AI assistants named it in 21 of the 60 answers. Counting only how often it is named, it ranks 6th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
47Overall score
  • Visibility31
  • Citations9
  • Sentiment84
  • Site quality87
  • AI readiness43
Summary of account
Named by AI in
35.0%
21 of 60 answers
Share of mentions
26.9%
of the mentions of it and its 5 peers
AI readiness
6/14
technical checks passed. Typical for its sector: 3
Rank in its sector
2 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Bluevine came up on 8 of 15 questions. Open any window to read that answer.

  1. 01Can an online business banking platform support payroll and vendor payments?0/4
  2. 02Which online banking services offer both business checking and integrated payment tools?4/4
  3. 03What alternatives exist to online business checking for small businesses wanting easy access to cash?1/4
  4. 04Are there good alternatives to digital business banking services for US entrepreneurs?3/4
  5. 05What are the best ways to use an online business banking solution to manage multiple income streams?1/4
  6. 06What are the best online business banking platforms for small US-based companies?4/4
  7. 07Does an online business banking platform provide enough features for a growing small business?0/4
  8. 08Which online business banking platforms make it easy to receive payments from clients?4/4
  9. 09How do monthly maintenance fees compare across different online business banking platforms?3/4
  10. 10What fees should I expect with online business checking accounts?0/4
  11. 11What are the differences between online-only business accounts and those offered by local credit unions?0/4
  12. 12What should I do if my business debit card from an online banking service isn’t working?0/4
  13. 13How do online business banking platforms compare to traditional business bank accounts?0/4
  14. 14Why might an online business banking transaction fail or be delayed?0/4
  15. 15Is opening an online business checking account worth it for a freelance business?1/4
Total namedOpenAI: 4/15Claude: 5/15Perplexity: 5/15Gemini: 7/15All assistants: 21/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“What are the best online business banking platforms for small US-based companies?”

For most small US-based companies, the strongest online options are Bluevine, Mercury, Relay, Novo, and American Express Business Checking. The best choice depends on whether you prioritize interest, startup finance tools, bookkeeping controls, or simple low-cost checking.

Platform · Best for · Main strengths · Potential drawbacks

Bluevine Business Banking · Businesses wanting checking plus interest · No monthly fee option, no minimum balance, and competitive interest on qualifying balances · Some benefits require plan upgrades or activity thresholds

Merc …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Novo
    25
  2. 02
    Mercury
    23
  3. 03
    Relay
    14
  4. 04
    Lili
    7
  5. 05
    NorthOne
    1

Share of mentions

CompanyShare
  1. Bluevine
    26.9%
  2. Mercury
    23.1%
  3. Novo
    21.8%
  4. Relay
    16.7%
  5. Lili
    10.3%
  6. NorthOne
    1.3%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bluevine.com (its own website)
    39
  2. 02
    airwallex.com
    28
  3. 03
    relayfi.com
    17
  4. 04
    fitsmallbusiness.com
    15
  5. 05
    brex.com
    13
  6. 06
    wise.com
    12
  7. 07
    rho.co
    12
  8. 08
    ramp.com
    9
  9. 09
    experian.com
    9
  10. 10
    novo.co
    8

Bluevine is in the study as a small business banking provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
7/15
Perplexity
5/15
Claude
5/15
OpenAI
4/15
Market comparisonSection 06

How Bluevine compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
31

How often AI assistants name the company, and how that compares with its peers

Citations
9

How often AI uses the company's own website as a source

Sentiment
84

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
43

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
47
Ranks 2 of 394. Typical company: 28
Named in answers
35.0%
Ranks 6 of 394. Typical company: 0.0%
AI readiness
43
Ranks 8 of 394. Typical company: 29
Against its categorySection 08

Compared with small business banking providers

38 companies in this category. The gold tick on each bar is the typical company.

Overall score
47
Ranks 1 of 38. Typical company: 29
Named in answers
35.0%
Ranks 1 of 38. Typical company: 1.7%
AI readiness
43
Ranks 3 of 38. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Bluevine publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
80 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryPassed

    SVCB or HTTPS records under _agents that advertise agent endpoints.

    study: 4.3%
Content accessibility
100 of 100
  • Markdown negotiationPassed

    Requests sent with Accept: text/markdown receive a markdown version of the page.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 55 of 100 · 97% of checks could run · checked on October 9, 2026 · www.bluevine.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

6 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • PassedMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 4 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*allowed
  • ClaudeBotallowed
  • Anthropic-AIallowed
  • Google-Extendedallowed
  • Applebot-Extendedallowed
  • Meta-ExternalAgentallowed
  • FacebookBotallowed
  • Bytespiderallowed
  • CCBotallowed
  • Diffbotallowed
  • Omgilibotallowed

AI search

  • OAI-SearchBot*allowed
  • Claude-SearchBotallowed
  • PerplexityBot*allowed
  • Applebotallowed
  • Amazonbotallowed
  • YouBotallowed

Answering questions

  • ChatGPT-User*allowed
  • Claude-Userallowed
  • Perplexity-Userallowed
  • DuckAssistBotallowed
  • MistralAI-Userallowed

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 47 of 100 badge for Bluevine

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/bluevine.com"><img src="https://aeo-audit.rezolve.com/finance/badges/bluevine.com.svg" alt="Overall score 47 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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