Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Bilt Rewards

bilt.com

Personal finance and money appsBanking

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
48 of 2,219
its rank by overall score
Place in its category
1st of 30 personal finance apps
Closing balance

Named in

21of 60 answers

by 4 of 4 assistants

Statement note

What this means for Bilt Rewards

AI assistants name Bilt Rewards in 35% of answers, which is much more often than the typical company in its sector. Its overall score is 45 out of 100, ranking 48th of 2,219 companies and 6th in its sector. The company’s website passes 7 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Bilt Rewards by name. AI assistants named it in 21 of the 60 answers. Counting only how often it is named, it ranks 6th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
45Overall score
  • Visibility41
  • Citations11
  • Sentiment50
  • Site quality87
  • AI readiness50
Summary of account
Named by AI in
35.0%
21 of 60 answers
Share of mentions
55.3%
of the mentions of it and its 4 peers
AI readiness
7/14
technical checks passed. Typical for its sector: 3
Rank in its sector
6 of 394
by overall score, where the typical banking company scores 28

Get the full report on Bilt Rewards as a PDF

Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Line itemsSection 01

Every question, and where the company came up

Bilt Rewards came up on 12 of 15 questions. Open any window to read that answer.

  1. 01Are housing payment rewards programs a good value for homeowners paying off a mortgage?0/4
  2. 02Is joining a housing payment rewards program worth it for someone who pays rent monthly?1/4
  3. 03Do rewards earned from rent or mortgage payment programs expire or have restrictions on how they can be used?2/4
  4. 04How do rewards programs for homeowners compare to those for renters?0/4
  5. 05What neighborhood perks or local benefits can typically be unlocked through a housing payment rewards program?1/4
  6. 06What are the minimum rent or mortgage amounts required to participate in housing payment rewards programs?2/4
  7. 07Do housing payment rewards programs usually have membership fees or hidden costs?1/4
  8. 08What are the best ways to earn points or rewards through rent or mortgage payments?3/4
  9. 09Which rewards programs are available for renters looking to maximize benefits from monthly rent payments?3/4
  10. 10What are the differences between credit card reward points and housing payment rewards programs?1/4
  11. 11Why am I not earning points on my monthly rent payment through my rewards membership?2/4
  12. 12How else can renters earn rewards on their recurring rent without joining a housing payment rewards program?0/4
  13. 13How can renters use points earned from paying rent to access travel or dining benefits?2/4
  14. 14What steps should I take if my housing payment rewards program isn’t tracking my mortgage payments?2/4
  15. 15What are the leading alternatives to housing payment rewards programs for earning points on monthly bills?1/4
Total namedOpenAI: 2/15Claude: 4/15Perplexity: 3/15Gemini: 12/15All assistants: 21/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

An answer that names the company

Gemininamed the company

“What are the minimum rent or mortgage amounts required to participate in housing payment rewards programs?”

The Bilt Rewards program allows individuals to earn points on rent and mortgage payments, but there are some requirements and options to consider.

Bilt offers three credit cards: Bilt Blue Card, Bilt Obsidian Card, and Bilt Palladium Card, all of which enable you to earn points on rent and mortgage with no transaction fees.

With Bilt Card 2.0, there are two primary ways to earn points on housing payments without transaction fees:

Tiered Automatic Points System: This option rewards points on your housing payment based on your everyday spending with the Bilt card. The more you spend on …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Piñata
    10
  2. 02
    Stake
    5
  3. 03
    RentTrack
    2

Share of mentions

CompanyShare
  1. Bilt Rewards
    55.3%
  2. Piñata
    26.3%
  3. Stake
    10.5%
  4. RentTrack
    7.9%
  5. Gravvy
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bilt.com (its own website)
    44
  2. 02
    thepointsguy.com
    21
  3. 03
    support.biltrewards.com
    18
  4. 04
    cnbc.com
    14
  5. 05
    tenantguide.com
    11
  6. 06
    reddit.com
    11
  7. 07
    finance.yahoo.com
    10
  8. 08
    chase.com
    10
  9. 09
    paylode.com
    10
  10. 10
    neobanc.com
    8

Bilt Rewards is in the study as a personal finance app.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
12/15
Claude
4/15
Perplexity
3/15
OpenAI
2/15
Market comparisonSection 06

How Bilt Rewards compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
41

How often AI assistants name the company, and how that compares with its peers

Citations
11

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
50

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
45
Ranks 6 of 394. Typical company: 28
Named in answers
35.0%
Ranks 6 of 394. Typical company: 0.0%
AI readiness
50
Ranks 1 of 394. Typical company: 29
Against its categorySection 08

Compared with personal finance apps

30 companies in this category. The gold tick on each bar is the typical company.

Overall score
45
Ranks 1 of 30. Typical company: 29
Named in answers
35.0%
Ranks 3 of 30. Typical company: 4.2%
AI readiness
50
Ranks 1 of 30. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Bilt Rewards publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
100 of 100
  • Markdown negotiationPassed

    Requests sent with Accept: text/markdown receive a markdown version of the page.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 54 of 100 · 97% of checks could run · checked on October 9, 2026 · www.bilt.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

7 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • PassedMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 16 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*partly
  • ClaudeBot*partly
  • Anthropic-AIpartly
  • Google-Extended*partly
  • Applebot-Extended*partly
  • Meta-ExternalAgent*partly
  • FacebookBotpartly
  • Bytespider*partly
  • CCBot*partly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBot*partly
  • Claude-SearchBot*partly
  • PerplexityBot*partly
  • Applebotpartly
  • Amazonbot*partly
  • YouBotpartly

Answering questions

  • ChatGPT-User*partly
  • Claude-User*partly
  • Perplexity-User*partly
  • DuckAssistBot*partly
  • MistralAI-User*partly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

Take it with you

Get the full report on Bilt Rewards as a PDF

Every number on this page in a PDF you can keep and share with your team. Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

ShareSection 12

Share this result

Overall score 45 of 100 badge for Bilt Rewards

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/bilt.com"><img src="https://aeo-audit.rezolve.com/finance/badges/bilt.com.svg" alt="Overall score 45 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
Next step

Want AI assistants to name your company?

Book a 30-minute demo to see Rezolve Ai in action and what it can do for your business.

Request a demo